This week the 4 week T-bill rate was driven down to 0% and the demand for these treasuries was astounding. It seems that investors are so pessimistic that they are willing to acce
“How much does it cost to travel full-time as a Professional Hobo?” I am asked this question regularly by readers of my personal website. And while I maintain that the cost of full
When I was a new college grad, I wanted to live and work in a big city with great opportunities. I didn't know that an unemployment rate of 9-10% as I entered the workforce wasn't
Personal finance isn't that complicated — spend less than you earn and save for emergencies and future goals. So why do so many of us struggle with it?
Especially for things people often buy on credit, like a car or a house, there's a tendency to divide the ownership into two periods--while the loan is being paid off, where the it
Textbooks have nearly tripled in price since 1987 while inflation has increased by only 72 percent. In fact, depending on where you go to school, the cost of textbooks be from 25%
Where do you stand on the V-day debate? Are you just happy to finally get a chance to do something sweet? Do you already spend enough time with your significant other (and therefo
Wise Bread articles that are hot today.
Five alternatives to 0% yield U.S. treasuries
This week the 4 week T-bill rate was driven down to 0% and the demand for these treasuries was astounding. It seems that investors are so pessimistic that they are willing to acce
The Cost of Full-Time Travel
“How much does it cost to travel full-time as a Professional Hobo?” I am asked this question regularly by readers of my personal website. And while I maintain that the cost of full
My Small-Town Move That Ended The Job-Search Blues
When I was a new college grad, I wanted to live and work in a big city with great opportunities. I didn't know that an unemployment rate of 9-10% as I entered the workforce wasn't
5 Frugal Living Truths Every Stay-at-Home-Parent Should Know
When the daily Stay-at-Home routine starts to wear thin, take heart. You're living — and teaching — some valuable frugal living truths.
The 10 Most Common Financial Aid Mistakes — And How To Avoid Them
Acing FAFSA is crucial for making college affordable for so many students. Unfortunately, it's also super confusing.
109 Random Acts of Kindness You Can Start Doing Today
It doesn't take a lot to brighten someone's day. Here are more than a hundred of them!
4 Reasons Why You Don't Have Financial Common Sense (and How to Get It)
Personal finance isn't that complicated — spend less than you earn and save for emergencies and future goals. So why do so many of us struggle with it?
Understand Capital Costs
Especially for things people often buy on credit, like a car or a house, there's a tendency to divide the ownership into two periods--while the loan is being paid off, where the it
How to Save 20-100% on Textbooks
Textbooks have nearly tripled in price since 1987 while inflation has increased by only 72 percent. In fact, depending on where you go to school, the cost of textbooks be from 25%
Ask the Readers: Is Valentine's Day Too Commercial? (Chance to win $20!)
Where do you stand on the V-day debate? Are you just happy to finally get a chance to do something sweet? Do you already spend enough time with your significant other (and therefo
3 Reasons to Claim Social Security Before Your Retirement Age
Your Social Security benefits increase with every year you wait to claim them. But sometimes, sooner is better.
10 Warning Signs Your New Boss May Be a Bad Boss
So, there's a new boss on the horizon. Will they be the answer to your company's prayers, or your worst nightmare?
The Only 5 Words You Need to Declutter Your Life
Bust your clutter with the help of these five words. Here's a hint — they all begin with the letter "R".
How to Cash In On Getting Bumped From a Flight
Nobody wants to get bumped from a flight, unless there's a way to make some serious cash from it.
8 Ways Your Customer Service Job Can Help You Win at Life
Next time you're feeling fed up with your service industry gig, just remember — it's making you a better person.
6 Age Milestones That Impact Your Retirement
You can drive at 16 and vote at 18. Don't forget, though, that important age milestones come later in life, too.
10 Ways to Spruce Up Your Unfinished Basement for Under $100
You don't have to convert your basement into a fully finished mancave to make it comfortable and inviting. Try these cheaper fixes first.
Taking Your Invoicing and Accounts Receivable Management Online
Online invoicing and A/R management services allow you to speed up collections and reduce administrative costs.
6 Kinds of Insurance That Aren't Worth It -- And What to Do Instead
Logic tends to get overlooked when it comes to "better safe than sorry." But for these six types of insurance, safer simply isn't worth the cost.
7 Ways to Bounce Back After You Miss a Credit Card Payoff Goal
Discouraged because you didn't meet a credit card payoff goal? Don't get down on yourself — get back to bringing those balances down.