Money Tips Network

Why You Should Visit Cancun in Mexico

As a popular
tourist destination on Mexico’s Yucatán Peninsula, Cancún is considered a
tropical paradise with beautiful beaches, coral reefs, water sports and vibrant
nightlife. To visit Cancun is therefore ideal to enjoy the sun and idleness.
Located near Playa del Carmen, Xcaret is a very popular amusement park in the
Yucatan region. The Riviera Maya has many crowded spots, yes, the area is very
touristy and attracts a lot of local tourists. Cancun Tower isn’t the exception, but it’s totally worth it.

If you are in the
area, you may be wondering about spending a day on your trip. It’s quite
difficult to escape the various advertisements in the area about Xcaret Park. Cancun Tower turned out to be one of the
main stars of the park since it offers the highest point of view of the Riviera Maya.

What You Should Know Before Taking Driving Lessons

Learning to drive is often a difficult and costly process.
But, once you have your licence, it will give you the freedom of driving from A
to B without relying on public transport. If you are looking into taking driving
lessons, here is what you should know before you get started, with help from East London Driving School.

Who is Allowed to Teach Me to Drive?

You don’t necessarily need to be taught by a driving instructor on how to drive. If you are on a budget, you can be taught by anyone who has a full driving licence for at least 3 years and is older than 21. But, they may teach you bad habits which are hard to “unlearn”, so we would recommend you enlist the services of a qualified and approved driving instructor from the start.

How To Get Proof Of Onward Travel When Travelling One-Way

For those of us who
like to travel on a one-way ticket, it is essential you get proof of onward
travel, otherwise you won’t be able to board your flight. You don’t necessarily
need to buy a return ticket to the destination you are leaving from. To help
you out in this situation, here are a few (legal) ways to get proof of onward
travel in a cost-effective way.

Buy A Refundable Ticket

Buying a refundable
ticket to attain proof of onward travel is a good idea, but you may need to
wait many months in order to get a refund. The only way to do this is to book
the return ticket before you depart, otherwise, it will not be possible.

Once you have arrived
at your destination, you can then go ahead and cancel the return ticket that
you have booked. Then, keep an eye on the refund. Some airlines are more strict
than others, and sometimes you only receive a refund as credit for future
flights.

Welcome to fifty: My first health scare as a middle-aged man

Three weeks ago today, I had a major health scare.

Because it was Monday, I was at the family box factory. I had just finished running payroll and had taken paychecks out to the shop. I exited the building and *bam* my chest just sort of seized up.

“Ouch,” I thought. But, being a Roth, my thought process didn't go much farther than that. (We Roths don't like doctors and we tend to deal with injuries for weeks or months or years before having them looked at.)

On the way back to the office, I stopped to talk to my cousin Duane. He was digging in the dirt, prepping a spot for his summer garden. We chatted about blueberries, tomatoes, and greenhouses. We admired the warm spring day. After a few minutes, I realized that my chest still hurt.

“I don't want to alarm you,” I said, “but I'm having chest pains. It's probably nothing. But just in case it is something, I thought you should know.”

What is a Blower Motor and How Do You Properly Maintain It?

Many of you will have heard of a blower motor, but you may
not be sure what it is actually is. Let’s put you right in the picture. A
blower motor can be best described as a component within the HVAC system of your
home. The motor functions by blowing hot air through the vents in your system
to keep your home warm. Similarly, it also blows cold air when you want to keep
your home cool.

Principally, there are two types of blower motors, namely, a
single-speed motor and a variable-speed motor. As the names suggest, a single-speed
blower motor consistent blows air at the same speed time after time. On the
other hand, a variable-speed motor is able to adjust itself to blow air at
varying levels depending on your requirements. Essentially, a blower is vital to
having a comfortable temperature in your home.

Tips on Taking Your Essay to the Next Level

Writing essays can be a difficult process, mainly because writers haven’t properly followed good practice when embarking on their essay. So, with this in mind, here are some tips to make your essay as good as it possibly can be.

