Hot Today

Wise Bread articles that are hot today.

How to Write a Business Plan

When creating a business plan, stop worrying about the final product and stay focused on the process.

8 Signs You Desperately Need a New Credit Card

You may want a new credit card, but do you need one? Here's how to tell.

The 5 Best Camping Coffee Makers

Enjoying a hot cup of joe in the great outdoors isn't easy, but it can be. Just use any of these camping coffee makers and you can sip your java in the midst of nature.

Budgeting for People Who Hate Planning

Budgeting isn't that exciting — and it can be downright annoying if you hate planning. Here are some ways to make it bearable...and even fun.

4 Psychological Traps Preventing You From Saving — And How to Fix Them

Saving money is hard — and your brain is not making it any easier. Overcome your psychology and start socking away more of what you make.

How to Do Less — and Why You Should

If getting things done is so important, why does doing nothing feel so good? Discover how to do less — and become happier and more productive.

Youth and Money: Finding the Frugal Balance

People who are living on their own for the first time have some of the smallest budgets — and biggest plans. Here's how to enjoy your money now AND later.

4 Unexpected Costs of a Higher-Paying Job Offer

Accepting a higher-paying job offer is an automatic "yes," right? Not exactly — here's why you may want to turn the money down.

Pets, Old Cars, and 3 Other Common Money Pits

Beware the money pit. Whether it's a new puppy or a vintage muscle car, you might be jumping into more spending than you can afford.

Good Debt, Bad Debt

Whether debt is good or bad depends on how you spend the money. From best to worst, here are the four categories of debt that one writer uses.

12 Easy Ways to Save on Common Beauty Buys

Want to look like a million bucks without spending a million bucks? These beauty hacks will have you saving in no time.

6 Affordable Kid-Free Vacation Ideas

You've earned some time away from the kiddos. These trips will let you enjoy some kid-free time without breaking the bank.

12 Ways to Save Money at Whole Foods

Whole Foods is known for high quality — and high prices to go with. Shop smarter at "Whole Paycheck" and keep more of yours every visit.

16 Best Baby Gifts on a Budget

"More expensive" definitely doesn't equal "better" when it comes to baby gifts. Bring one of these useful, frugal gifts to the next baby shower you attend.

Is Building an Emergency Fund Always a Good Idea?

We often hear the same advice — everyone needs to have an emergency fund. But, in some situations, it might be OK to skip it.

Making Do With Help From Mom And Dad

Ever wonder how the person with about the same salary as you lives in a fully furnished apartment, enjoys Caribbean vacations, and is setting aside money for retirement while yo

Use Holiday Hiring to Get Your Next Job – And Keep it!

Looking for some work? Maybe a part time gig or a fresh start in a new industry? We speak with an expert who tells us what businesses are looking for in their next round of holid

Ask the Readers: What Are Your Tips for Reducing Holiday Stress?

Tell us your tips for reducing holiday stress and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Invest some of this cheap energy

I've tried to avoid predicting energy prices, except to say that they'll be volatile. I'm not a bit surprised to see oil and gasoline prices dropping by half in the past few month

Best Money Tips: Alternatives to Christmas Gifts

Today we found some awesome articles on alternatives to Christmas gifts, scoring a bigger apartment without moving, and getting discounted gift cards.