Hot Today

Wise Bread articles that are hot today.

Here's Why Credit Scores and Reports Are Not the Same

Do you know the difference between a credit score and a credit history? You need to — here's how to break it down.

Ask the Readers: If You Could Have One Wish (Chance to win $20!)

What is your most longed-for financial wish? Let us know your thoughts in order to be entered to win one of three $20 Amazon gift cards!

Our high, high standard of living

In the 1950s and 1960s, a working man could support a family at a middle-class standard of living with just one income. It might surprise you to learn that one person working full

How to Protect Your Child From Identity Theft

Identity theft is scary. When your kids are the target, it's positively terrifying.

What You Need to Know About Homeowners' Associations

A home in an HOA may come with fabulous amenities, services, and sense of community. It will also come with a cost.

The Only 15 Foods That Are Worth Buying Organic

Not everything you buy from the grocery store needs to be organic — but to avoid harmful pesticides and hormones, these 15 foods should be.

25 Things to Throw Out Today

Do you have any of these items lurking in your home that should be thrown (or given) away? Here's a list of 25 things to get rid of right now.

17 Part-Time Jobs to Do While Your Kids Are at School

While the kids are away, SAHMs and SAHDs can earn some extra pay!

10 Things I Just Won’t Do to Save Money

Turn down money-saving opportunities? Yup! One very frugal writer shares the questionable and straight-up dumb ways he won't save money.

Ask the Readers: Do You Pay For Convenience?

Tell us whether or not you pay for convenience and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Great idea for Papa Murphy’s – make the pizzas in order.

What do you get if you cross a bunch of hungry people with an ineffective ordering system? You get the riot that almost happened at my local Papa Murphy’s on Friday. And if they do

5 Times Personal Loans May Be Better Than Credit Cards

Sometimes getting a personal loan is a better choice than using your credit cards.

7 Affordable Destinations for Nature Lovers

You don't need to drain your budget to enjoy a beautiful vacation in the great outdoors. Get out there!

Ask the Readers: Do You Meal Plan?

Tell us whether you meal plan and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Ask the Readers: What Are You Most Looking Forward to in 2012?

Tell us about what you are most looking forward to in 2012 and we'll enter you in a drawing to win a $20 Amazon Gift Card!

100 Small Things That Can Bring You Joy

Need a quick mood boost? No matter where you are or what's got you down, you're sure to find a pick me up in this big list of small joys.

10 Safest Cities in America from Natural Disasters

Devastating natural disasters seem to abound lately, but here is a list of 10 US cities where you can feel safe.

Save Money on Shaving With These Razor Tricks

Make your razor go the extra mile — and last up to a year — with these money-saving (and razor-saving) tricks.

6 Pitfalls of Down Payment Assistance Programs

Before you apply for a down payment assistance program to help pay for a house, make sure you understand all the potential downsides.

10 Old Knick-Knacks You Can Flip for Easy Cash

In need of some extra cash? Look around your home for some flippable vintage knick-knacks like these.