Hot Today

Wise Bread articles that are hot today.

Emergency belt-tightening

Typical personal finance advice would have you divide your budget categories into two groups: Your fixed expenses and your discretionary expenses. I generally don't like that dis

8 Career Mistakes New Grads Make

Your career could be over before it even begins if you make any of these common missteps.

10 Green Gifts for the Treehugger in Your Life

Reduce your carbon footprint and make someone happy with these awesome green gift ideas.

10 Myths Non-Business People Believe About Business

Many people have great excuses for not starting a business: I need a great idea. I don't have a business plan. Learn the truth about these myths and why they shouldn't hold you ba

Reach Your Money Goals Faster With a Simple Naming Trick

Mortgage repayment, emergency funds… these things may not be "fun," but a cheeky approach to banking can make them a whole lot less stressful.

Buy-and-Hold Investing: 4 Ways to Make It More Effective

The media is saying buy and hold is dead thanks to some fuzzy math and misinterpretation of what "long term" means. But here are four strategies that can turn buy and hold from a b

6 Ways to Invest When You're In Debt

Investing and paying down debt? Yep, you read correctly. It's possible!

Don't Ruin the Party: 11 Things Guests With Good Social Skills Never Do

If you want to get invited to your host's next shindig, don't do this!

How to Run Without Music

I don't run with music, but I can understand the attraction. Logging lots of miles can be boring and pushing yourself can be difficult without distraction.

7 Traps to Avoid With Your 401(k)

Your 401(k) is a powerful retirement savings tool, but that doesn't mean it's perfect.

The 6 Most Surprisingly Unhealthy Beverages

Six reasons a cool glass of water is always the right choice when you're thirsty (and it's probably cheaper than these unhealthful beverages, too).

5 Fun Family Friendly Games for Your Holiday Party

You have the food, you have your guests, now add the entertainment: Here are five games under $20 that kids and adults can enjoy together.

The 8 Worst Home Sale Horror Stories

Buying or selling a house is rarely easy, but these eight home sales turned into actual home sale horror shows.

8 Times You Need to Walk Away From Your Dream Home

You've found the home you've always dreamed of. Make sure you're not walking into a nightmare, instead.

8 Ways to Get Fit While Hanging Out With Animals

Yes, you can get in shape and hang out with your four-legged friends at the same time!

10 Surprising Ways to Use Bungee Cords

Bungee cords come in many colors and sizes and that means you can be stylish when you're using them for more than tying down loose loads.

18 Little Food Shopping Mistakes You Need to Stop Making Today

A bunch of grocery shopping mistakes like these can take a big bite out of your budget. Are you making the most of every grocery store visit?

How to Handle a Sudden Loss of Income

Don't let a sudden loss of income cause financial paralysis. Take these smart steps to handle the situation and minimize the damage.

How to Secure Business Financing Without a Personal Guarantee

You can build your business credit fairly quickly and potentially eliminate the need for a personal guarantee if you plan for it from the outset.

10 Smart Storage Solutions for Your TV Room

A media or TV room (or corner) quickly becomes a cluttered eyesore — cables, DVD boxes, controllers. Corral it all with some simple fixes.