Hot Today

Wise Bread articles that are hot today.

Find Your Hidden Spending Habits and Save

If you want to increase savings, find your hidden spending habits and wring out the waste. Start by checking out these spending categories.

Multi-Level Marketing: The Future or Folly?

Multi Level Marketing (MLM). Also known as Network Marketing or Direct Marketing, and even commonly (incorrectly) referred to as Pyramid Schemes, this type of business entity

Are Meal Prep Subscription Boxes Worth It?

Meal subscription boxes bring fresh ingredients directly to your door for quick and easy meals. Find out if they're frugal, too.

The 8 Best Books for Entrepreneurs

Curl up with a good book — you might get rich. These eight business tomes come with a wealth of entrepreneurial inspiration.

Best Money Tips: Become an Efficient Shopper in 10 Minutes

Today we found tips to shop efficiently, how to gain control of your finances in the New Year, and cheap ways to avoid dry skin in the winter.

Home Education Curriculum on the Cheap: 10 Ways to Learn for Less

In a recent cost-study I completed, I found that it is possible for American families to spend between $300 and $4325 per year to homeschool a single child.

Hand-me-down Cell Phones

If you lose or drown your cellular phone before you're eligible for an upgrade, don't buy a new one. Ask around and you're sure to find someone with an unused handset t

Frugal Factors: What Traits Do Most Savers Share?

We're all individuals, each with our own reasons for living frugally — but we're alike in some very important ways.

Psychology and Loans: The Strange Reasons Why You Make Bad Decisions

You might think that when it comes to big financial decisions, you only make logical, rational decisions. But research suggests that you don't.

7 Ways That Anyone Can Travel for Free

Satisfying your wanderlust doesn't have to drain your savings. In fact, if you're clever, you can travel for free.

The 5 Best Eyelash Curlers

Keeping your eyelashes curled isn't easy, but it can be. Just use any of these eyelash curlers and your lashes will always look fab.

8 Signs You've Crossed From "Healthy" Debt to "Problem" Debt

There's a razor-thin line between "healthy" debt and a big financial problem debt. Have you crossed it?

40 Ways to Use Spray Paint for Cheap and Easy Decorating

Need to touch up an old wheelbarrow? Create holiday decorations? Punch up an interior space? Reach for a can of versatile, easy-to-use spray paint.

Should You Ever Pay Your Taxes With a Credit Card?

Tax day is almost here, and you may be tempted to pay Uncle Sam with plastic. But if you do, you're just trading cheap debt for expensive debt.

How an HSA Saves You Money

A health savings account, or HSA, can help you tackle health care expenses with some extra peace of mind — and some extra tax savings.

Why the Time Value of Money Matters, and 10 Ways It Affects You

You don't have to be a financial whiz to understand how the time value of money affects you financially and otherwise. All you have to do is look around.

Ask the Readers: Where Did You Learn About Personal Finance?

Tell us where you learned about personal finance and we'll enter you in a drawing to win a $20 Amazon Gift Card!

The Basics of Asset Allocation

Once beginning investors move beyond indexes and mutual funds, they start to hear about asset allocation. Learn the basics and how they apply to your investment decisions.

Buy a Car With the Money You Save by Shaving Smarter

With a switch to a safety razor, most men could trim enough from their budgets to eventually buy a modestly priced car. (And look better while striking the deal.)

Can You Really Save With Amazon Prime Pantry?

Prime Pantry is yet another of Amazon's many services aimed at saving consumers time and money. How can you make the most of it?