Hot Today

Wise Bread articles that are hot today.

Should You Pay Down Debt First or Invest?

To pay down debt, or to invest? That is the question. How do you decide which way to tip the scales?

Ask the Readers: What Advice Would You Give a College Freshman?

Tell us what advice you would give a college freshman and we'll enter you in a drawing to win a $20 Amazon Gift Card!

How to Find Ethically Sourced Products You Can Afford

If the hefty price tag is dampening your enthusiasm for fair trade, get smart about sourcing your ethically produced must haves.

Ask the Readers: What Are Your Thanksgiving Traditions?

Tell us about your family traditions and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Financial Peace in Hard Times

Six months ago, I had plans. Lots of them. Career plans. Vacation plans. Financial plans. Then everything fell apart. My mother became ill. She had already been ill, having been di

8 Ways You're Being a Terrible Customer

The customer is always right, right? Wrong! Don't be a terrible customer.

How Much Caffeine is in That?

Find out how much caffeine is in your drinks, foods, and medications.

Federal Stafford Loans

The federal government has established a student loan program to enable more students to obtain a college education. They come in two forms: subsidized and unsubsidized.

Five Frugality Hacks Straight Out of the Great Depression

During the Great Depression, simple frugality was the only way to get by. There was a saying that everyone lived by: "Use it up, wear it out, make it do or do without." There's a l

Advanced Grocery Deals: Catalinas

Have you mastered using coupons on regular grocery deals, taking advantage of clearance sales and buy-1-get-1 ofers? Then it's time to try some graduate-level deals: Catalinas.

LLC's, and S Corps, and C Corps! Oh My!

In the mind of many entrepreneurs, there is nothing more dreaded then spending many of their key start up hours agonizing over which form of business entity is best for their ne

Cheaper and Healthier Than Store-Bought: 10 Great Freeze-Ahead Burrito Recipes

The Internet is awash in make-ahead frozen burrito recipes. These 10 favorites satisfy your need for a quick, nutritious meal on the go, however you roll.

The Only 5 Rules You Need to Know About Investing in Real Estate

With home prices appreciating nicely these days, you may be tempted to invest in residential real estate. Here's what you need to know.

5 Things You Need to Know About Credit Scores

Over the past few years, consumers have been increasingly aware of the importance of a credit score. It is a good idea to learn as much you can about this important number.

5 Ways Giving to Charity Is Good for You

Givers enjoy better health, stronger social bonds, and higher levels of satisfaction than non-givers do. What's the catch? There is none. All you have to do is give.

It takes a frugal spouse to make a frugal home

Something of an exaggeration, of course—a one-person household can be very frugal. But there's an underlying truth: A household is only as frugal as its least-frugal member.

How to Escape the Paycheck-to-Paycheck Cycle

Living the paycheck-to-paycheck life is stressful and miserable. But here's a way to escape!

Using Money to Track Swine Flu

It turns out that the flow of money may hold some insight into the spread of swine flu.

The Self-Employed Person's Guide to Getting Credit

Being self-employed is amazing — until you find yourself struggling to get financing. These tips will have lenders loving you.

How Much Money Will You Save With Energy Star Appliances?

While it might seem smarter to stick with older appliances, stocking your home with Energy Star appliances can save you major cash in the long run.