Hot Today

Wise Bread articles that are hot today.

4 Reasons Credit Is Safer Than Debit

If you're prone to overspending, a debit card may be your best bet. For everyone else, credit cards are the safer choice.

12 New Ways Restaurants Trick You to Spend More

From anchoring to the Midas Touch, learn how restaurateurs and their employees exploit consumer psychology to get you to spend more.

How I Make $800 on Month on eBay Selling Used Clothes

Looking for a fun side gig? You could make up to $800 a month selling your unwanted clothes on eBay.

The 4 Most Effective Times for Setting a New Goal

Take advantage of some quirks in the calendar — and your psychology — to jumpstart your campaign to reach your next goal.

7 Surprising Ways to Earn Money Online

Need some extra cash? These online side hustles — some new, some new and improved — could earn you a pretty penny.

Stalemate on the Debt Ceiling?

People are speculating about the result if there's a stalemate on the debt ceiling. I know what would really happen, because I live in Illinois.

Here's the Difference Between a Federal and Non-Federal Credit Union

You're thinking about joining a credit union. You've noticed some credit unions are federal, and some are state-chartered. What's the difference?

Where to Find Free or Cheap Yoga Classes

Yoga classes have a reputation for being expensive, but they don’t have to be. Learn how to find budget-friendly yoga in your community.

How to Choose the Perfect Country to Retire In

Choosing which country to retire in can be tough. Here's how to ensure you make the right decision.

6 Meditation Alternatives for People With Busy Minds

Can't sit and meditate without your mind going in a thousand different directions? No problem. There are still ways to meditate when your brain is always busy.

Weird Job Interview Questions (and How to Answer Them)

Need to measure a building? Escape from a blender? Give an opinion on garden gnomes? Learn how to answer these and other odd interview questions.

How to Get a Cruise Cabin Upgrade for Free

Want a balcony or suite upgrade without breaking the bank? These upgrade strategies won't cost you a thing.

The Best Secured Credit Cards that Don’t Require Credit Checks

If you're worried about getting hard inquiries on your credit report for applying for a secured credit card, try these cards that don't require credit checks.

How to Save Big on Indoor and Outdoor Greenery

Plants bring the beauty of nature into your home, but costs can add up. Here's how to keep your budget in the black when planting more green.

The 5 Best Acne Treatments

Give your skin a healthy and clear glow with the right acne treatment. Any of these five best acne treatments are good choices!

10 Easy Ways to be Nicer to the Environment and Your Wallet

Here are ten easy ways for improving both the environment and your lifestyle. Implement just a few of them and you'll likely see a benefit to your bank account at the end of th

The Right Way to Withdraw Money From Your Retirement Accounts During Retirement

You've spent decades saving for retirement — don't waste your savings on taxes by withdrawing your money foolishly!

4 Myths About Economic Behavior We Don't Believe Anymore

We all remember the marshmallow experiment from Psychology 101. New studies show those famous findings are full of fluff.

Stop Calling Me! How to Avoid Telemarketers

Are you tired of dinner getting cold while waiting for a telemarketer to pause long enough for you to say you're not interested? Stop the calls dead in their tracks with some h

How Reflecting on Possessions Can Help You Resist Impulse Buys

The key to resisting impulse buys could be as simple as thinking about items you already own.