Hot Today

Wise Bread articles that are hot today.

4 Times a Handwritten Letter Can Save You Big Bucks

Don't ditch your stationery and penmanship skills just yet. They could save you real money.

Quickly Remove Scratches From CDs and DVDs

Here are the results of my exploration to remove scratches from my CDs and DVDs, complete with my own experience with each remedy.

Boost Your Savings With This Easy Budgeting System

The premise is simple: Create small budgets. Set savings goals. Achieve financial freedom.

Why You Should Call Your Mortgage Lender Every Year

When was the last time you gave your mortgage lender a ring? If it's been a few years, you could be throwing money out the window.

How to Get a Free Fraud Alert on Your Credit Report

Placing a fraud alert on your credit report is an easy (and free!) way to protect yourself from identity theft. But there's a catch.

9 Home Improvements You Should Always Negotiate

Hiring pros to tackle your biggest home improvement projects is unavoidable. What is avoidable is paying exactly what they ask.

Here's How Often Your Credit Score Gets Calculated

You know your credit score can fluctuate. But you should also know what causes this — and how you can use it to your advantage.

Why the Dow Will Hit a Million, Eventually

Warren Buffett says that 100 years from now, the DJIA will be "over 1 million." Is he out of his mind?

9 Signs Your Identity Was Stolen

Usually, you know when you're the victim of a crime. But identity theft can be a sneaky, subtle scam. Watch out for these warnings.

Don't Get Audited! How Your Side Gig Needs to Handle Taxes

The sharing economy has given us easy ways to make serious side cash. Just don't forget to set aside some for Uncle Sam!

netSpend: The Story of the Visa Debit Card We Did Not Apply For

This is my story of shock, anger, and finally disgust at the practices of netSpend.

Stop Believing These 5 Myths About IRAs

Don't let these myths prevent you from getting an IRA — the most important savings account you may ever have.

Why I Choose to Rent Instead of Buy

Some say that homeownership is the smarter financial move, but for many folks, renting is just the better call.

5 Reasons Building Credit in College Helps You Win at Life

College is a time to discover your passions, goals, and aspirations. It's also a time to start building strong credit.

5 Things Your Real Estate Agent Wishes You Knew

If only you knew! Real estate agents everywhere want you clued in to these basic home-buying and selling facts.

4 Smartest Ways to Use a Home-Equity Loan

If you have the home equity to spare, you can borrow against it. Just be sure you're using the loan for something smart.

Best Lenders for Personal Loans

Whether you face unexpected expenses or are just shopping the best rate, there's a personal loan available to suit your needs.

Are You Letting FOMO Ruin Your Finances?

FOMO can prompt us to make a lot of questionable decisions. Get your envy in check and regain control of your life — and your money.

Where to Find Emergency Funds When You Don't Have an Emergency Fund

A costly emergency has sprung up. The only problem? You have a second emergency — no money to cover it. Here's where to find funds fast.

How I Successfully Gambled in Las Vegas Without Losing My Shirt

I came. I saw. I conquered Las Vegas without losing my shirt. Success.