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Wise Bread articles that are hot today.

5 Times You Must Freeze Your Credit Report

Freeze! Securing your credit report from fraud or other suspicious activity might save you a big headache later.

10 Rules of Etiquette Everyone Should Know (and Follow!)

Etiquette is the grease that keeps the gears of civilization turning. Do your part by following these 10 basic rules of etiquette.

7 Steps to Improving Your Critical Thinking

With all the information we're faced with every day, it can be hard to know what's what. These seven steps will help you get closer to the truth.

Home Equity Loan or HELOC: Which Is Right for You?

You have equity in your home, and you need to borrow money. Should you turn to a HELOC or a home equity loan?

Ask the Readers: What Do You Do With Leftover Halloween Candy?

Tell us what you do with leftover Halloween candy and we'll enter you in a drawing to win a $20 Amazon Gift Card!

5 Best Cities for Going Car-Free

If you're thinking of ditching your car for a more environmentally-friendly lifestyle, these are the cities you need to live in.

5 Reasons Why Life Insurance Isn't Just for Old People

Life insurance protects the ones we love in case the worst should happen. That's why you shouldn't wait to buy some.

How a Simple "Do Not Buy" List Keeps Money in Your Pocket

Creating a "do not buy" list will totally change your shopping game — and help you save tons of cash.

11 Retail Gigs That Pay Well and Offer Benefits

Looking for a job that pays well and offers benefits? These retailers are a good place to start.

5 Mental Biases That Are Keeping You Poor

Your love of lattes might not be totally to blame for your low funds. Cognitive biases could be derailing every one of your money-related decisions.

100 Small Things That Can Bring You Joy

Need a quick mood boost? No matter where you are or what's got you down, you're sure to find a pick me up in this big list of small joys.

11 Simple Rules of Excellent Houseguest Etiquette

Being a great houseguest requires more than a parting gift upon departure. See what it takes to really make sure you get invited back.

5 Reasons Building Credit in College Helps You Win at Life

College is a time to discover your passions, goals, and aspirations. It's also a time to start building strong credit.

How to Avoid Foreclosure

What would you do if you were about to lose your home? What would you be willing to do to keep it? Is it even possible to keep it once you've missed a few payments? [more]

Choose the Best Travel Rewards Credit Card with this Guide

Choosing the right travel rewards credit card doesn't have to be complicated. Here's a simple guide to get you on the right track.

How to Get a Groupon Refund When a Company Closes

I had a Groupon for a company that just went out of business. Yikes! Here's how I got my money back.

2-Minute Guide: How to Use Balance Transfers to Pay Off Credit Card Debt

Balance transfers can help you out of debt in a hurry. Here's how to use them to clear that credit card debt.

20 Things to Have on Hand for Power Outages

Stocking these affordable items will make your experience safe, bearable, and even fun.

13 Problems You Can Solve With Duct Tape

If you're stuck in a jam, duct tape might just be able to save you.

40 Rice Cake Topping Ideas

Rice cakes are low cost, low calorie, and largely low flavor. Dress them up with responsible-sized helpings of these delicious toppings.