One of the most frugal things you can do is have capital. Whether it's money in the bank or a nice chunk of reasonably liquid investments, having capital not only makes money (thr
After the recent interest rate cuts by the Federal Reserve many of my bank and money market interest rates plummeted. Now the best yield I have is on my Series I Savings Bonds iss
Only having to pay 2% of your total credit-card balance a month makes charging tempting...but with interest, you could also pay more than double your original purchase price.
Does your budget include a contingency for fuel to get much more expensive? Because it ought to.
I learned about the need for contingencies early. [more]
Wise Bread articles that are hot today.
On the importance of having capital
One of the most frugal things you can do is have capital. Whether it's money in the bank or a nice chunk of reasonably liquid investments, having capital not only makes money (thr
Should You Treat Your Social Security Benefits Like a Bond?
A lot of things can impact your retirement investment strategy. Should your future Social Security benefits be one of them?
What Happens at a Foreclosure Auction?
Property buyers with cash can save as much as 30% off the market price at a foreclosure auction. Here's what to expect on the courthouse steps.
The 7 Best Credit Card Debt Elimination Strategies
You want out of credit card debt, and you want out fast. You have several options — which will work for you?
Unclaimed Assets: Is the Government Holding Your Money?
You might be entitled to some of the $42 billion in unclaimed property the government is holding. Find and reclaim your loot with these online tools.
10 More Hobbies You Can Start for Free
New hobbies often come with hefty price tags. Jump into these right away with tools and materials you probably already have on hand.
A Simple Guide to Series I Savings Bonds (I-Bonds)
After the recent interest rate cuts by the Federal Reserve many of my bank and money market interest rates plummeted. Now the best yield I have is on my Series I Savings Bonds iss
A Beginner’s Guide to Investing in Frontier Markets
Some investors willing to bet high risk on aggressive returns are turning to frontier markets. Should you follow them?
Afraid of Spending Money? Here Are 5 Perks of Your Phobia
For some, chrometophobia can be crippling. For the frugal minded, it's just another way to save more.
The 5 Best Surround Sound Speakers
If you're saving money by watching movies at home, make your home entertainment system extraordinary with these surround sound speakers.
8 Ways to Turn Your Stress Into Money
These days, who isn't stressed out. Channel that energy into more money and it might just be able to relax a little.
Yes, You Need Home Title Insurance — Here's Why
Home title insurance is one more fee in the closing costs pile. Do you really need it?
8 Affordable Amusement Parks That Are Just as Fun As Disney
You don't have to shell out hundreds of dollars to Mickey Mouse in order to have a great vacation.
These 6 Things Will Make Your Next Flight More Comfortable
Dreading your next flight? These tricks will make your time in the sky way more comfy.
How Much Does Your Credit Card Debt Cost You?
Only having to pay 2% of your total credit-card balance a month makes charging tempting...but with interest, you could also pay more than double your original purchase price.
8 Startling Facts That Will Make You Want to Invest
Having trouble taking the plunge into investing? These eye-opening facts may shock you into action.
Could You Make Ends Meet If You Were Suddenly Disabled?
No one is immune to disabling injury or illness. Are you prepared for the what-if?
Plan for expensive fuel
Does your budget include a contingency for fuel to get much more expensive? Because it ought to. I learned about the need for contingencies early. [more]
The Basics of CD Laddering
To get the most out of your long-term savings, set up a CD ladder to earn the most attractive rates without tying up your money for years and years.
Marketing, Life Insurance, and Behavioral Psychology
Many of us avoid thinking about life insurance because, well, it's kind of creepy. But it's also incredibly important. Learn why.