Hot Today

Wise Bread articles that are hot today.

Cheat Sheet: Retail Markup on Common Items

Stores make money by price markups. Learn the rationale behind retail pricing and what the product you're buying actually costs.

6 Pitfalls of Down Payment Assistance Programs

Before you apply for a down payment assistance program to help pay for a house, make sure you understand all the potential downsides.

The Best Secured Credit Cards

If you have no or a bad credit history, getting a secured card could help you build or rebuild your credit score. Find out if one of these cards is right for you.

The Meaning of Milk Label Colors

Can you tell the difference between 1% and skim milk based on the color of the cap? It depends on where you shop.

Horizon Organic Milk: Is it All Just Lies?

There are some misleading and downright deceptive statements on Horizon Organic's packaging. Let's deal with them one at a time.

64 Funny, Inspiring and Stupid Money Quotes From Famous People

We've collected quotes from presidents, movie stars, philosophers, athletes, and even Paris Hilton on everybody's favorite topic: Money.

7 Easy Ways to Build an Emergency Fund From $0

When your latest financial emergency is that you can't afford an emergency, it's time to start building that safety net — quickly!

Top 5 Ways Thieves Use Your Stolen Credit Card

Your credit card is gone. By the time you report the loss, it's likely one of the following crimes has already happened.

25 Quick, Cheap Lunch Ideas

You lunch doesn’t have to be a budget-buster or bland. These 25 fast and inexpensive lunch ideas will keep your midday meals interesting and easy.

25 Frugal Items for Your Organic Vegan Grocery List

It's easy to spend a lot when going vegan or vegetarian. But by shopping smarter and choosing the right pantry items, a healthy diet doesn't have to be harmful to your wallet.

5 Common Budget Mistakes You Can Fix Right Now

We all make mistakes. These budget blunders are easy to correct with a few simple adjustments.

What You Need to Know About Homeowners' Associations

A home in an HOA may come with fabulous amenities, services, and sense of community. It will also come with a cost.

Everything You Need to Know About Airline Dining Rewards Programs

Wait, you can rack up airline miles by eating out at your favorite restaurants? Yes, it's true!

10 Things You Should Never Buy at the Dollar Store (and 10 You Should)

You can get a lot of stuff you need at the dollar store at unbeatable prices — just as long as you know what products are real bargains, and which ones really aren't.

How to Freeze Your Credit

A credit freeze can protect you from financial scammers. Here's how they work.

6 Negotiation Tips for Introverts

Negotiating comes easily for some, but not all. If you're an introvert struggling to haggle, these tips will help you get what you want.

47 Cheap, Fun Things to Do This Weekend

When lazy-day boredom sets in, it's time to get creative. Here are 47 ideas to get you started on a fun and frugal weekend.

10 Favorite Mail-Order Websites

Here are my 10 mail-order websites that I love for their great customer service and quality products.

5 MicroSaving Tools to Help You Start Saving Now

Every little bit adds up — and faster than you think! If you can't afford large savings contributions, try these microsaving tools instead.

52 Uses for Rubber Bands

The simple rubber band costs next to nothing, but has so many uses. Discover just how versatile it can be.