Articles on Budgeting

4 Sensible Ways to Raise Cash for a Wedding

Weddings are expensive; there's no getting around it. But you can raise enough cash to make your dream wedding a reality without going deep into debt.

A One Touch Approach To Managing Household Finances

Over the years I've implemented elaborate tickler systems, email reminders and various other ways to remind myself not to forget to pay a few paper bills. At some point they all f

Refactor Your Budget Categories

Use the budget categories put out by the Bureau of Labor Statistics to help you better understand your spending.

The Art of the Trade

Money or not, things around the house need fixing, painting and up keep that goes beyond DIY. It might be a good time to look around your neighborhood for someone who'll trade his

Make Grocery Budgeting A Game, The Price Is Right Style

Growing up, I stayed with my grandparents during the day on summer breaks from school. Our mid-mornings were usually spent casually watching The Price is Right. Maybe those Showca

What if energy costs keep rising?

Recession or not, I think the medium-term trend in energy costs is up.  Just in case I'm right, you ought to have plan for that.

The ethics of hoarding

In the Philippines, they're threatening life sentences for people hoarding rice.   In the United States, grocers need to put limits on rice purchases just to keep their shelves

Budgeting in a time of inflation

My very first experience running a household was in 1980, just as the last big inflation was spiking up over 10%.  My carefully constructed budget was completely destroyed by price

The Same Actions Will Produce The Same Results (Ten Tenets for Arranging Your Rich: Part 2)

A while back I posted the first of what I promised would be "Ten Tenets to Arranging Your Rich". And wouldn't you know it, right after posting Tenet #1, things got

Dealing with Nasty Debt Collectors

You may (or may not) be delinquent with a debt payment, but debt collectors don’t have carte blanche with regards to how they can hustle the money from you. Some can be rude, make

Generosity or Stupidity?

There is a fine line between being generous and being stupid with finances. But where is that line?

The stuff I try never to buy new

I don't like buying new. It's not that I consider myself to be some kind of Scrooge. I just have a hard time paying more for something than I need to, and often we take tha

Credit Counseling: When you Need it and When you Don't

So you are up to your eyeballs. Drowning in debt, expenses, and struggling to keep your head above water. You have been reduced to the life of a monk and are still making no headwa

Debt Discovery: The Ties That Binder

It's amazing how many of us are business people -- dealing with budgets, liabilities, profit, revenue and loss -- who make questionable decisions with our own finances. What

Finding Money: 11 Ways to Save Money you are Spending Without Sacrificing Anything

There are a number of ways to find money by rearranging your finances, stretching your shopping dollar, and spending wisely. Here is a collection of 11 Tips to help you find some m

Ten Tenets for "Arranging Your Rich" - Part 1: Rich is Relative

There are some guiding principles to arranging your own wealth. Ten, in fact. Ten important "tenets" to keep you grounded and on track as you begin the "arranging your rich" proces

Do not buy something just because you can afford it

Since I got married people have been constantly asking me two questions. One is, "are you pregnant yet?", and the other is "are you going to buy a house?" One

Keeping The Budget In Budget Travel

To save money for your vacation you crafted a detailed budget and stuck to it. Now, with your bags packed and ticket in hand, you are ready to put all the of preparation and planni

Is Six Figures Really That Much?

Nowadays, six figures is still above average, but its buying power in terms of lifestyle may have eroded even more than the value of a dollar, as those of us within striking distan

Wisdom from My Favorite Frugal TV Character - Julius Rock

My favorite cheap TV character is Julius Rock from Everybody Hate Chris. Julius is a character based on Chris Rock's father and in almost every episode of the show his fruga