A recent pilot program conducted by the FDIC featured loans with terms designed to beat those offered by payday sharks. Hopefully we'll see these loans replicated.
I am sure you have encountered a store or gas station that has a set of prices for cash customers and a set of prices for credit card customers. Usually the credit card customer h
Between managing work, family, friends, and more, it's easy to get overwhelmed and stressed out. Instead, take a moment to relax with one of these suggestions.
With our economic situation still precarious, many people desire simple living. But what does that mean in our busy, modern culture, and how can we get there?
We've all shopped (or tried to shop for) the person who has (or seems to have) everything. Yes, it's hard...but not impossible! Draw some inspiration from these affordable ideas.
The Home Affordable Modification Program (HAMP) rolled out last year currently has over 700,000 people in trial modifications and a little over 30,000 in "permanent" modifications.
The housing and mortgage industries took a giant leap backwards last year. Read about what you need to do if you are finally ready to buy the home you've been looking for.
We’re nearing the thick of tax time, and I’m sure the first thing on your mind (I know it’s on mine) is “how much money am I getting back?” and “what am I going to use the money fo
A good budget is the best tool for reaching your financial goals. If you've ever begun a budget only to give it up days, weeks or months later, or know someone who has, you need to
Wise Bread articles that are hot today.
Bank-Based Small-Dollar Loans: An Alternative to Payday Loans
A recent pilot program conducted by the FDIC featured loans with terms designed to beat those offered by payday sharks. Hopefully we'll see these loans replicated.
8 Fees You Need to Stop Paying Right Now
Save hundreds of dollars a year by dropping these useless fees from your life.
Best Money Tips: Ways to Save Money at the Airport
Today we found some fantastic articles on saving money at the airport, moving your money to a new bank, and resisting the hard sell.
Mortgage Application Declined? Here’s How to Respond
If your mortgage application was declined, there's still hope! Take these five simple steps to get back on track.
Best Money Tips: Simple Ways To Lower Vet Costs
Today we found some great articles on simple ways to lower vet costs, financial rules every 30-year-old should know, and the worst holiday gifts.
Top 5 Health Care Terms You've Heard Of, But Don't Know What They Mean
Take control of your health care by learning these critical terms.
Would you get rid of credit cards if stores give more discounts to customers who pay cash ?
I am sure you have encountered a store or gas station that has a set of prices for cash customers and a set of prices for credit card customers. Usually the credit card customer h
14 Unexpected Uses for Sugar
You can do a lot more with a sack of sugar than sweeten your tea and bake some cookies. Read on to learn 14 other ways sugar can enrich your life.
8 Simple Ways to Clear Your Mind
Between managing work, family, friends, and more, it's easy to get overwhelmed and stressed out. Instead, take a moment to relax with one of these suggestions.
The 10 Coolest Things That Come in a Can
Canned corn, ho-hum. But canned Unicorn? Yep, there's that and lots more hiding in the humble can these days.
What is Simple Living and Why Should I Care?
With our economic situation still precarious, many people desire simple living. But what does that mean in our busy, modern culture, and how can we get there?
Sous Vide Is the Fancy Cooking Technique That Saves You Money, Too
The French know a thing or two about delicious, efficient cooking. Why not try sous vide in your own kitchen?
Best Money Tips: Save Money at the Gas Pump
Today we found some awesome articles on saving money at the pump, plugging your financial leaks, and conversation starters that make mingling fun.
Gifts for the Person Who Has Everything
We've all shopped (or tried to shop for) the person who has (or seems to have) everything. Yes, it's hard...but not impossible! Draw some inspiration from these affordable ideas.
5 Reasons Not to Apply for a Loan Modification in the Home Affordable Modification Program (HAMP)
The Home Affordable Modification Program (HAMP) rolled out last year currently has over 700,000 people in trial modifications and a little over 30,000 in "permanent" modifications.
How to Prepare for a Home Purchase in 2010
The housing and mortgage industries took a giant leap backwards last year. Read about what you need to do if you are finally ready to buy the home you've been looking for.
Simple Tax Strategies to Maximize Your Tax Refund
We’re nearing the thick of tax time, and I’m sure the first thing on your mind (I know it’s on mine) is “how much money am I getting back?” and “what am I going to use the money fo
Why You Can't Stick with a Budget
A good budget is the best tool for reaching your financial goals. If you've ever begun a budget only to give it up days, weeks or months later, or know someone who has, you need to
Science Proves It: You NEED to Take a Vacation
If the boss balks at your plan to take two weeks off, show him this. Brain science says you'll return more energized and productive than ever!
Are You Being Had? Learn From 5 Crazy Ponzi Schemes
Amazingly, these schemes were all real. Thankfully, they also all offer real lessons on how to avoid losing your shirt.