Hot Today

Wise Bread articles that are hot today.

All the Ways Minimum Payments Are Evil

Credit card debt can be rough enough on its own. It's the minimum payments, though, that will really hurt you.

29 Scientifically Proven Ways to Be Happier This Year

You really can be happier this year, thanks to these scientifically proven tricks.

The Three F Rule Can Lead You to Happiness

In advertising, my chosen career, there is an unwritten rule for working with clients that makes everyone’s lives just a little better. It’s the three F rule. But when I explained

12 Ways to Rekindle Passion for Your Job

You once bounced into your new job like a kid entering Wonka's factory. Now, you can't wait to leave every day. Can you get it back? Yes you can.

10 Smart Things to Do During Your Commute (Even If You Drive!)

Why fill your public transit commute (or drive) with mindless chatter when you can use that time to smarten up, instead?

Yes, You Need Home Title Insurance — Here's Why

Home title insurance is one more fee in the closing costs pile. Do you really need it?

7 Traps to Avoid With Your 401(k)

Your 401(k) is a powerful retirement savings tool, but that doesn't mean it's perfect.

10 Easy Ways to Burn Almost 1000 Extra Calories Per Day

A handful of easy-to-do lifestyle changes can add up to hundreds of calories avoided or shaved — every day. That's almost two pounds a week!

6 Things You'll Encounter When Taking Over a Loved One's Finances

Chances are most of us will eventually have to manage our parents' money. It's not as easy as it looks.

8 Ways to Get Fit While Hanging Out With Animals

Yes, you can get in shape and hang out with your four-legged friends at the same time!

5 Reasons Building Credit in College Helps You Win at Life

College is a time to discover your passions, goals, and aspirations. It's also a time to start building strong credit.

Should You Save for College Using a 529 Prepaid Tuition Plan?

Prepaid tuition plans let you buy your kid semesters of college, locked into today's pricing. Are these a good idea?

9 Ways an Annual Self Review Can Boost Your Career

Don't wait for the boss to schedule your annual review. There are plenty of reasons to give yourself an appraisal right now.

How Long Can You Really Live on Unemployment?

If you lost your job, could you afford to get by on unemployment benefits alone? It might be time to beef up that emergency fund.

No Money for a Week? Here’s What to Do.

Don't have a nickle to your name? Time to buckle down for a week and weather the storm. Here's how to survive it — and make sure it doesn't happen again.

Are You Letting FOMO Ruin Your Finances?

FOMO can prompt us to make a lot of questionable decisions. Get your envy in check and regain control of your life — and your money.

10 Reasons You Should Really Fear an IRS Audit

When the IRS decides to smack you with an audit, what's the worst that can happen? You're wise not to try to cheat the taxman.

Ask the Readers: What Is Your Biggest Monthly Expense?

Tell us about your biggest monthly expense and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Why You Need Credit — and How to Build It From Scratch

Learn how to create a great credit score even if you don't have an extensive financial history.

Are You Ready to Turn Your Hobby Into a Business?

Hey! You've gotten pretty good at your hobby, and everybody says you'd make some real money at it if you tried. But should you?