Create an Outline

It can be tempting to just power into the content of the essay.
Before you start, we would recommend that you create an outline. This allows
you to create a proper argument and gives you a plan on how the essay will be
structured. You should make a plan for the essay by jotting down ideas for an
introduction, the body and the conclusion. Maybe add ideas about appropriate areas
of evidence that will support your argument.

Questions About Bagels, Airline Credit Cards, Mobile Homes, Refinancing, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to summaries of five or fewer words. Click on the number to jump straight down to the question.
1. Perfect life, and I’m miserable
2. Refinancing scam?
3. Thoughts on airline credit cards
4. Savings account with high balance
5. Day old doughnuts and bagels
6. Cars and net worth
7. Happier working at home?
8. Mobile homes not frugal?

EquityMultiple Review – Diversify with Commercial Real Estate

Out-of-the-box investors, risk takers, and experienced real estate speculators will appreciate this crowdfunding platform. We’ll explain how EquityMultiple can provide the portfolio diversification you may be looking for.

Table of Contents

Taking a Look at “Slice” – The New Way to Order Pizza

There are lots of food ordering apps on the market these
days, but one that is attempting to grab a slice of the pizza market is…Slice!

The app, which used to be known as MyPizza, allows the user
to order from up to 10,000 different pizzerias. This allows smaller independent
pizzerias the opportunity to get online without having to set up their own website
and deal with payments.

The ultimate aim of Slice is to make it as simple as
possible for you to order and enjoy pizza in the comfort of your own home on
your phone.

When we tried the app out, we were able to view a list of
available nearby pizzerias. Once you have chosen your favorite pizza retailer,
you can then go ahead and choose your pizza, as well as making any customizations.
If you have a friend or family member that doesn’t want pizza, there may be
pasta for sale, or other yummy alternatives to get their taste buds flowing.

Early Retirement Strategy: How to Retire on Less Money

The following is a guest post from Your Money Geek.

Planning for early retirement can be intimidating. The available information online varies widely on how much money you will need to retire. Some of the available data can be downright discouraging, suggesting you may require millions of dollars to retire early.

The easy answer to how much you should save for retirement is "as much as possible." In a perfect world, we would all work great jobs, have the foresight to save massive amounts of our earnings, and hit financial independence as quickly as possible.

Your Career Is a Multimillion-Dollar Investment, So Manage It Wisely

Over the course of a 40-year career, the average American with a bachelor’s degree can expect to earn about $1.8 million.

When viewed by gender, the cumulative earnings shift somewhat, with women taking home $1.4 million over four decades compared to an average of $2.1 million for men, according to estimates by the Indiana Business Research Center at Indiana University’s Kelley School of Business,

The substantial gender pay gap aside, when viewed in this way, it becomes far more obvious just how valuable one’s career can be. And those figures are just the averages. For those who manage a career as actively and shrewdly as they might an investment portfolio, aggressively working to maximize its potential as a financial asset all along the way, a career’s worth of earnings could be worth far, far more.

Fasting For Surgery – What’s the Deal with That?

If you have undertaken a
surgical operation before, it is common to be asked to “fast at least for six hours before your operation.” While this may
present some important benefits and serve as a precautionary measure before
anesthetics, the reasons behind doing so remains a mystery for many people.

What is fasting?

Fasting is an act of
abstinence from food or drinks for a set period of time. Prior to the advent of
general anaesthesia, fasting was strictly considered a spiritual (religious)
exercise. but fasting prior to surgery has shown to be crucial in the
prevention of medical complications.

Benefits Of Preoperative Fasting

Fasting
serves as a precautionary measure to prevent lung injuries.

By the numbers: My spending for March 2019

March was a mixed month in my financial world. I ended March with a slightly higher net worth (up 0.6%) but my spending was the highest it's been this year: $5989.10. Yet, that spending was mostly mindful. I wasn't frittering away money on silly things.

