Hot Today

Wise Bread articles that are hot today.

How Long Does it Take Break Even With a Home ReFi?

Refinancing your mortgage can be a sound financial move. But how do you figure out when you'll break even? Let's crunch numbers.

10 Free (or Almost!) Tools and Resources for Creating a New 2015 Budget

Holiday spending knocked your budget all out of whack? Use these tools to start budgeting smartly in 2015.

Ask the Readers $200 Giveaway: What Does Corporate Social Responsibility Mean to You?

Tell us what corporate responsibility means to you and we'll enter you in a drawing to win $200 in Amazon Gift Cards!

Here's What a Balance Transfer Does to Your Credit

A balance transfer can help you pay down debt faster, but it comes with some costs, including a few you may not see.

25 Frugal Ways to "Pay It Forward"

Paying it forward — doing something nice for someone else — makes that person feel great AND improves your day. Here's how to do it frugally.

9 Ways to Improve Your Life This Weekend

Being a weekend warrior can be a heck of a lot more than a landscaping project. Try one of these activities for a long-term ROI that will make your life better.

6 Reasons Cutting Your Landline Is a Bad Deal

Dropping home phone service has become a popular way to cut a few dollars from the budget. But are the savings really worth it?

The 7 Best Ways to Earn Travel Points and Miles Without a Credit Card

Good news! There are several ways to rack up travel points and miles without the use of a credit card.

Is Target Really Just as Bad As Wal-Mart?

There is plenty not to like about the practices of both the nation's leading big-box retailers. But a few subtle differences -- and one h-u-g-e one -- make one of them the o

Save Money on Shaving With These Razor Tricks

Make your razor go the extra mile — and last up to a year — with these money-saving (and razor-saving) tricks.

10 Budget-Friendly Meals Everyone Should Know How to Make

Everyone wants to eat well and spend less money. These delicious, easy-to-prepare meals let you do both.

8 Airline Fees That Are Actually Worth Paying

Is paying more for extra airline services ever worth it? Sure, especially if the miles — or your legs — are long. Here are eight fees that are worth the cost.

The 5 Best Paper Napkins

Cleaning messes up quickly isn't easy, but it can be. Use any of these paper napkins and spills will always disappear immediately.

4 Effortless Ways to Save on Back-to-School Shopping

Already stressed about back-to-school shopping? Don't be. You can save money without even trying.

Breathe Easy: 10 Natural Air Fresheners

Deodorizers and disinfectants don't have to be full of chemicals. Freshen your space the frugal, all-natural way with these eco-friendly ideas.

How Paying Attention to Detail Saves Your Finances

One of the easiest ways to keep your finances on the up and up is to simply pay attention.

Why "Buy One Get One Free" Is Usually A Bad Deal

Recently, I read about a promotion from a home builder in San Diego where consumers could buy a 4000 square foot house for $1.6 million and get a smaller home by the developer valu

9 Tools That Create Hours of Free Time a Week

Eliminate the most tedious tasks on your to-do list with these nifty tools.

Frugal, Amazing, and Easy-to-Navigate: The 10 Best International Cities to Visit

These affordable international travel destinations take the hassle out of travel without skimping on the wows. Where do you want to go?

How to Find Time for Home-Cooked Meals

Even the busiest people can find time to make healthy and delicious home-cooked meals. Just follow these suggestions.