Money Tips Network

First Mortgage Direct is the Kansas City, Missouri, based mortgage lending division of First Mortgage Solutions. First Mortgage direct was founded by CEO Ryan Wiebe in 2009. This lender is licensed in 17 states, offering purchase, refinance, home equity and debt consolidation loans for qualified borrowers. According to this lender, honesty, integrity and experience are […]

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Refinancing your ARM to a fixed-rate mortgage can have many benefits. For instance, you’ll never have to worry about your interest rate changing with a fixed-rate mortgage, but you will with an ARM loan. With some of the best refinance rates available today, it’s a great time to lock in a very low rate on […]

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Finding the best home equity loan rates is like shopping for any other product — the more you know, the better your chances of getting a good deal.

The post Best Home Equity Loan Rates for 2020 appeared first on The Simple Dollar.

Because of Texas’s size and population distribution, there are huge disparities in rates geographically, so the amount you’ll pay for homeowners insurance depends on the location of your home. With that in mind, we set out to find Texas’ best homeowners insurance providers. For a personalized Texas homeowners insurance quote, use our quote app above. […]

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Our best auto loan for bad credit is from Carvana, which ranks at the top for customer satisfaction. We go into this lender and other best lenders of bad credit car loans, such as best dealership network (Capital One) and best auto refinancing (Lending Club). In this look at best car loans for bad credit, […]

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Thinking about buying a multifamily home? Purchasing a multifamily housing unit can be a more affordable venture if you plan to live in one of the units yourself, combining your personal mortgage costs with the costs of paying on your investment property. However, duplex financing can be complicated, and you want to know exactly what […]

The post How to Finance a Duplex or Multifamily Home appeared first on The Simple Dollar.

As the financial independence and early retirement movement (or FIRE movement, for short) has gained popularity, some myths and misconceptions have sprung up about what it entails. Too many people make assumptions about what the FIRE movement is and what it's made of.

A lot of folks think the FIRE movement is cult-ish. Some think that financial independence and early retirement are only for rich white people. (Or, more specifically, for white men in the tech industry.) Others say that early retirement is only possible with a high income. Or you can only do this if you're so frugal it hurts. And, of course, there are folks like Suze Orman who “hate hate hate” the FIRE movement because they believe you need millions in order to retire — early or otherwise.

It’s no secret that the United States healthcare system has many faults. From access issues to unmanageable medical bills, the list drags on. A recent study from the Commonwealth Fund found that 43.4% of Americans age 19 to 64 were inadequately insured during the first half of 2020. The average cost for an American family’s […]

The post Sesame Is a New Health Care Marketplace for the Uninsured appeared first on The Simple Dollar.

Though there are few stringent requirements to apply, those with credit scores below 660 won’t be able to secure a loan through Discover. If you fall into this category, you may want to check out another personal loan lender, like OneMain Financial, that doesn’t have a credit score requirement. On the other side of the […]

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