Hot Today

Wise Bread articles that are hot today.

25GB of FREE online media storage.

Don't leave home without it! Seriously, this is a great resource for file sharing. I often have files that are at least 500MB, sometimes a 1GB. You can't email those, they usually get bounced. [more]

Got a Problem? Why You Should Figure It Out Yourself

With the Internet and other resources, it can be easy to solve problems without actual problem solving. Learn why you should do things the hard way.

Best Money Tips: Free Summer Fun for Kids

Today we found some awesome articles on free summer fun for kids, money saving tips for families, and ways to save on vacations.

The Best Secured Credit Cards with Low Minimum Deposit

One of the disadvantages of secured credit cards is having to leave a security deposit for as long as you have the card. These cards require the lowest minimum deposit.

A Budget is Not a Constraint

When people resist the idea of budgets, the most common reason is that they view the budget as an unwelco

Savings Rates Below Inflation? Save Anyway

When savings rates are below the inflation rate, it's easy to delude yourself into thinking you shouldn't save. That's a bad idea.

10 Fun, Practically Free Ways to Make New Friends

Whether you've just moved to a new town, are feeling shy, or just want to talk to some interesting people, try out these great ways to meet new folks.

6 Ways to Pay Less Money For A College Degree

A four-year college degree can be one of the most expensive purchases in a person’s lifetime. In fact, many hard-working professionals continue to pay for their college education l

There is no Tomorrow.

Are you waiting for tomorrow for things to be different? To make changes, or refocus? I've got news for you...

Choosing the Right Mortgage Loan: 15 or 30 Years?

Getting a 15-year mortgage might seem like a no-brainer — it means you'll spend less overall — but there are good reasons to consider a 30-year as well.

The 5 Best Rice Cookers

If you eat rice regularly, it might be worthwhile to invest in a dedicated rice cooker. Here are our top picks.

8 Online Stores With Surprisingly Great Clothing Deals

Discount retailers aren't the only places to get great fashion deals online. Check out these surprising name brand options.

Ask the Readers: Who Is Your Personal Finance Role Model?

Tell us about your personal finance role model is and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Help! My Money Scares Me!: Tips for Educating Yourself Without Feeling Overwhelmed

Do you feel lost at the very idea of having a budget, let alone a comprehensive financial plan? Does it make your head hurt to think about how much you make and how much you spend?

DIY Bedbug Detector Is Cheap and Effective and Full of Science

If you suspect you may have bedbugs, but aren’t sure how to test for them, try this DIY bedbug detector before calling in the bug sniffing dogs.

Ask the Readers: Would You Rather Rent or Buy a Home?

Tell us if you would rather rent or buy a home and we'll enter you in a drawing to win a $20 Amazon Gift Card!

10 Hidden Housing Costs New Homeowners Don't Expect

Buying a house comes with tons of hidden costs — and newbie buyers tend to overlook these 10 big ones.

Free Diapers: How Persistence Got Me Into a Diaper Study

Some things sound too good to be true. Try, “Diaper Study: Free Diapers, and Get Paid to Use Them.” My overly-analytical (okay, suspicious) mind would question, “What’s the catch?"

Become a Star Employee by Thinking Like an Entrepreneur

You might have control over the decisions your company makes, but you are in control of how you do your job. As an employee, you can benefit by bringing entrepreneurial thinking

Bank-Based Small-Dollar Loans: An Alternative to Payday Loans

A recent pilot program conducted by the FDIC featured loans with terms designed to beat those offered by payday sharks. Hopefully we'll see these loans replicated.