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Wise Bread articles that are hot today.

The U.S. Savings Rate Has Tanked — Here's Why That Matters

The U.S. savings rate is the lowest since the Great Recession. Do you need to get your savings back on track?

31 Great Gifts That Keep on Giving

Don't give something that'll end up in the junk drawer. Instead, try one of these creative gifts that will be appreciated for months (or even years!) to come.

The Best Cooking Oils: For Your Heart and Wallet

A little bit o' oil can go a long way to making a meal tasty. Find out which cooking oils make the most sense to use in terms of health, taste, and cost.

10 Ways Even Shy People Can Fake Confidence and Get Ahead

Fake it 'til you make it is a lot easier said than done. Even shrinking violets can exude confidence with these simple posture and speech hacks.

How to Use Miles and Points for a Big Award Trip

Once you've earned all those points and miles on your credit card, how do you go about redeeming them for your dream vacation?

How to Beat Grocery Price Increases

Facing grocery price increases caused by food shortages can be daunting — but with these frugal techniques, you can drastically cut your bill.

6 Ways New College Grads Can Build Credit

Entering the real world involves making big financial choices, and those choices will be easier once you start building credit.

How to Protect Yourself from a Home Improvement Scam

When you decide to get work done on your home, you have to be careful. There are plenty of people out there looking to rip you off.

The 5 Best Sous Vide Tools

Cooking the perfect meal isn't easy, but it can be. Use any of these sous vide tools and take dinner to a whole new level of yum.

9 Ways to Maintain Motivation When the Going Gets Tough

Getting through a difficult time or task can be incredibly trying. Follow these tips to stay motivated and on-track to overcome whatever comes your way.

5 Unforgettable Train Trips Across the U.S.

If you're looking for a unique getaway that you'll never forget, hop on one of these trains and enjoy the view.

Make Your Own Moon Sand, Dirt Cheap

While moon sand is certainly not a bank-breaker, it is costly for what is basically wet sand. So, I did a little digging and discovered a way to make your very own moon sand.

How to Boost Your Credit Score in Just 30 Days

If a single move could boost your credit score in a matter of weeks, you'd do it right? Here's how disputing incorrect data on your credit report can make a huge difference.

Frequent Flyer Junkie? Manage your Miles Here

It's a daunting world of rewards programs out there. From frequent flyer miles with every major airline, to hotel reward programs, to individual store loyalty plans, not

4 Easy Ways to Start Saving for a Down Payment on a Home

Even the humblest of down payments will eat up a sizable savings account. How can you put together a down payment on a home that won't break you?

8 Things You Must Immediately Do After Losing Your Smartphone

Lost your smartphone? Don't panic and follow these steps to protect your data, your privacy, and your money.

The 5 Best Jump Starter Kits

There are few things worse than car trouble, but the right tools can minimize the misery. Use any of these jump starter kits the next time your car won't start.

The 5 Best Kitchen Dish Towels

Keeping your dishes sparkly clean isn't easy, but it can be. Just use any of these kitchen dish towels and your dishes will stay forever flawless.

The 5 Best Facial Cleansing Brushes

Keeping your skin clear and blemish-free isn't easy, but it can be. Just use any of these facial cleansing brushes and your face will always look fresh.

Ask the Readers: What Are Your Career Goals?

Tell us about your career goals and we'll enter you in a drawing to win a $20 Amazon Gift Card!