As important as it is to save money, it’s just as important to spend it wisely. And that means that sometimes, it makes sense to pay more for a brand-name item.
I have spent a good portion of my young life being poor. Growing up on a small family farm during the agriculture crises in the 80’s gave me perspective on what poverty really mean
Do you want every gift you give to be from the heart? Do you dream about ending the power of materialism? Is encouraging sustainable community on your list for next year? Do you
Caregiving is a wonderful, heartfelt gesture that comes with emotional and financial stress. Make sure you're prepared for all of the challenges it can bring.
The Federal Reserve just cut the interest rate by 0.75% between two official meetings! This is the largest cut since 1982 and it was like an adrenaline shot to the sagging stock ma
I think I’ve lucked out — plenty of my friends live in my immediate vicinity. One even lives in the next apartment building over. This does mean, however, that people are in the ha
If you lose or drown your cellular phone before you're eligible for an upgrade, don't buy a new one. Ask around and you're sure to find someone with an unused handset t
My husband bought a pair of gym shorts for my oldest son a couple of weeks ago. The shorts lasted for one day before having a small tear at one of the critical seams. Contrast that
Wise Bread articles that are hot today.
Defining What Financial Success Means to You
Want to figure out how much money you need to be financially successful? First you need to figure out what you want out of life.
Best Money Tips: Smart Ways to Use a Pay Raise
Today we found articles on smart ways to use a pay raise, frugal date ideas for any season, and tips for cleaning patio furniture efficiently.
Financial Math Basics You Need to Know
Do you have the math skills to manage your finances? Learn these basic concepts and calculations to help improve your financial position.
When to Buy Brand Names: Sometimes, the Splurge Is Worth It
As important as it is to save money, it’s just as important to spend it wisely. And that means that sometimes, it makes sense to pay more for a brand-name item.
3 Unexpected Hurdles You Might Encounter When Applying for Social Security Benefits
Social Security is not always a well-oiled machine. Don't get hung up on these snags when applying for benefits.
How to Visit San Francisco Without Going Broke
Yes, Baghdad by the Bay really is the most expensive city in the country — but no, you don't have to spend a fortune visiting it!
Being Poor Without Being Pitiful
I have spent a good portion of my young life being poor. Growing up on a small family farm during the agriculture crises in the 80’s gave me perspective on what poverty really mean
7 Inexpensive Lifestyle Habits That Can Add Years to Your Life
These seven simple changes can add decades to your life — and many of them don't cost a penny. How's that for a return on investment?
Indie Holidays
Do you want every gift you give to be from the heart? Do you dream about ending the power of materialism? Is encouraging sustainable community on your list for next year? Do you
NFL Extra Points Card: Fumble or Touchdown?
If you’re willing spend what it takes to amass the required points, this credit card may be the surest way to acquire Super Bowl tickets.
4 Questions to Ask Yourself Before Becoming a Caregiver
Caregiving is a wonderful, heartfelt gesture that comes with emotional and financial stress. Make sure you're prepared for all of the challenges it can bring.
How Do You Take Advantage of the Federal Interest Rate Cut?
The Federal Reserve just cut the interest rate by 0.75% between two official meetings! This is the largest cut since 1982 and it was like an adrenaline shot to the sagging stock ma
How Much Time Do Gig Apps Really Save You?
Gig apps seem like they save you tons of time, but do they really? Let's investigate.
Stretching Meals for Unexpected Guests
I think I’ve lucked out — plenty of my friends live in my immediate vicinity. One even lives in the next apartment building over. This does mean, however, that people are in the ha
11 Jobs With High Earnings and Growth
If you're looking to begin your first career, or switch to a better one, these are the jobs with the best prospects, near-term and long.
Hand-me-down Cell Phones
If you lose or drown your cellular phone before you're eligible for an upgrade, don't buy a new one. Ask around and you're sure to find someone with an unused handset t
17 More Places to Buy, Sell, and Trade Books
A few weeks ago, Sasha wrote a great article about where to find books for less. Here are 17 more places to buy, sell, or trade books.
How To Buy Stuff That Lasts Forever
My husband bought a pair of gym shorts for my oldest son a couple of weeks ago. The shorts lasted for one day before having a small tear at one of the critical seams. Contrast that
The 5 Best Coffeemakers
One of the best ways to save money is to eliminate little expenses — like coffee from the coffee shop. Make it easy with one of these great machines.
Great Ways to Save Money by Volunteering
Volunteering isn't just a great way to give back — it can also save (and even make!) you money.