Money Tips Network

Being a dental cripple is expensive

Dental work gets expensive, fast. Learn from my mistakes so that you don't become a dental cripple with ongoing expensive maintenance …

(This post was originally published on August 30th, 2013, and has been updated.)

At a dental checkup circa 2003, the dentist lectured me as if I were in second grade after looking at my x-rays. I was thirty-one.

Something like:

“Well, well, well, boys and girls. Someone hasn't been taking care of their teeth, have they?”

I distinctly remember the phrase boys and girls. He used it twice. —CRINGE—

After the work was done on my mouth, I never went there again.

Extensive dental work is …

That day, that dental practice saw probably $50k walk out the door.

Celebrate as you pay down debt

If you have to pay down debt, you know that it can be a long, hard road. Making it a bit of a game and celebrating is a way to keep yourself going …

(This post was published on November 5th, 2013, and has been updated.)

After blogging in the money niche for a while, I've read a lot of stories about people paying down debt. The utter relief — and emotion — of finally reaching the end of a long, hard journey are amazing to read about.

Prior to that story, though, it's hard work, planning, cutting, scrimping, laboring — and perhaps a lot of wishing and wanting. Wishing that they hadn't taken on so much debt on silly things, — or, unfortunately, wishing that the circumstances beyond their control hadn't happened to them. Wanting the financial struggle to be over so that every single purchase doesn't need to be a cost-benefit analysis.

Join Our Tweetchat on Thursday 12/3, 12pm PST/3pm EST for a Chance to Win $300 in Prizes!

Join our Tweetchat this Thursday, 12/3 at 12pm PST/ 3pm EST for lively conversation and a chance to win a $200 gift card or one of two $50 gift cards! Use #WBChat and #SmartyChat to participate.

This week's topic: Having a Frugal Holiday Season!

Top 10 Reasons to Apply for a Personal Loan

Personal loans are a versatile, flexible way to acquire credit and can be used for lots of different reasons, from emergency bills to home improvements.

The post Top 10 Reasons to Apply for a Personal Loan appeared first on The Simple Dollar.