Hot Today

Wise Bread articles that are hot today.

Negotiate Your Own Hotel Deal

Taking a vacation is getting more expensive each year. But staying at a hotel doesn't have to break the bank. If you know your way around a desk clerk, you can find or negotiate

Should You Ever Consider a Balloon Mortgage?

A balloon mortgage has its upsides, but it sure leaves a lot up in the air.

The 4 Most Common Unnecessary "Needs"

Reducing your budget can be difficult when you have so many "needs," but these four types of so-called necessities aren't required at all.

Boost Your Savings by Making Your Money Harder to Spend

We're always trying to protect our money. But too often we forget to protect it from ourselves.

Stupid Reasons Why People Make More Money

Wonder why THAT person got promoted? From beauty to vapid conversational skills and more, learn the idiotic reasons why people make more money.

6 Old School Beauty Products We Want Back

It wasn't so long ago that beer promised bouncy curls, and emotion was a scent you could wear. What do you wish they still made?

How to Save Money on College Applications

Everyone knows that college can be expensive — but just applying can be pricey as well. Learn how to cut down on costs.

18 Beauty Tips and Hacks for Summer

Summertime sun and fun can wreak havoc on your face, hair, and skin. Tune-up your beauty routine for the climate.

How a New Marriage Can Survive Student Loan Debt

Wedding bells may be ushering in more than new nuptials. If you or your spouse has student loans, there are a few key things to consider.

Live like royalty on $20,000 a year

I'm stealing the title for this post from the cover of a magazine that I saw back in the early 1980s. It caught my eye especially, because at the time I had just gotten a rais

14 Festive and Easy DIY Holiday Decorations

Deck your halls with DIY! These crafty ways to decorate will keep the celebration going all season long.

Market Clones: How to Pay Drastically Less for Pricey Products

Marketers price their products at whatever the market will bear. But if one product is sold in two (or more) markets, one version is almost always cheaper.

What Is Life Insurance?

Life insurance is a way to protect your family should the unthinkable happen to you. Jeff Rose, CFP, explains how life insurance works.

10 Allergy-Free Snacks That Are Safe for Almost Everybody

Schools are wisening up to common food allergens, but these safe snacks are easy to share with kids and adults alike.

Once Bitten Twice Shy: What is Credit Security Worth to You?

If you have had your identity stolen, you're prepared to bring out the big guns to protect it. Even if you haven't been once bitten, you may be shy. Here are some (arguable but eff

7 Important Things You Should Know About Balance Transfer Cards

If you plan to pay down high interest credit card debt with a new zero-interest card, make sure you understand the potential downsides.

Ask the Readers: Have You Ever Done a No-Spend Challenge?

Tell us if you've ever done a no-spend challenge and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Cooking Fumes Are Bad For Your Health

Poor ventilation in our kitchens has many of us breathing really dirty air. If a new range hood and fan are not in the budget, protect yourself with some common sense precautions.

9 Money Moves to Make the Moment Your Credit Cards Are Paid Off

Congratulations! You're finally free of credit card debt. Now what should you do?

The 6 Shopping Mistakes Keeping You From a Great Deal

When it comes to scoring a great deal, sometimes knowing which shopping mistakes to avoid is half the battle.