Hot Today

Wise Bread articles that are hot today.

6 Valid Reasons Not to Contribute to Your 401(k)

Depending on your situation and your goals, opting out of your 401(k) plan can be a smart financial decision.

Laddering for higher, more stable returns

When investing in things that pay an interest rate--things like CDs and bonds--it's tempting to try to get the maximum interest rate, and then to try to lock up that rate for a

Best Money Tips: Sell Your Skills as an Older Worker

Today we found some stellar articles on selling your skills as an older worker, schooling yourself post graduation, and preventing identity theft for your children.

Ask the Readers: Have You Ever Changed Careers?

Tell us if you have ever changed careers and we'll enter you in a drawing to win a $20 Amazon Gift Card!

4 Ways to Take a Frugal Grownup Spring Break

Spring break isn't just for college kids. Get wild on a budget and have your own grownup spring fling.

Best Money Tips: Money-Saving Tips for April

Today we found helpful articles on ways to save money in April, bad habits that rob you blind, and budget-friendly ways to improve your health.

The Highest Yielding "Safe" Investment Now - Tax Exempt Money Market Funds

Last year I wrote an article about how I used my Vanguard Tax Exempt Money Market Fund as a high yield checkings account, and this week I suddenly got quite a few hits for that art

Not stupid--hopeless

You can't avoid hearing about them these days--people making stupid financial choices. I heard a while back from a woman with huge debts wanting arguments for convincing her husba

Beat the Nirvana fallacy: why doing something is better than nothing

The problem with the Nirvana fallacy is simple: there's NEVER a perfect solution, only shades of decisions that are better than others, and mistakes you make and can hopefully lear

10 Tips for Landing an Gig Online

Getting hired online is easier now than it ever was. If times are tight for you, you may find yourself looking for ways to make extra cash. The bad news is that everyone else is do

Book review: The Education of an American Dreamer by Peter G. Peterson

The Education of an American Dreamer: : How a Son of Greek Immigrants Learned His Way from a Nebraska Diner to Washington, Wall Street, and Beyond is the personal memoir of Peter G

The new normal economy

The economy is way short of full employment, so naturally, consumer spending is down. Sooner or later employment, I think, will return to normal levels. Consumer spending will re

Tips for Avoiding a Foreclosure Prevention or Loan Modification Scam

Rising home foreclosures have made con artists very busy. These scammers use the public records to find homeowners who are in trouble, and then use a variety of schemes to take

Best Money Tips: Creative Ways to Score Free Shipping

Today we found articles on ways to get free shipping, travel tips you never thought of, and how to get a free honeymoon.

The 5 Best Robotic Vacuums

A robotic vacuum can be a great way to keep your floors clean without any effort. Here are our picks for the five best!

These 5 Apps Will Save You Money on Your Next Vacation

Want to take an awesome trip and save money while you do it? These great, free smartphone apps can help.

Have Your Best Garage Sale Ever by Following These 9 Retail Secrets

Retailers have been convincing us to buy new stuff for centuries, so why not borrow a few tricks the next time you're trying move some old stuff?

Save 50% or More on Local Stuff with Groupon and Others

An exploding field of new Web sites is delivering an elusive and desirable type of deal: Steep discounts on very local goods and services.

9 Ways to Put All That Snow to Good Use

When the weather outside is frightful, turn that piled up snow into something delightful. (Or at least useful.)

Financial IQ Test: How Healthy is Your Life Insurance Plan?

 What kind of life insurance policy do you have? Do you understand the terms? Are you getting the most bang for your insurance buck? Check out this Financial IQ Test to see