Hot Today

Wise Bread articles that are hot today.

Ask the Readers: Do You Honestly Follow a Budget? (Chance to win $20)

What do you think it takes to "budget" effectively? And do you do so yourself? Let us know your thoughts in order to be entered to win one of three $20 Amazon gift cards!

7 Ways to Save Loads of Money Using Credit Cards

Few financial products are as versatile and powerful as a credit card. Here are seven ways they can save you money.

10 Back-to-School iPhone Apps

With assignments and exams, student life can be stressful. Here are 10 iPhone applications that can help you manage your student life.

Join Our Tweetchat on Thursday 7/3, 12pm Pacific for a Chance to Win Prizes

Topic: Having a Frugal 4th of July! Join our conversation for chance to win Amazon gift cards! Use #WBChat to participate!

Trading Options Is a Sound Investment (and It's Simpler Than You Think!)

If mutual funds and individual stocks are passe, take a look at options. They're a lot less complicated than you think.

5 Big Winter Expenses That Could Freeze Your Budget

Winter's not done yet! Avoid these wintertime expenses so you don't blow your budget before spring's blooms arrive.

Going Into Debt Can Be Awesome

Debt can make or break you. Which one depends on how you handle it and the reasons behind the need for the money. Make the right choice and you can achieve even the impossible.

8 Things People With Good Credit Never Do

Want good credit? Don't do this.

Best Credit Cards to Use For a Home Renovation

Use these credit cards to earn cash back and rewards for home renovation and remodeling purchases.

Financial Independence Is More Than Just a Number

You may start out thinking of financial freedom as a number, but eventually, you realize that it's a much more achievable goal if you focus on your state of mind.

11 Things You Can Do in Philadelphia That You Can't Do Anywhere Else

Philadelphia is often underrated but those who've been here know: The city is surprisingly full of hidden charms.

The Fiduciary Rule Is Under Review — How Will This Affect Your Investments?

The Trump administration is holding the fiduciary rule in limbo. How could this affect you and your retirement?

The End of the 4% Rule?

There's a rule of thumb that's pretty well known to retirement planners: the 4% rule. That rule is starting to look kind of iffy.

How an Expensive Wardrobe Saves You Money

Sure, an expensive suit costs more upfront, but over time it pays its wearer back in dollars saved — and possibly in dollars earned.

Best Money Tips: Easy Ways to Protect Your Identity

Today we found articles on easy ways to protect your identity, activities that will make you happier every day, and uses for baking soda in your home.

Just Saving More Is Not the Answer

Whenever I write about calculating how much money you need to retire, some people disagree strongly with the whole idea that there is such a figure. One told me, "The only correct

Our Senior Editor Is Moving On: A Goodbye From Meg

After almost four years with Wise Bread, I'm moving on. And I'll miss you guys!

Beware These 5 Important Tax Changes for 2017

The tax code is ever-changing. Here's what you can expect when you file in 2017.

Best Money Tips: Be More Effective Using Best-By Dates

Today, we give you a workplace use for "best-by" dates, tips to do more with less work, advice on public speaking, and ideas for a green Halloween!

The 10 Offensive Phrases No One Is Telling You About

A lot of the stock phrases we use have much darker meanings than we probably intend. Be careful what you say!