Hot Today

Wise Bread articles that are hot today.

4 Things You Need to Know About Gift Tax

There's a tax on financial gifts? Of course there is — and guess what else? It's very convoluted.

8 Myths About Health Savings Accounts — Debunked!

An HSA can be a great way to pay for health care, earn investment income and cut your taxes. Cut through the confusion before you jump in.

11 Open House Etiquette Rules Everyone Should Follow

You may be excited about finding your dream home, but you still need to mind your manners at an open house.

6 Fast Ways to Restock an Emergency Fund After an Emergency

Crisis averted! Your emergency fund came through when you needed it. Now it's time to rebuild that financial safety net before the other shoe drops.

The Meaning of Milk Label Colors

Can you tell the difference between 1% and skim milk based on the color of the cap? It depends on where you shop.

What will you do when gas hits $4 per gallon?

The image you're looking at is a classic VW ad from 1979, a response to the gas crisis at that time. I just filled up my tank, and 16 gallons of Plus Unleaded cost me over $52

8 Most Affordable Beach Towns in Mexico

Looking for a quick beach getaway? These gorgeous seaside towns in Mexico offer the most bang for your buck.

5 Mental Biases That Are Keeping You Poor

Your love of lattes might not be totally to blame for your low funds. Cognitive biases could be derailing every one of your money-related decisions.

I Checked My Credit Score in 11 Places — Here's What I Learned

Why pay $15 for a credit score when you can get one for free? Turns out not all credit scores are the same.

Figuring the Size of Your Emergency Fund

The usual rule of thumb is 3 to 6 months' income. Of course that's silly--the size of your emergency fund needs to be based on your spending, not your income. But even 3

How to Prepare Your Money for the Coming Economic Slowdown

Experts warn an economic downturn may be on the horizon. Is your money prepared?

Is MagicJack a Scam?

MagicJack is a device that claims to offer unlimited local and long distance calling for just $20/year. Sounds too good to be true, doesn't it? I decided to dig around for myself.

The Guide to Staying at Hostels for People Over 30

Hostels aren't just for 20-somethings. No, really, even adults can slash the cost of lodging by staying at hostels instead of hotels.

8 Financial Decisions You'll Never Regret

Hindsight is 20/20 and it's easy to look back and second guess ourselves. But not with these financial choices — they're right every time.

15 Surprising Insurance Policies You Might Need

For just about any life event, there's an insurance policy to cover it. Do you need one of these plans?

How a Simple "Do Not Buy" List Keeps Money in Your Pocket

Creating a "do not buy" list will totally change your shopping game — and help you save tons of cash.

7 Certifications That Add Big $$ to Your Salary

Expand your skills and education without stepping foot in a classroom. These seven certifications will help you score the big bucks!

How to Read a Credit Report

You're ready to check your annual free credit report. Now — just how exactly should you read one of these things?

Learning How to Become a Money Master From Author David Bach

Learning how to maximize your income, no matter how much you make, is not an easy process. Luckily, best-selling author David Bach has some brilliant tips to guide you.

15 Ways to Make Brown Bagging It Better Than Buying Lunch

You know bringing your own lunch can save you tons — but bleh. Make your midday meal a real reward and you'll win twice.