Hot Today

Wise Bread articles that are hot today.

Smell Good, Organic Skin Care At a Discount (WB Special)!

Nature's Baby Organics has a line of amazing skin and body care (shampoo, body wash, diaper cream, powder) and the company is offering WB readers a 15% discount at check-out.

Get enough sleep

I have a theory about sleep. My theory is this: everyone who routinely uses an alarm clock suffers from chronic sleep deprivation. Using an alarm clock a few times a year (to c

Make These 5 Money Moves Before You Travel Abroad

International travel requires a lot of research and planning beyond how to pack and which excursions to book. This checklist can help you prepare financially for your trip.

Why We Take on Credit Card Debt

Why some of us take on so much debt — and how others manage to avoid it so well — can seem mysterious. Discover some of the reasons.

Best Money Tips: 216 Affordable Gifts for Everyone on Your List

Today we found some awesome articles on 216 gifts for everyone on your list, frugal lunch ideas, and reasons to list or buy a home in December.

Up Before the Roosters: Becoming an Early Riser

Waking up earlier can help you de-stress, get more done, and generally live a happier life. If you're addicted to your snooze button, here's what to do.

What to Buy, and Avoid Buying, in January

Believe it or not, January is a great time to find deals on winter wear. Read on to learn what else is on sale (and what isn't) as another new year begins.

Beware Celebrities Bearing Prepaid Cards

From the Kardashians to Justin Bieber, celebs are endorsing prepaid cards. Learn how these cards can drain your funds faster than saying, "Baby, baby, baby."

Budget Busters

Every day I read about 60-70 personal finance/frugal living blogs. Through the help of many of our online friends, I have been fortunate enough to put my personal finance position

10 Surprising Marketing Tricks You Should Be Aware Of

From unhealthy "health" products to designer diamonds and more, discover 10 sneaky marketing tricks to avoid.

Having a Frugal Valentine's Day: Highlights From Our Chat With Beverly Harzog

Don't miss the highlights from our chat with Beverly Harzog on having a frugal Valentine's Day!

College Student Eating Survival Guide (Until Spring Break)

You've got two to three weeks until Spring Break and a meal card with zero balance left. Not enough time to look for a job until you go home to mom and dad's. How will you

Ask the Readers: Do You Know Your Credit Score?

Tell us whether or not you know your credit score and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Ask the Readers: What Are Your Financial Resolutions for 2012?

Tell us about your 2012 financial resolutions and we'll enter you in a drawing to win a $20 Amazon Gift Card!

The Bailbondsman Approach Part Deux: Fiscal Stimulus No Gonna Workie

Paul Michael essentially wrote this post in January but it needs to be said again. A culture that remedies a systemic problem that stems from borrowing, with, well...more borrowing

What's an employee to do? Part 2

The trend toward replacing traditional employees with varying combinations of temps, contractors, outsourcing, and off-shoring is old news now.  That gives us a bit of perspective

Best Money Tips: Save Money on Your Vacation This Summer

Today we found some fantastic articles on saving money on your summer vacation, building a library on the cheap, and money lessons from Mad Men.

Are You an Ant or a Grasshopper?

This classic fable illustrates the fundamental difference in savers and spenders. Spenders live for the moment, frittering away their earnings on things like technology gadgets, e

Sticky prices

I'm old enough to remember when a piece of bubble gum was a penny. In fact, it was a penny for most of my youth--and had been a penny for a couple decades before I was born. As i

The Ultimate "Green" Workout

Recently our own Xin Lu wrote a post on a motivating way to lose weight (a very interesting piece.) Imagine my surprise when a commenter spoke my mind by sharing the ultimate in “