Hot Today

Wise Bread articles that are hot today.

When Airline Miles Aren't Worth the Effort

Frequent flyer programs may be lucrative if you earn enough miles, but they can also be a pain. Learn when they aren't worth your time.

Reusing Your Christmas Cards

What if there was a way to honor the beauty and intentions behind your received Christmas cards, while at the same time allowing you to get rid of the darned things without guilt?

A Step-by-Step Guide to Planning a Trip Around the World

Planning a trip around the world? Use this step-by-step guide to help you in the planning process.

Designing your life

Key decisions that you make—especially when you're young, but also later—have implications that ripple through the whole rest of your life. People treat these early

How to Buy Used Furniture

With so many people listing their used furniture for sale, why not give it a try? We’ve got the tips you need.

Ask the Readers $200 Giveaway: Do You Have a Favorite Lifehack?

Do You Have a Favorite Lifehack? Enter for a chance to win $200 in prizes!

Sure Savings at the Supermarket

A SURE way to save 20-25% on many of your groceries? Oh, yes, and it couldn't be simpler!

Ask the Readers: What Helps You Feel Better When You're Sick?

Tell us about the things that help you feel better when you're sick and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Which Disney Credit Card Is Best for You?

Planning a Disney trip? Here's how to choose the right Disney Credit Card.

5 Things Your Teen Needs (or Doesn’t Need) in a Bank Account

Whether managing income from gifts, chores, or a part time job, teach your teen about saving and personal finance at the same time you teach them about banking services and fees.

The "one big lump" theory of your money

Don't get confused by the way your money's divided up. It might be split up into IRAs, 401(k)s, 403(b)s, 529 plans, and annuities. Separately from that, it might be invested in d

Why Can't You Ever Make On-Time Payments?

How frustrating is it to pay all of your bills each month when you finally get a minute to sit down and take care of things, only to find out later you got socked with penalties an

Can Saying Thanks More Make You Rich?

We all know saying "thank you" is polite. But true gratitude can actually make your finances (and life!) a little sunnier.

3 Surprising Ways to Save on Wireless Bills

Cell phone voice and data charges can climb in a hurry. Keep your cell data bill manageable by managing your plan, and your usage, more cleverly.

10 Signs You Aren't Saving Enough for Retirement

Do you get the sinking feeling you aren't saving enough for retirement? You probably aren't.

Modifiers: 5 things that change an item's final price

Shopping for goods isn't Dungeons & Dragons, but it's still an adventure. Like D&D dice, modifiers affect the end result of what happens to you — specifically, how much you spend.

11 Smart Ways to Boost Your Gas Mileage

Spend more time on the open road and less standing at the pump. These easy fuel-saving hacks will keep more money in your pocket.

15 Great DIY Gifts for Geeks

Whether your geek is into comics, Star Wars, Lego, or steampunk, you can make a cool, thoughtful gift they'll love once for being DIY and twice for being nerdcore.

10 Green Gifts for the Treehugger in Your Life

Reduce your carbon footprint and make someone happy with these awesome green gift ideas.

12 Money Moves to Make the Moment You Decide to Retire

The hard work of a 9-to-5 may be over with retirement, but another kind of hard work begins — maintaining a comfortable lifestyle. These money moves will help.