Hot Today

Wise Bread articles that are hot today.

How the subprime lending boom hurt everybody

Among the Wise Bread community, I get the sense that there's a kind of "pox on both their houses" attitude to the problems in the subprime mortgage markets. People who worked thro

Confessions of a Former Payday Loan Junkie

Can you say “Cash in a Flash?” That’s all I was concerned about when I began financial suicide using payday loans 9 years ago. I

Legendary rock band Radiohead charges "whatever you want" for latest album

It's making huges waves through the music industry, which is hardly surprising. Organizations like the RIAA have been trying, and failing I think, to crack down on illegal musi

Best Money Tips: Save Money on Amazon

Today we found some fantastic articles on saving money on Amazon, cashing in on creativity, and saving money today.

Poem on opting out

A while back I wrote a piece on Opting out of the money economy, a topic I've long been interested in. Because of that long inte

8 Ways Clutter Keeps You Poor

Clutter looks bad, stresses you out — and it costs you money. It's time to start moving your stuff from lots to profit.

One-time encounters or long-term relationships: when negotiating strategies should differ

For years, I struggled to negotiate effectively with a business associate (I’ll call him Mr. X), despite concessions gargantuan in my estimation but miniscule and unacceptable in h

The Quiet Millionaire: Part 3 - Money for Now, Money for Later

You've figured out how to have positive cash flow (aka spend less than you earn) for now; but will you have enough money for later? Funding for future requirements, such as

8 Best Hobbies for Introverts

Who says you have to be a social butterfly to have fun? These great hobbies are perfect for introverts.

Best Money Tips: 5 Parts of an Airplane You Shouldn't Touch

Today we found articles on the parts of an airplane you should avoid, pool exercises that help boost weight lost, and timesaving gardening tips for busy people.

3 Times a Refinance Is the Wrong Move

A mortgage refinance can save you tons, right? Not always.

Where on Earth did the $1 bill go?

I'd like to start by saying I'm awful at math. I mean, really bad. So it will come as no surprise to learn that I just scratched my bald head in wonder when I was told the

How 2 People Can See Paris for $500 or Less

Visit the enchanting city of Paris for the historic buildings, world famous art, and the crepes. Just make sure you do it inexpensively with a smart combination of rewards cards.

Is it Time to Talk with your Parents?

With your parents (and other family members), avoiding conversations about finances can be detrimental in more ways than one. Because life happens when you’re busy making pla

5 Reasons You Can Be Denied for a Credit Card Even With Good Credit

Having good credit makes it easier to get approved for home loans, car loans, and the top travel credit cards. However, a good credit score can only take you so far.

Can the government help in a recession?

Recessions spread. A minor downturn in one business spreads to its suppliers and then to their suppliers. Workers are laid off (or simply fear that they will be) and buy less, sp

How a Sale and Lease-Back Can Help a Homeowner Avoid Foreclosure

Losing your home to foreclosure is not the only option for struggling homeowners. Here's what you need to know about a short sale lease-back.

Get Organized for Next December Now: Holiday Take-Down Tips

Don't just shove all those Christmas decorations in a box! Follow these savvy repacking tips to make for a merrier holiday next time around.

A better way to create a budget

The only easy way to create a budget is to start with what you spent last month (and last year) and copy the numbers forward. If you don't do that, you're going to miss so

Cooking Without Crepe Pans and Other Expensive Kitchen Tools

I like kitchen gadgets as much as the next girl, but I just can’t justify splurging on a crepe pan (or other tool) that I’ll use maybe once a month, at the most. So which kitchen u