Hot Today

Wise Bread articles that are hot today.

6 Things You Should Never Do When Applying for a Credit Card

Keep your credit reputation ship-shape and you'll qualify for more — and better — credit later. Here's how.

13 Benefits of Being a Night Owl

Our culture esteems the early riser, but being a night owl has its advantages. Discover how staying up late can help you get ahead.

Getting Around the Guidebook: Techniques for Researching your Trip Without Spending a Fortune

If you are planning a big trip with multiple countries on the itinerary, purchasing a

Need a Cheap Cool Dessert? Make Your Own Shaved Ice!

Last week temperatures here in California soared into the 90s and we needed to cool down. After getting some fat free frozen yogurt we were still feeling hot, so my husband took o

5 Ways to Strengthen Your Finances Before Retirement

Make the transition to retirement a little easier by taking care of few personal finance tasks before your income shrinks.

Ask the Readers: What Personal Finance Apps Do You Use?

Tell us about the personal finance apps that you use and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Extend Your Vacation for Free With Open Jaws and Stopovers

Savvy travelers know how to take advantage of open jaw tickets and stopovers to get free flights. Find out what they are and how you can benefit.

Ask the Readers: What Small Thing Brings You the Most Joy?

Tell us what small thing brings you the most joy and we'll enter you in a drawing to win a $20 Amazon Gift Card!

8 Ways to Save on Smartphone Costs While Traveling

A phone's a great — even necessary — travel companion, but the data costs can mount. Extend your trip by cutting the cost of smartphone roaming.

How to Create Barriers to Your Savings

All it takes is one weak moment to reach into your checking account or connected savings account and use those funds on something frivolous. That's why it's important to protec

4 Clever Ways to Control Your Spending -- and One That Will Shock You!

For most of us controlling our spending just takes a little willpower. For others, more shocking modes of behavior modification are required.

The Ultimate Guide to Flying During the Holidays

Holiday travel adventures are fast approaching. Take some of the frustration out of the trip with some clever advice on planning, packing, and persevering.

10 Cool Tool Gifts for Fixer Uppers

For the DIYer nothing brings holiday cheer as well as the right tool for the job. Find it in this collection of gifts that get 'er done.

7 Free and Low Cost Ways To Protect Your Credit

Many people have fallen victim to identity theft and credit fraud such that it's become essential for us to keep an eye on our credit. Most of the time, a fraud victim finds out a

6 Celebrities With Shockingly Low Net Worths

You won't catch any of these spendthrift celebs on Frugal Lives of the Rich and Famous.

6 Terrible Money Situations You Need to Stop Getting Yourself Into

Some money woes are unavoidable — but some are. It's high time to stop putting yourself in these terrible spending situations.

Personal or Business? Parameters for Choosing a Credit Card

If you own a business, and would like to enjoy the benefits of a business card, there are a few considerations you may want to be aware of.

How to Clear Old Debt From Your Credit Report

Old debts can clutter up the path to an otherwise clean credit report. It's time to do a little cleaning.

Don't Know What Annuities Are? You Might Be Missing Out

Most of us know about 401(k)s and IRAs, but annuities remain a mystery. Learn the basics about this often-overlooked (but useful) retirement investment tool.

25 Simple Ways to Change Up Your Routine and Love Your Day

Stuck in a rut? Get out with these 25 ways to shake up your day and make it great!