My parents and my husband’s parents were children during the Great Depression. Mine lived in large cities; my in-laws, small towns. Their families started this era from neither a p
With the holiday season upon us, invitations to dinner parties – and expectations of reciprocating invitations – are on the increase. You bring a nice bottle of wine or bouquet of
Now that I am a mother of two teenagers, credit card abuse is one of the first dangers of financial common sense that I discussed with them. Here are 8 tips to help your teenager p
“How much does it cost to travel full-time as a Professional Hobo?” I am asked this question regularly by readers of my personal website. And while I maintain that the cost of full
Over the years, Uniform Transfers to Minors and Uniform Gifts to Minors custodial accounts (also known as UGMA and UTMA accounts) have become less popular than college savings opti
Saving is nothing more than delayed gratification in action, but trying to defeat our desires for instant gratification outright is often a dead-end endeavor. It's easier if you en
The existence of a strong frugality movement in rich countries may be more of a surprise to people in the poor countries than the other way around. Still, with the economy the way
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Ask the Readers: What Has Been Your Best Investment Yet?
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With the holiday season upon us, invitations to dinner parties – and expectations of reciprocating invitations – are on the increase. You bring a nice bottle of wine or bouquet of
Should You Buy Your Leased Car?
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Now that I am a mother of two teenagers, credit card abuse is one of the first dangers of financial common sense that I discussed with them. Here are 8 tips to help your teenager p
The Cost of Full-Time Travel
“How much does it cost to travel full-time as a Professional Hobo?” I am asked this question regularly by readers of my personal website. And while I maintain that the cost of full
Rutgers is Giving Away $1500 to Wise Bread Readers!
Don't miss your chance to win your share of $1500 in prizes from Rutgers!
UTMA/UGMA Custodial Accounts
Over the years, Uniform Transfers to Minors and Uniform Gifts to Minors custodial accounts (also known as UGMA and UTMA accounts) have become less popular than college savings opti
Delayed Gratification and the Secret to Will Power
Saving is nothing more than delayed gratification in action, but trying to defeat our desires for instant gratification outright is often a dead-end endeavor. It's easier if you en
Frugality goes international
The existence of a strong frugality movement in rich countries may be more of a surprise to people in the poor countries than the other way around. Still, with the economy the way
Build Savings Faster With a Multiple Account Strategy
Trying to manage all your expenses out of one savings account? Your finances might actually be a little simpler with two or three accounts.