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Wise Bread articles that are hot today.

7 Signs You're Financially Ready to Start a Family

It's hard to know when you're 100 percent ready to have a baby, but these financial signs mean you're off to a great start.

DIY - Silk Flower Brooch

In true Wise Bread fashion, learn how to make flower brooches yourself and save big.

Dangerous neighborhoods are safer than commuting

Why do so few people live within walking--or at least bicycling--distance from where they work? I've asked a lot of people this question and gotten a lot of different answers. Some people want big houses, others big lawns. [more]

Voluntary simplicity versus poverty

The first person I met who practiced voluntary simplicity didn't call it that, and I didn't understand what she was doing until many years later. [more]

Save time, money, energy, and eat great

Depending on how old you are, your mother or grandmother probably had one of these: a pressure cooker. (She probably also had a story of one exploding, which may be why they're n

5 Common Habits of Retirement-Savvy Savers

Saving for retirement doesn't have to be hard. Follow in the footsteps of the savviest savers, and you'll be well on your way.

Ask the Readers: What Are You Most Looking Forward to in 2012?

Tell us about what you are most looking forward to in 2012 and we'll enter you in a drawing to win a $20 Amazon Gift Card!

College Without Loans: Where to Find Scholarships

Applying for scholarships is a great way to pay less for college. Check out these tips for finding excellent scholarship opportunities.

Not the sort of person who ...

Wise Bread is stuffed almost to bursting with suggestions on how to live large on a small budget. But certain suggestions trigger a particular kind of negative reaction:—w

Does Personality Type Determine Your Income?

The Myers-Briggs test analyzes 16 different personality types, some of which tend to be higher earners than others. Where do you fall?

Maximize Your Membership: 16 Tips to Shopping Warehouse Stores

Coupon Sherpa compiled 16 guidelines to help you make the most of your warehouse club membership.

Tips for Sounder Sleep at Hotels

Shouldn’t hotels offer a peaceful atmosphere for a few hours of sleep? After nearly two decades of business and leisure travel, I’ve refined my strategy for carving out a bit of re

How The Economic Crisis Challenges Our Financial Beliefs

As the economic crisis deepens, I'm seeing more people beginning to challenge the conventional wisdom espoused in personal finance. Given how financially difficult things have bec

10 Difficult Jobs That Are Worth the Effort

The hours are long, the work is hard, and in some cases, the pay is low. Find out why these demanding jobs are worth your while.

Women: How and Why to Take Charge of Your Finances

Women live longer than men yet set aside less money for retirement. Learn how you can become more financially independent today.

How to Make Your Fortune: Become Your Own Hero

Your average fictional hero can teach us a lot about living in the real world, starting with understanding motivation and goals, and finding a way to reach them.

The Five-Day Freeze: Batch Cooking for the Rest of Us

Here are my tips on batch cooking for those who work a full-time job, have tiny ones underfoot, or just generally hate cooking for days at a time.

Can You Buy Your Way Out of the Rat Race?

If you're tracking your spending, you know how much money it takes to live on. If you're tracking your investments, you know about how much return you're getting from your capital.

9 Techniques That Can Help You Conquer Any Fear

Fear is nothing to be afraid of. Learn to work through your fears — and reach your goals.

6 Basics You Must Know Before You Start Investing

Investing seems daunting to beginners, but it doesn't have to be as complicated as it seems. Master these beginners' tricks and you'll be on your way!