Hot Today

Wise Bread articles that are hot today.

Beat the Nirvana fallacy: why doing something is better than nothing

The problem with the Nirvana fallacy is simple: there's NEVER a perfect solution, only shades of decisions that are better than others, and mistakes you make and can hopefully lear

10 Easy Luxury Hair Treatments From Your Kitchen

Many of the ingredients in pricey hair care products are derived from plants — plenty of which you probably already have in your fridge or pantry.

Cheap Passport Pictures (Part Two): Online Ordering

A year and a half ago, I wrote a post about how to fashion your own passport photos for unde

Dryer Sheets, Shampoo, and 15 Other Everyday Things You Can Make at Home

Why buy when you can make at home so many of the home and personal care products you use? Here are 17 easy recipes to get you started.

6 Cleaning Rules You Should Be Breaking

The thing about the old tried and true is that sometimes it isn't true. Have you been cleaning the house wrong?

My Number One Tip for College Students

College is a time of learning, experimenting...and wasting time. Stop doing that last one, and discover how much more fun (and success) you can have.

Drive the Old Car or Buy a New Car?

The cost of a new car can be much bigger than the sticker price...even going so far as to affect your retirement savings.

3 Reasons to Be Picky When Hiring a Financial Planner

There are times in life when it's best to be picky, and choosing a financial planner is definitely one of them.

Why Some Economists Say You Should Give Cash Instead of Gifts

One economist says you actually should be a "Scrooge" this gift-giving season. Who needs more stuff, anyway?

How to Afford Your Kid's Braces or Expensive Dental Care

Your kids may be small, but their dental care costs can be huge. Here's what a dentist has to say about taming these big bills.

4 Ways to Find Income While Waiting for Full Retirement Age

Don't just sit around waiting for your full retirement age to start bringing in maximum social security benefits — bring in some extra money in the meantime!

Socially Responsible Investing Goes Green

You drive and drink responsibly, spend your money responsibly, and act responsibly, don’t you? But do you invest responsibly? Can you invest responsibly?

ChexSystems: What It Is, and How It Can Make It Difficult for You to Open a Bank Account

Most of us know that looking at our credit report is part of maintaining financial health, but what about our banking report? Enter ChexSystems.

How to Create a Financial 5 Year Plan

To improve your financial future, you must first decide on your financial goals and then create a plan to reach them. Here's how to do both.

Vision Boards: Dream Big, Play with Pictures, and Watch your Life Change

Here's a fun exercise the whole family can enjoy in creating your future by playing with pictures.

All the Ways You Can Score More Points and Miles This Holiday Season

While you're busy holiday shopping and preparing for trips to see the family, why not earn tons of points and miles in the process?

25 Ways to Boost Creativity

Feel like your brain is drained? Get inspired with these 25 tips for expanding your creative horizons.

Ask the Readers: Should Personal Finance be Taught in Schools?

Tell us whether or not you think personal finance should be taught in schools for a chance to win 1 of 3 $20 Amazon gift certificates!

9 Things That Cost More in 2016

If you're looking to be frugal in 2016, these price hikes certainly won't be helping your cause.

8 Ways Valentine's Day Picks Your Pocket

On Valentine's Day, you want to show your loved ones how much they mean to you. Just watch out for these common, Cupid-themed money traps.