Hot Today

Wise Bread articles that are hot today.

6 Smart Auto Finance Options

Most of us can't afford to pay cash for a new or used car. Finding the right auto financing is easier than you think.

9 Hidden Expenses to Plan for When You Redeem Travel Rewards

Redeeming travel rewards is fun and can feel like scoring free travel, but there are some hidden expenses you should budget for.

Your Payment History Has a Huge Impact on Your Credit Score – Here's How to Improve It

Don't let your payment history destroy your credit score. Automate your bills and watch your score soar.

Stabilize Your Portfolio With These 5 Bond Funds

Bonds don't promise thrilling growth, and that's a plus. Consider adding these five funds to your nest egg for balance — and some tax advantages.

5 Times You Must Freeze Your Credit Report

Freeze! Securing your credit report from fraud or other suspicious activity might save you a big headache later.

The 5 Things With the Biggest Impact on Your Credit Score

Perplexed by those three little numbers? Here's the breakdown of what exactly makes up your FICO score.

Ask the Readers: What Is on Your Summer Bucket List?

Tell us about your summer bucket list and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Ask the Readers: What Small Thing Brings You the Most Joy?

Tell us what small thing brings you the most joy and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Knowing When to Walk Away: Financial Planning for an Unknown Ending

People have a notion that they must amass a certain amount of money, no matter how long it takes, before they can retire. But what if it took you 40 years of work to reach $1 milli

The Lowdown On Layaway

Layaway never completely disappeared from the retail landscape but it’s become more prominent with promotions by some national chains and locally-owned shops. Instead of paying for

How to Create Barriers to Your Savings

All it takes is one weak moment to reach into your checking account or connected savings account and use those funds on something frivolous. That's why it's important to protec

Why Women Need Life Insurance — and What to Do About It

You might think that you don't need life insurance coverage — especially if you're single or a stay-at-home mom. Learn why and what you can do.

80 Stocking Stuffer Ideas for $10 or Less

There's still plenty of time to wrap up holiday shopping. Stuff your collection of stockings with a couple of these fun and frugal small gifts.

Not driving your less-frugal friends crazy

A while back, I heard an interview with a guy who, troubled by the Exxon Valdez oil spill, decided the right response was to quit driving. The bit of the interview that stuck with

Tips for Preventing Swine Flu Naturally

It is impossible to avoid coming into contact with the Swine Flu (H1N1), or any other strain of flu for that matter. Because it can take three days before germs entering your body

Do What You Love: Idealistic Nonsense Or Good Advice?

"Do what you love" has always been the cheesiest advice you can give a young person, but can it really be solid advice? In anything you do, there's the struggle of between paying t

10 Places to Find Cheap, Good-Looking New Furniture

You don't have to dumpster dive or trawl Craigslist to find cheap chairs (or any other furniture). Shop these retailers and buy affordable NEW stuff instead.

8 Signs an ETF Isn't Right for You

There are thousands of ETFs out there. Before you go buying willy-nilly, you might want to make sure they're right for you.

Why Roth IRAs Are Ideal for Young Professionals

Young professionals (20s and 30s) who make a decision to start saving for retirement can do so in many different types of savings and retirement accounts.

The 5 Best Hair Clippers

Daunted by the rising costs of haircuts? Cut your hair with your own personal set of hair clippers, and save yourself some time and money.