Hot Today

Wise Bread articles that are hot today.

Here Are the Right Ways (And the Wrong Ways) to Use a Personal Loan

Before you apply for a personal loan, make sure you plan to use it the right way.

51 Unusual Money-Saving Tips from Readers

Looking for some unusual ways to save money? This list of 51 tips and tricks is bizarre but may just give you some ideas.

5 Best Cities for Going Car-Free

If you're thinking of ditching your car for a more environmentally-friendly lifestyle, these are the cities you need to live in.

10 Things You Should Never Buy at the Dollar Store (and 10 You Should)

You can get a lot of stuff you need at the dollar store at unbeatable prices — just as long as you know what products are real bargains, and which ones really aren't.

Don't Panic: Do This If Your Identity Gets Stolen

Identity theft is a scary subject. But really, you shouldn't panic. Help is right around the corner.

7 Easy Ways to Build an Emergency Fund From $0

When your latest financial emergency is that you can't afford an emergency, it's time to start building that safety net — quickly!

Are You Wasting or Saving Money With a Warehouse Club Membership?

Warehouse clubs are large stores such as Costco or BJ's that charge a yearly membership to purchase items at wholesale prices. Are they worth it?

22 Ways to Reuse Paper

Before you toss that bundle of junk mail or printed-on computer paper in the recycling bin, hold on! Try one of these 22 creative ways to reuse it.

Pay Yourself First: What It Means, and How to Do It

Can't save money? Think again. Try this technique to automate your savings and reach your financial goals.

6 Secrets to Mastering the Debt Snowball

The debt snowball method really, truly works. Now, you just need to master it!

The 4 Worst Kinds of Debt to Have in 2019

Debt can be a necessary evil when it comes to building credit, but in 2019, these are the worst kinds of debt to carry.

5 MicroSaving Tools to Help You Start Saving Now

Every little bit adds up — and faster than you think! If you can't afford large savings contributions, try these microsaving tools instead.

How to Boost Your Credit Score in Just 30 Days

If a single move could boost your credit score in a matter of weeks, you'd do it right? Here's how disputing incorrect data on your credit report can make a huge difference.

Cheat Sheet: Retail Markup on Common Items

Stores make money by price markups. Learn the rationale behind retail pricing and what the product you're buying actually costs.

The Pros and Cons of Refinancing an Auto Loan

Before you refinance your auto loan, here's what you need to know.

6 Pitfalls of Down Payment Assistance Programs

Before you apply for a down payment assistance program to help pay for a house, make sure you understand all the potential downsides.

Is It Better to Specialize or Generalize?

Are we more employable – and ultimately happy – in our careers if we become proficient at lots of things (i.e. to generalize), or to become really good at one or two things (i.e. t

12 Delicious, Healthy, and Inexpensive Snack Options

Skip expensive store bought, processed snack "foods," and replace them with these real food snacks that cost less in dollars and calories.

How to Read a Credit Report

You're ready to check your annual free credit report. Now — just how exactly should you read one of these things?

How to Freeze Your Credit

A credit freeze can protect you from financial scammers. Here's how they work.