Hot Today

Wise Bread articles that are hot today.

The 4 Most Common Unnecessary "Needs"

Reducing your budget can be difficult when you have so many "needs," but these four types of so-called necessities aren't required at all.

Flashback Friday: 43 Genius Ways to Save on Back-to-School Shopping

Back-to-school shopping has officially begun! And there are plenty of ways you can save big.

Going Without Health Insurance in 2015? Here's What It'll Cost You

The fines for going without health insurance are ticking up this year. Are you covered or will you pay a fine?

15 Things You Should Never Skimp On

For the stuff we use and rely on daily, sometimes it's better to avoid the bargain bin. Don't skimp on these 15 items.

Boost Your Savings With This Easy Budgeting System

The premise is simple: Create small budgets. Set savings goals. Achieve financial freedom.

4 Warranties That Aren't Worth It

Better safe than sorry, right? That may be your reasoning behind buying product warranties. But in these four instances, warranties definitely aren't worth it.

Escape Student Loan Debt — Slowly

If you have student loan debt you think you'll never be able to pay off, new rules might help substantially ease your burden.

Abandon Losing Strategies

We're always told to keep going until we make it. But the truth is that sometimes, giving up is the right move. Learn why.

The 4 Greatest Stock Reversals in the Last Decade

These four big stock market losers transformed themselves into stock market darlings in just 10 years. Find out what it takes to be a comeback kid.

5 Financial Experts People in Their 40s Should Follow

Gen-Xers in prime earning years have financial worries all their own. Follow these five money experts with plenty of 40s-friendly money advice.

Making the most of your guilty pleasures

I've been trying to come up with a way to articulate the mental shift from being not-frugal to being frugal. It's not really about wanting to spend less, and it's certainly not about making do with less. [more]

Finally, Frugal Rules

You can come out of the shadows, my fellow cheapos, skinflints and non-pathological hoarders. Thanks to the rise of eco-hip, frugal is becoming cool. Sorta.

5 Foods I Grew Tired of Buying, and How I Quit

Everyone who cares about frugality understands that it often involves becoming more self-reliant. The following is a list of kitchen staples that I quit buying, and how I’ve made i

25+ Easy Ways to Save Money But Still Get What You Want During Holiday Shopping

Ready to tackle your Christmas shopping but dreading the impending dent in your budget? Here are ways to save big and earn cash back on those gifts.

5 Ways to Live Better Without Spending More

The most simple-minded measure of your standard of living is how much money you spend: spending more equals living better. Reality is more complex. There are a lot of ways to li

Amazon Prime Benefits and How to Avoid the Price Hike

Prime is being raised by $20. Learn how to get it at a discount (or free!) and why it is still worth it.

8 Ways to Get Noticed During a Job Search

During a job search, the last thing you want to be is just another applicant. Use these suggestions to get creative and stand out from the crowd!

3 Ways to Get a Legit Business Education Online

The advent of online education has made it easy to get a business education. And if you don't need a credential or degree — it can be free.

4 High-Tech Weapons for the War Against Germs

Fight germs and kill bacteria the modern way with these high-tech solutions to keep you healthy!

Stop Slouching! 5 Ways to Improve Your Posture

Studies show a link between poor posture and poor health. Make your mother proud; stop slouching with these five simple ways to improve your posture.