Hot Today

Wise Bread articles that are hot today.

Frugality: a tactic, but also a goal

I was going to write a piece on how frugality was a tactic, not a goal. The point I wanted to make was that the goal is living the life you want to live, and that frugality is a ta

How to Solve These 6 Problems Your Heirs Could Have With Your Estate

If you have a will, you're ahead of most Americans — but don't pat yourself on the back just yet. Your heirs may still encounter some challenges.

The Real Cost of Adopting a Baby

Growing your family is costly no matter your situation. Here are some things to consider if you plan to adopt.

Live like royalty on $20,000 a year

I'm stealing the title for this post from the cover of a magazine that I saw back in the early 1980s. It caught my eye especially, because at the time I had just gotten a rais

Fight the Post-Holiday Blues: 20 Cheap Ways to Make January Special

If you've got the post-holiday blues, don't worry — here are 20 inexpensive ways to make January feel a little bit less blah.

Market Clones: How to Pay Drastically Less for Pricey Products

Marketers price their products at whatever the market will bear. But if one product is sold in two (or more) markets, one version is almost always cheaper.

Here's How Your Credit Score Affects Your Job Search

Can a low FICO score damage your shot at your dream job? Yes and no. Learn what a potential boss can see in your credit report.

Control Your Debt With an Annual Clean Sweep

Do you use credit to manage cash flow fluctuations or to live beyond your means? Here's a simple, practical test for keeping your debt under control.

What Is Life Insurance?

Life insurance is a way to protect your family should the unthinkable happen to you. Jeff Rose, CFP, explains how life insurance works.

10 Things I've Learned From Grocery Shopping on a Budget

Making and sticking to a grocery budget hasn't just helped our finances -- it's taught us a thing or two about money, food and life.

7 Financial Must Haves for the First-Time Home Buyer

Making the leap into homeownership for the first time? Before you buy, make sure you've covered these seven financial basics.

Once Bitten Twice Shy: What is Credit Security Worth to You?

If you have had your identity stolen, you're prepared to bring out the big guns to protect it. Even if you haven't been once bitten, you may be shy. Here are some (arguable but eff

7 Important Things You Should Know About Balance Transfer Cards

If you plan to pay down high interest credit card debt with a new zero-interest card, make sure you understand the potential downsides.

Best Money Tips: Career Moves That Will Earn You More Money

Today we found some great articles on career moves that will earn you more money, 5 cheap foods you should avoid, and ways to achieve your goals.

Professional Resume Services: Are They Worth Paying For?

It almost seems like a silly inquiry, because after all, if you don’t know who you are then who does? The fact is, however, that no matter how well you know yourself or how good yo

The 5 Biggest Mistakes Freelancers Make

What could be better than being your own boss and setting your own schedule? Nothing, really, if you avoid deep pitfalls like these!

Too broke to be frugal?

The first few years after I got out of college my finances were seriously out of control. I was making pretty good money, but I was spending all of it. Worse, I wasn't keeping tr

5 Investing Basics That Can Make You Rich

Following a few fundamental strategies can mean the difference of over $100,000 over your investing lifetime. What are you waiting for? Start here!

Best Money Tips: How to Beat Bad Customer Service

Today we found articles on ways to beat bad customer service, grocery items you’re overspending on, and how to do a wedding for less than $10,000.

11 Painless Ways to Trick Yourself Into Eating Less

Invite psychology and biology to your next meal and leave more on the plate instead of around your waist.