Hot Today

Wise Bread articles that are hot today.

6 Ways Sloth Is Keeping You Poor

There's a lot more to sloth than plain laziness — and a lot more ways it's costing you money.

How to Go From Two Incomes to One

A lost job, a new baby… You really can make the shift from two-income household to one with some easy budgeting tricks.

6 Ways to Pay Less Money For A College Degree

A four-year college degree can be one of the most expensive purchases in a person’s lifetime. In fact, many hard-working professionals continue to pay for their college education l

How to Set Up an IRA to Build Wealth

Want to become a millionaire? All you have to do is invest $11 a day in an IRA for 40 years. Learn how to set yours up.

Ask the Readers: Do You Have Yard Sales?

Tell us about your yard sales and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Rural living in a world with expensive fuel

Rising fuel costs are hard on everybody, but one group gets hit especially hard: Rural folks--especially rural folks who work in town. On my previous posts on expensive fuel,

250 Miles With Sarge: Lessons On Loyalty, Perseverance, And More

A guy who calls himself “Sarge” and I, accompanied by 9 fellow cyclists and a support crew, spent about 17 hours riding 250 miles to the beach in 3 days, just last week. Sharing th

Patriotism and Personal Finance - A Brief Walk Through American History

To all the Americans out there, happy Independence Day! I think this a great day to reflect upon how personal finance and patriotism is so intertwined in America. So I dug up a f

Track your spending. Or not.

One of the most universal bits of advice from financial planners is to track your spending. It's also one of the most universally rejected bits of financial advice--rejected by pe

10 Negotiation Mistakes That Will Destroy Your Deal

From small buys to major life purchases, negotiation can make or break the deal. Win your next haggle-sesh by avoiding these common mistakes.

How a $700 billion bailout became a $800 billion "rescue plan"

You might have thought that the $700 billion bailout bill seemed a bit excessive. You'll be relieved to hear that the bill that the President will sign tonight is worth a mere $800

ReFi Shy? How to Determine If Now Is the Time to Refinance

As interest rates head north, homeowners are wondering if the timing is right to refinance. Here's how to find out.

Beginning the Free Life Insurance Quote Process

If you have a high-risk condition or you're looking for a life insurance policy that doesn't require a medical exam, please give us a call!

Quick Tip: How to Sell Your Home When Your Neighbors Are Too

Drive down one of the many residential streets in the nation and it is likely you will find one with multiple listings. It may look like a lot of possibilities if you are in the ma

15 Surprising Facts About Income Tax

From the first recorded income tax to the popular teenage job that's filled with tax-evaders, prepared to be shocked, awed, and informed by these income-tax facts.

Do generous unemployment benefits prolong the length of unemployment?

The latest news is that unemployment benefits will be extended from 59 weeks to 79 weeks in California with the help of the new Federal stimulus money. The maximum benefit has ris

10 Holiday Gifts That You (Yes, You!) Can Make With Paper

Looking for a fun, frugal, DIY holiday gift? You can make many wonderful gifts from paper, and all you need is a little inspiration, ambition, and a few pieces of paper.

7 Unnecessary Household Expenses You Can Cut Today

If your family doesn't examine these 7 common household expenses, you are wasting way too much money.

How I Use Skype to Keep in Touch With Friends and Family

I talk to friends and family around the world for pennies. Find out how you can do the same!

Still Without Health Insurance? Here’s How Much the Penalties Will Cost You

Health insurance may feel like a an expense you might just decide to forego, but going without can be a far costlier move.