If I wasn't buying dumb stuff, then where did my money go? A few worthwhile places:

Inspiration from Marcus Aurelius, Roy Bahat, Bryn Freedman, and More

Once a month (or so), I share a dozen things that have inspired me to greater personal, professional, and financial success in my life. I hope they bring similar success to your life.

1. Marcus Aurelius on pain

“If you are distressed by anything external, the pain is not due to the thing itself, but to your estimate of it; and this you have the power to revoke at any moment.” ― Marcus Aurelius

If you feel miserable because of your job or because of how your friend treated you or because of the weather, that miserable feeling isn’t caused by those things. It’s caused by you and how you choose to react to them.

You have the power to decide what impact anything outside of your own skin has on you. If a friend treats you poorly, you can let it bring down your mood, or you can just shrug it off and do something else. If your job is difficult, you can feel bad about it or you can view it as a fun challenge to overcome.

Frugal Strategies for People Dealing with Diabetes

Tony writes in:

I was recently diagnosed with Type II diabetes. My doctor gave me multiple prescriptions and gave me a dietary plan that seems very difficult to follow. I don’t make a whole lot of money and I’m struggling to make ends meet as it is. I am hoping you have some advice.

First of all, when you’re facing a diagnosis like this, your doctor’s instructions and recommendations should be first and foremost in your plans. You should aim to follow what your doctor recommends to the best of your ability, as your doctor knows the specifics of your ailment, other conditions you may have, and so on. A random person on the internet doesn’t know any of those things.

The Apple Credit Card Is Hyping Features You Probably Have Already

Apple is once again preparing to bring a shiny new product to market, and there’s plenty of buzz about it, as is typically the case with each new offering from the trendsetting tech company.

In this case, however, the new product is a credit card that Apple calls groundbreaking.

The Apple website claims as much, stating: “Apple Card completely rethinks everything about the credit card. It represents all the things Apple stands for. Like simplicity, transparency, and privacy. It builds on the incredible ease and security that millions of people love about Apple Pay. And it’s the first card that actually encourages you to pay less interest.”

Those are very bold assertions in an already crowded credit card landscape. And as it turns out, some of those claims just may be overstated.

The Importance of a Home Inspection Before Buying a Condo

When we think about buying a
condo
, we often wrongly believe that they will be a lot easier to manage
and maintain in the future compared to a traditional house. I suppose there are
no driveways to repave, and you don’t have to be solely responsible for the
roof. But, it is important to note that things to do go wrong with condos, so
we would always advise that you carry out a home inspection on the condo before
you buy.

So, what do you need and your home inspector need to look out for
when carrying out a home inspection?

We would recommend that you check for…

• Any noticeable spotting on the floor and walls of the
condo. Also, if you notice that the floors are sloped, there is a chance that
this could be down to water damage.

• If you notice that some of
the walls are cracked, this may be because of a structural problem, which can
be expensive to rectify.

Creating a Financial Plan: Highlights from Our Chat with Money Smart Week

Money Smart Week joined us for our #WBChat on April 4th to share insights on creating a financial plan. Our #MSW2019 #WBChat in support of Money Smart Week 2019 featured wonderful tips and to help our chatters learn more about creating a financial plan.

6 Pitfalls of Down Payment Assistance Programs

What's the most difficult part of buying a home? For most, it's coming up with enough money for the down payment. The good news is that there are plenty of down payment assistance programs available to help buyers overcome this financial hurdle.

4 Reasons Why You Should Try an Escape Room

Escape rooms are fast becoming one of the most entertaining ways to spend an evening, as people want to try new experiences and move away from more traditional ways of entertainment. We thought we’d put together a few reasons as to why you should visit an escape room. So, let’s get started!

What is an Escape Room?

If you don’t know what an escape room is, it can be best described as an interactive game in which those taking part have to solve a series of puzzles and riddles, with the help of clues and hints. They may need to form strategies to complete the objectives as laid out in the escape room. Every escape room experience is likely to be different. Some take place in one room, while others use multiple rooms. Players are often given a time limit to try and solve the problems. There are actually many competitions that take place to find who can complete the escape room in the fastest time.