Hot Today

Wise Bread articles that are hot today.

A second emergency fund you never spend?

I ran across this idea in a book by some financial guru years ago. The book was packed with an odd mix of obvious and kooky ideas, of which this was one of the latter. For some r

Local Currencies

Because the advantages of trade (lower prices) fall into the hands of the person making the decision (the buyer), there's a constant tendency to move toward freer trade, unless

Best asset allocation for your portfolio

This is the first Wise Bread post that I've been afraid to write. I've thought about it many times, but haven't even gotten as far as making notes until today, when I

25 Tips for Smart (and Safe) Credit Card Use During the Holidays

Whether you're ready for holiday shopping or SO not, the season of giving is upon us. Before you hit the stores, check out our guide to keeping your finances safe.

How to Have a Perfect No-Spend Weekend!

Whether you want to get out of debt faster, save up a little last-minute scratch, or just to have free fun, follow these tips for a no-spend weekend.

9 Tax-Friendly Ways to Save Beyond Your Retirement Fund

Reach your retirement savings cap? There are still plenty of savvy ways to avoid a big tax bill after maxing out your IRA and 401K!

5 Breathtaking Multiday Treks to Do in National Parks This Summer

Backpacking is a great way to discover the scenery and drama that can be found within our nation's parks. And these multiday treks are worth the effort.

30 Easy Holiday Crafts for Kids

While you're busy preparing the food or cleaning the house for the in-laws, take advantage of these 30 crafty ways to distract the wee ones!

Best Money Tips: Ways to Cut Hair Care Costs

Today we found some great articles on ways to cut hair care costs, rules for regifting, and getting the most from social security.

14 Festive and Easy DIY Holiday Decorations

Deck your halls with DIY! These crafty ways to decorate will keep the celebration going all season long.

What to Look for in a Fixer-Upper

If you are willing to put in some time and work, you may be able to save money on your next home purchase by buying a fixer-upper. Here's what to look for.

Debunking Common Estate Planning Myths

Given the tens of millions of Americans nearing the Golden Years, the fields of retirement and estate planning are expanding by leaps and bounds. Along with the growth of work f

Do not buy something just because you can afford it

Since I got married people have been constantly asking me two questions. One is, "are you pregnant yet?", and the other is "are you going to buy a house?" One

8 Financial Decisions You'll Never Regret

Hindsight is 20/20 and it's easy to look back and second guess ourselves. But not with these financial choices — they're right every time.

Job-Search Romance

How is a job search like a romantic adventure or misadventure? Let me count the ways: nine. If you’ve ever wondered how to tell if a company is truly interested or just isn’t into

The Shanghai Supposition: Better Choices=More Choices=Better Experiences

Cheap Chinese goods have created a Wal-Mart economy in America but for the individual they can be an eye-opening experience about the joys of travel, about the pride garnered from

Should You Move to a New City to Reduce Lifestyle Costs?

If high housing costs seem scary in your dream city, consider this — the lifestyle change may be worth the move!

The Presenter’s Paradox: Why Less Really Is More

Whether you're getting something for free from a company or giving your significant other a gift, discover how our minds assign less value to more stuff.

There are Cheaper Ways to Return to a Greener Earth

The web is full of ways to live green, but have you ever thought about being Earth-friendly in your death? While it’s not always pleasant to think about, maybe we should. If you

4 Common Money Misconceptions About Women

Women are more financially savvy than ever, but these myths still abound. How many do you recognize?