Hot Today

Wise Bread articles that are hot today.

Here's Why a 30-Year Mortgage Is a Smart Financial Choice

A 15-year mortgage is a lot cheaper than a 30-year mortgage. You should probably choose the 30-year loan anyway.

Best Money Tips: Lower the Cost of Raising a Child

Today we found some stellar articles on lowering the cost of raising a child, meal starters to keep in your kitchen, and financial tips for newlyweds.

The 5 Best Eyebrow Powders

Perfectly polished brows are the key to unlocking your beauty. Add any of these amazing five eyebrow powders to your makeup routine.

I Bond rates go to zero

Since 1998, the US Treasury has had a pretty good deal for small savers who were worried about inflation--the Series I Savings Bond.  The interest it paid was based on inflation pl

7 Investment Accounts All 30-Somethings Should Have

You're not a kid anymore. It's time for you, and your money, to grow up.

College Without Loans: Where to Find Scholarships

Applying for scholarships is a great way to pay less for college. Check out these tips for finding excellent scholarship opportunities.

Best Money Tips: Ways to Earn Money Quickly

Today we found some fantastic articles on ways to earn money quickly, starting your marriage out right, and getting a good night of quality sleep.

Ask the Readers: How Do You Celebrate Valentine's Day Affordably?

Tell us how you celebrate Valentine's Day affordably and we'll enter you in a drawing to win a $20 Amazon Gift Card!

You Don't Need a Retirement Plan — You Need a Financial Independence Plan

If planning for retirement is your primary financial goal, you may be doing it wrong.

Understanding the Affordable Care Act's Health Insurance Exchange

The Obamacare insurance exchanges open for business in a few weeks. Here's what you need to know about the system before you sign up.

Are poor folks and the middle class on the same side?

Rational people try to buy what they need at the cheapest price they can find. There's a contrary argument, though, that holds that it's "shooting themselves in the foot" for poor

Last Minute Wrapping Paper: 5 Options

I've been known to wrap presents literally five minutes before the family has planned to open them — and that means there's no time for a last minute run to the store for a roll of

6 Frugal Ways to Beat Cabin Fever

One nice day can throw your senses into a tizzy after spending the last several months couped up in the house or bundled up in layered clothing. Struggling through cabin fever can

8 Signs the 9-to-5 IS Right for You

Everyone loves to hate on the typical 9-to-5 work schedule, but it might actually be ideal for you.

Success Secrets You Should Have Learned in High School — But Didn't

Most of the people who give us advice mean well, but that doesn't mean their advice is helpful. Here's the advice that you should have been given.

Want to Cut Costs? Get Yourself a Frugal Filter (or Two)

If you follow this simple process, you'll be happier with your financial choices — and your life.

Ordering Online Versus Calling it In: Which is Better?

Somewhere between the eight ball and the brick wall behind you, you find yourself stuck. Do you place your order for that product or service online, or through a customer service a

18 Little Things That Make — and Keep — America Great

Contrary to a certain election 2016 tagline, America is already pretty great. Here's the proof.

The 5 Best Smart Scales

Weighing yourself is never fun, but you can make it painless with the right scale. Just use any of these smart scales and your weigh-ins will never suck.

When It's Time to Destroy Debt, Start With a Goal

I'm doing a 90-day series on air and online to help people destroy debt. My first installment concerns the single most important thing you can do: establish goals. Read and watch f