Money Tips Network

Drama in real life: Making planned gifts before death

My mother's health has been declining over the past few months, and it's produced a wee bit of year-end financial drama in our family. (The word “drama” is a bit of an exaggeration. Maybe it's produced some year-end financial consternation?)

As long-time readers will recall, my mother has been in assisted living for more than a decade now. She lives a mellow life filled with television, her pet cat, and a regular routine. Because she has cognitive problems, it's difficult for her to communicate. The doctors call her “non-verbal”, and they can't explain the cause. She cannot form complete sentences (sometimes two words is tough!), and it seems as if she cannot formulate complex thoughts. It's a mystery to everyone.

Keeping a home improvement projects to-do list

My Christmas curse continues! You see, for a long time now — almost thirty years — Christmas has become synonymous with home problems for me.

This all started in the first home that Kris and I owned back when we were newly married. We woke one Christmas morning to find that the water heater had overflowed, flooding the laundry room and much of the converted garage. Unfazed, we cleaned up the mess and spent our holiday without hot water. It was fun!

Since then, I've experienced a long line of home problems on Christmas day: frozen pipes, broken gutters, fallen fences, and more. And this year? Well, this year's issue was minor…but may lead to a major repair.

The house that Kim and I bought last August is in good shape. We made sure of that during the inspection period. Still, no home is perfect — and a house built fifty years ago has a few warts.

Grading homes: The system I used when picking a new place to live

This morning — because the sky was clear and I hadn't anything better to do — I let the dog lead me on a six-mile walk. For two hours, we wound our way through the streets of Corvallis. We sniffed drains, barked at squirrels, and in every way had a merry old time.

If I'd allow her, Tally would spend hours every day sniffing drains around the city.

As we walked, I reflected on how fortunate Kim and I were when we decided to move here. We were deliberate about our choice, sure, but it was still something of a gamble. Sometimes research and experience don't align. In this case, they have.

Why We Love Corvallis

After four months Corvallis seems like a perfect fit for us. There's so much we love about this place, such as:

Ryobi 18V Chainsaw Review

Ryobi 18V Chainsaw Review

It’s great for small jobs, but be careful with the leaked oil.

I have a lot of Ryobi 18v tools and they are mostly very good. I’ve owned this chainsaw about a month and it works great for small jobs. This chainsaw is small enough to be operated one handed. However, it would not be safe to lift a ladder. A fallen gum tree was in my path. It took some time for the saw to cut through, but I eventually managed it. It cuts right through anything green.

Makita Cordless Chainsaw Review

Makita Cordless Chainsaw Review

Ergonomics

Makita’s 36V chainsaw was a popular choice, with many customers praising it. This new model is sure to improve on that. This saw a slight change in the physical design. It has made some significant changes, including moving the batteries to the center and returning the Dhandle. The saw looks more and feels like a traditional chainsaw. It is possible to balance the battery by mounting it between your hands.

Shindaiwa Chainsaw Review

Shindaiwa Chainsaw Review

Shindaiwa Chainsaw Review [2021] – Cuts Thick Trees Like A Charm

Since I am a huge fan of cordless electric chainsaws, both gas and electric, there have been many.

To sum it all, I search for saws with greater power, endurance, compactness, portability and portability.

Shindaiwa, a new brand but a delight to behold in this setting, is Shindaiwa.

Ryobi Gas Chainsaw Review

Ryobi Gas Chainsaw Review

Ryobi 18-Inch Brushless Ryobi 40V Hp Brushless Chainsaw

A 18-inch length bar is difficult to maneuver. The 18-inch bar is the ideal size to make a good impression on homeowners. Those are very different power levels, though, and we set out to see which end Ryobi fits in.

The value of a college degree

I'm a long-time vocal proponent of higher education. For me, it's personal. I was raised in a poor family with parents who had briefly attended college, but never with any real gusto. (I'm not sure my father had a plan. My mother studied home economics. Not kidding.)

My uncle got a math degree from a now-defunct community college, and his son (my cousin Duane) went to school back East. I'm not sure if he got a degree, though. (I'll ask him tomorrow when we get together to bake Christmas cookies!)

But from a young age, I knew that I wanted to go to college. I knew I was a smart kid, and I viewed college as a Way Out. It was an escape from the trailer house I grew up in, an escape from menial labor.

Too bad then that I squandered my college education. I entered Willamette University intending to be a religion major, but eventually ended up with a psychology degree — chased with an equally useless English minor.

Craftsman S180 Chainsaw Review

Craftsman S180 Chainsaw Review

Craftsman S180 18 In 42-Cc 2-Cycle Gas Chainsaw

Rating: 4.1/5 stars You can read reviews about the average rating. It is 4.1. Click the link to read 165 reviews.

Dewalt Cordless Chainsaw Review

Dewalt Cordless Chainsaw Review

Dewalt Cordless Chainsaw

Jeff Patterson’s video shows off the power of the DEWALT cordless chainsaw. YouTube has lots of excellent videos featuring DIY projects, as well as tips and tricks for homeowners.

Do you have memories of your dad working out in the garden when you were a small child? It could have been mowing, pruning branches, or even cutting wood into logs for your fireplace. You probably thought that whatever he was doing was manly work. And those thoughts continue to influence your adult lives. You can find something even more fulfilling than working in the garden.

A useful new tool to help you pick a place to live

Every now and then, The New York Times gives us an awesome new personal-finance tool. Back in 2007, they created an amazing rent vs. buy calculator, which they've diligently updated and maintained over the past fifteen years. A couple of weeks ago, they unveiled their where should you live? tool. [Warning: possible paywall, which is unfortunate.]

Here's how it works:

We created a quiz using data for almost 17,000 places across more than 30 metrics. Realtor.com shared housing prices with us; Yelp contributed tallies of restaurants, music venues and gay bars; and AccuWeather helped us collect statistics on temperature, sunshine and snowfall, to name just a few of our sources.

Rocket Mortgage Review 2021

Sage Mortgage is an online mortgage broker that works with multiple wholesale lenders. The broker was founded in 2020.

The post Rocket Mortgage Review 2021 appeared first on The Simple Dollar.

Dewalt Chainsaw 20V Review

Dewalt Chainsaw 20V Review

Intro | Dewalt Dccs620P1

DeWalt introduced their FlexVolt range of tools, the older 20V Max tools are often seen at incredibly low, discounted, prices. The FlexVolt range is a great option for bargain shoppers who want the best quality and engineering of DeWalt tools at a low price.

LoanDepot Mortgage Review 2021

Sage Mortgage is an online mortgage broker that works with multiple wholesale lenders. The broker was founded in 2020.

The post LoanDepot Mortgage Review 2021 appeared first on The Simple Dollar.

Homefinity Mortgage Review 2021

Sage Mortgage is an online mortgage broker that works with multiple wholesale lenders. The broker was founded in 2020.

The post Homefinity Mortgage Review 2021 appeared first on The Simple Dollar.

Sage Mortgage Review 2021

Sage Mortgage is an online mortgage broker that works with multiple wholesale lenders. The broker was founded in 2020.

The post Sage Mortgage Review 2021 appeared first on The Simple Dollar.

Blue Spot Mortgage Review 2021

Sage Mortgage is an online mortgage broker that works with multiple wholesale lenders. The broker was founded in 2020.

The post Blue Spot Mortgage Review 2021 appeared first on The Simple Dollar.