Money Tips Network

Thinking about buying a multifamily home? Purchasing a multifamily housing unit can be a more affordable venture if you plan to live in one of the units yourself, combining your personal mortgage costs with the costs of paying on your investment property. However, duplex financing can be complicated, and you want to know exactly what […]

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As the financial independence and early retirement movement (or FIRE movement, for short) has gained popularity, some myths and misconceptions have sprung up about what it entails. Too many people make assumptions about what the FIRE movement is and what it's made of.

A lot of folks think the FIRE movement is cult-ish. Some think that financial independence and early retirement are only for rich white people. (Or, more specifically, for white men in the tech industry.) Others say that early retirement is only possible with a high income. Or you can only do this if you're so frugal it hurts. And, of course, there are folks like Suze Orman who “hate hate hate” the FIRE movement because they believe you need millions in order to retire — early or otherwise.

It’s no secret that the United States healthcare system has many faults. From access issues to unmanageable medical bills, the list drags on. A recent study from the Commonwealth Fund found that 43.4% of Americans age 19 to 64 were inadequately insured during the first half of 2020. The average cost for an American family’s […]

The post Sesame Is a New Health Care Marketplace for the Uninsured appeared first on The Simple Dollar.

Though there are few stringent requirements to apply, those with credit scores below 660 won’t be able to secure a loan through Discover. If you fall into this category, you may want to check out another personal loan lender, like OneMain Financial, that doesn’t have a credit score requirement. On the other side of the […]

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You got demoted at work, your roommate abruptly moved out and ghosted you, your car broke down, and you’re left wondering how you’re going to deal with all of this. This sounds like the story of a melancholy country song, but these kinds of tragedies eventually hit all of us, sometimes two or three of […]

The post 7 Ways to Avoid Debt in a Financial Emergency appeared first on The Simple Dollar.

Your home is one of the largest purchases that you’ll make in your life. While buying a new home is a goal for many adults, few people are fortunate enough to be able to pay for a home in cash. If you’re buying a home, you’re probably going to need a mortgage to make the […]

The post Third Federal Savings & Loan Mortgage Review appeared first on The Simple Dollar.

The best homeowners insurance companies in Georgia Best premium coverage: Amica Mutual Best optional coverages: Allstate Best for seniors: The Hartford Best overall coverage: Country Financial Best for coastal homeowners: UPC Insurance How much does homeowners insurance cost in Georgia? Based on 2019 National Association of Insurance Commissioners data, Georgia homeowners paid an average annual […]

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According to EducationData.org, the average cost of a four-year college education in the United States is $32,889. This amount has grown at an average rate of 5.2% per year over the past two decades, meaning that in 10 years at the same growth rate, students will face a cost of $54,600, and in 20 years, […]

The post The 4 Best Ways to Save for Your Child’s College Education appeared first on The Simple Dollar.

The best car insurance in Texas Best Overall: Texas Farm Bureau Best Coverage Options: Progressive Best Discounts: Geico Best for Young Drivers: State Farm Best for Ridesharing: Mercury Insurance How much does car insurance cost in Texas? According to data from the Insurance Information Institute, Texas drivers pay an average of $1,097 per year on […]

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