Hot Today

Wise Bread articles that are hot today.

Ask the Readers: Have You Ever Done a Spending Freeze?

Tell us if you've ever done a spending freeze and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Best Money Tips: Making Finances a Positive Part of Your Life

Today we found some fantastic articles on making finances a positive part of your life, reasons to push yourself, and getting the most out of your internship.

More Rewards, More Benefits: The JetBlue Plus Card

JetBlue flyers will love the new JetBlue Plus Card that offers bigger and better rewards.

The Bank Christmas Tree

What are we teaching our children about wants and needs this Christmas? At my local bank branch the 'give to the needy' Christmas tree has reached new levels of tackiness.

Time for some new retro

For some time now, we've had good success drawing on the decades from the 1950s through the 1990s for our retro. Some bolder types have even made some use of the 1890s and 1920s--

Lucky trade-offs

I view frugal living as essentially hedonistic: I don't deny myself things. Rather, I spend less on the things I don't care about in order to be able to spend more on the things

Stuff We Love: The MacBook Pro, a Hassle-Free Laptop

After decades of computing, a committed PC user makes the switch to a MacBook Pro — and his only regret is that he didn't make the switch sooner.

Federal Perkins Loans

Where a Stafford Loan or Parent PLUS Loan is available to just about any college student, a Federal Perkins Loan is only available to students who can expect only a minimal level o

How to Take Advantage of Obamacare for Less Financial Risk and More Freedom

The Obamacare exchanges will go live in a few days. Find out how to use the new insurance market to reduce your risk and consider more career choices.

Worried About an Audit? Six IRS Red Flags

Is your tax return a magnet for an IRS audit? Find out the 6 things that draw the attention of the IRS and what you can do to minimize your chances of getting audited.

Degrees of Frugality: 7 Tips for the College-Bound

It's no secret that college tuition and the related expenses can be daunting for students and families. Here are seven tips for minimizing the costs of college.

Avoiding Aspirational Spending

We've all heard that you should dress for the job you want, not the one you have. But to be a smart shopper, buy for the life you have, not the life you want.

Starting Your Dream Business Is Easier Than You Think — Here's How

Do you dream of starting a business? Stop waiting for the right time, the right plan, or the right partner, and just get started!

Could you profit from Obama and Geithner's toxic assets plan?

This week the United States Treasury announced the Legacy Loans Program. The program is meant to be a partnership between the government and private investors to clear "toxic" ass

Retirement accounts and money to spend

Everybody knows that retirement accounts like 401(k)s and IRAs offer great tax advantages (and once upon a time--and maybe again someday--a corporate match). But people who have p

How to Negotiate Higher Pay at Your Next New Job

For most employees, a new job is the best opportunity for a significant pay raise. Get the salary you want (and deserve!) with these simple negotiating guidelines.

9 Reasons Your IT Person Is a Super Hero

Every company has an IT person and that person is probably taken for granted. See why these pros are actually superheroes, saving you more than you know.

47 Simple Ways To Waste Money

How are you doing with your money? Do you have everything under control, or are you spending a little more than you should? Well, if you'd like to blow even more of your money, thi

5 Things Millennials Can Learn About Saving Money From Gen-X

Millennials may think they have it all down, but Gen X can impart some serious spending wisdom when it comes to shopping.

Join Our Tweetchat on Thursday 9/22, 12pm Pacific for a Chance to Win Prizes

Topic: Saving on Food! Join our conversation for chance to win Amazon gift cards! Use #WBChat to participate!