It has never been unusual for borrowers to run into difficulty, and sometimes it becomes clear that a loan will never be repaid in full. The lender's job then is to recover as
Everyone's heard the adage, "Expect the best, prepare for the worst," but the truth is that many people are overly optimistic about the future. Being a worrier may sa
What if a magical spaceship from the planet Cheapos came to earth and brainwashed everyone so that every single American stopped buying useless junk and started to live way below t
One of my fondest memories from my childhood is the time I spent helping my grandmother bake challah . The woman is still an artist in the kitchen and her recipe is the basis th
To save money for your vacation you crafted a detailed budget and stuck to it. Now, with your bags packed and ticket in hand, you are ready to put all the of preparation and planni
Today we found articles on how to make better decisions, things to remove from your resume, and how to get around Amazon’s $49 free shipping minimum without getting Prime.
The United States House of Representatives just passed a massive mortgage bailout bill that includes many changes to the Federal Housing Administration and the Government Sponsored
It’s the easiest thing to do, and yet the hardest. But employ this technique, and not only will your wallet thank you, but so will your family and friends back home.
With the Halloween season upon me, I realize that there is a great push to spend money. Even if I'm on a budget and saving money, that temptation to blow my budget isn't too far ou
By understanding the different types of financial aid available to college students, parents and students can determine the best types of aid for their situation.
Amazon.com recently announced their "Frustration-Free Packaging" initiative, aimed squarely at reducing the jagged tears and nasty lacerations. But is it as good as they claim?
Rising home foreclosures have made con artists very busy. These scammers use the public records to find homeowners who are in trouble, and then use a variety of schemes to take
Recently, my son noticed that the Netflix logo appeared on his Xbox 360, when he was just browsing through his “dashboard”. He knows way more about the Xbox than I ever will, but
What kind of life insurance policy do you have? Do you understand the terms? Are you getting the most bang for your insurance buck? Check out this Financial IQ Test to see
Wise Bread articles that are hot today.
Best Money Tips: Things That Will Cost More for the Holidays
Today we found things that well cost more (or less) for the holidays, clever uses for old tin cans, and ways to save on entertainment.
They used to call it "loan workout"
It has never been unusual for borrowers to run into difficulty, and sometimes it becomes clear that a loan will never be repaid in full. The lender's job then is to recover as
Pessimism Pays - Why Expecting the Worst Can Save You Money
Everyone's heard the adage, "Expect the best, prepare for the worst," but the truth is that many people are overly optimistic about the future. Being a worrier may sa
What If Everyone Suddenly Became Frugal?
What if a magical spaceship from the planet Cheapos came to earth and brainwashed everyone so that every single American stopped buying useless junk and started to live way below t
4 Simple Tips to Improve Homemade Bread
One of my fondest memories from my childhood is the time I spent helping my grandmother bake challah . The woman is still an artist in the kitchen and her recipe is the basis th
Best Money Tips: Last-Minute Shopping Tips
Today we found articles on last-minute shopping tips, ways to beat self-doubt, and year-end tax planning tips.
Keeping The Budget In Budget Travel
To save money for your vacation you crafted a detailed budget and stuck to it. Now, with your bags packed and ticket in hand, you are ready to put all the of preparation and planni
6 Valid Reasons Not to Contribute to Your 401(k)
Depending on your situation and your goals, opting out of your 401(k) plan can be a smart financial decision.
Best Money Tips: How to Make Better Decisions
Today we found articles on how to make better decisions, things to remove from your resume, and how to get around Amazon’s $49 free shipping minimum without getting Prime.
Seller Funded Down Payment Assistance Charities - Scammers or Saints?
The United States House of Representatives just passed a massive mortgage bailout bill that includes many changes to the Federal Housing Administration and the Government Sponsored
The Easiest Way to Save Money on Vacation
It’s the easiest thing to do, and yet the hardest. But employ this technique, and not only will your wallet thank you, but so will your family and friends back home.
Best Credit Cards for Bad Credit
If you have bad credit you can start rebuilding with these credit cards.
Ask the Readers: What Are Some Good Things That Happened to You in 2019?
Tell us about about the good things that happened to you in 2019 and we'll enter you in a drawing to win a $20 Amazon Gift Card!
How to Save Money During the Halloween Rush
With the Halloween season upon me, I realize that there is a great push to spend money. Even if I'm on a budget and saving money, that temptation to blow my budget isn't too far ou
College Financial Aid Options
By understanding the different types of financial aid available to college students, parents and students can determine the best types of aid for their situation.
Does Amazon.com's "Frustration-Free Packaging" live up to its name?
Amazon.com recently announced their "Frustration-Free Packaging" initiative, aimed squarely at reducing the jagged tears and nasty lacerations. But is it as good as they claim?
Tips for Avoiding a Foreclosure Prevention or Loan Modification Scam
Rising home foreclosures have made con artists very busy. These scammers use the public records to find homeowners who are in trouble, and then use a variety of schemes to take
38 Ways to Save Money Without Trying (Much)
A penny saved is a penny earned. Do it over and over and over again and you're talking some serious saving!
You Can Watch Your Netflix Instant Queue Using Your Xbox 360
Recently, my son noticed that the Netflix logo appeared on his Xbox 360, when he was just browsing through his “dashboard”. He knows way more about the Xbox than I ever will, but
Financial IQ Test: How Healthy is Your Life Insurance Plan?
What kind of life insurance policy do you have? Do you understand the terms? Are you getting the most bang for your insurance buck? Check out this Financial IQ Test to see