Money Tips Network

What’s a Cosigner vs. a Co-borrower?

Cosigning and co-borrowing a loan both involve someone taking legal responsibility to pay back a debt. But the two are typically used in very different situations. A cosigner is someone who signs a loan alongside someone else, agreeing to pay back the loan if the primary borrower can’t. A co-borrower is someone who signs a […]

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Liability vs Full Coverage Car Insurance: Which Is Right for Me?

Liability insurance is divided into two main categories: bodily injury and property damage. These two types of coverage make up a basic liability insurance policy. State required insurance refers to mandatory minimum amounts of these types of coverage. Bodily injury With liability insurance, bodily injury coverage assists with the medical costs of drivers, passengers and […]

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Tax Season Is Approaching — We Answer 3 Questions About Deductions

With the turning of the calendar comes the start of tax season, where people collect their W-2s and 1099s and prepare for the process of filing income tax returns. For many, a big part of that tax filing process is deductions, and here are three reader questions on that topic. 1. What if you don’t […]

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10 Home Improvements You Can Do to Your Rental

As we start a new year, businesses and offices remain closed in many parts of the U.S. The companies that have managed to remain open during the fray have grounded employees at home, with work from home (WFH) measures sweeping the American labor force.  Companies are quickly realizing that WFH measures are paying off in […]

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Use These 7 Smart Habits to Pay Off Your Student Loans Early

Paying off student loans early offers financial freedom and helps you save for retirement sooner.

The post Use These 7 Smart Habits to Pay Off Your Student Loans Early appeared first on The Simple Dollar.

How Much Renters Insurance Do I Need?

If you’ve recently moved into a rental property, now is the time to start thinking about getting renters insurance. You might assume that renters insurance is one of those things that’s nice to have but not essential. However, renters insurance can come in handy if your personal belongings get damaged or stolen. Without insurance, you’ll […]

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Here Are the Different Types of Conventional Home Loans

If you’re in the market for financing your home, there are several different types of conventional loans you can choose from. In fact, taking out a loan could be a smart financial move even if you don’t need it. With mortgage rates as low as they are, you might come out ahead by hanging onto […]

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Here’s How Much House You Can Afford Based On Your Income

When you’re itching to buy your first home, ready to scale up or find that it makes sense to buy rather than rent, you’ve got to come up with a budget. Home searching without an idea of what you can afford is a recipe for disappointment. Calculate what you can really afford as well as […]

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The Ultimate Guide to Tax Benefits of Rental Property

Investing in income properties is a great path to financial independence. It’s a form of passive income — after the initial legwork. First, you’ll need to do some research on the rental and real estate market in your area to find the right property at the right price and lock the best investment interest rate. […]

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The Best $100K Personal Loan Options

Discovering personal loans for $100,000 isn’t a task to be taken lightly. Whether you’re looking for the best debt consolidation loan or getting ready to finance the RV road trip of your dreams, several lenders offer loans in this range. However, average credit borrowers won’t get approved so easily. In order to qualify for some […]

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Index Funds: What They Are and How They Work

Over the last few decades, a new type of investment has come to dominate the stock market and other types of investments: the index fund. Index funds have even been dubbed “the new kings of Wall Street.” This is a pretty heady change for an investment tool that was only theoretical for decades, especially since […]

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Dan Ariely on Breaking Bad Financial Habits Using FinTech

Dan Ariely explains how to best deal when our emotions mix with our money, why our environment is set up to tempt us, and how technology can help us make better financial decisions in a cashless world. Plus, learn why willpower often fails, and the best asset class to invest in right now.

The post Dan Ariely on Breaking Bad Financial Habits Using FinTech appeared first on Squawkfox.

Big News: Two Shows One Host

SquawkfoxTV and The Cash and Kerry Podcast are both written, produced, and created by me (Kerry) and build on the interviews and stories from my viral blog, Squawkfox.com. I’m beyond thrilled to have a very large subscribership and worldwide audience of all ages, life stages, and generations. There is something here for everyone.

The post Big News: Two Shows One Host appeared first on Squawkfox.

The Best $10K Personal Loan Options

Taking out a personal loan can be a helpful way to fund a variety of financial needs, like debt consolidation, medical expenses or even everyday expenses if you’ve lost your job. Online lenders, credit unions and traditional banks all offer a variety of $10,000 personal loan options. Many of them even make it easy to […]

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What Is a Payday Loan?

Payday loans are short-term loans that come at a high cost. Payday loans are generally for amounts less than $500 and must be paid back on your next pay day.

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How Iceland Can Teach Us A Lesson in Risk from the 2008 Financial Crisis

In his new book, Svein Harald Øygard uses the invaluable financial lessons he learned as Central Bank Governor of Iceland during the 2008 financial crisis to analyze risk in the world of finance and economics. Iceland became an extreme example of financial ruin when the financial crisis hit. Øygard took on the role of Central […]

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Start where you are

Ah, a brand new year.

Especially after the shitshow that was 2020, it's good to have the sense that we can begin anew, that we can shed some of those habits and behaviors that have been holding us down while adopting new patterns that lead us to become better humans.

I actually enjoyed a fruitful second half to 2020. I lost 24 pounds. I (mostly) gave up alcohol. I recorded 61 videos. I made progress in my fight against depression and anxiety. And, most importantly, I resumed the habit of writing every day.

What Is a Home Equity Personal Loan?

The best home equity loan providers offer low-interest rates and excellent terms. But look out for added fees and closing costs.

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Getting out of debt with the Debt Reduction Spreadsheet 2023

Getting out of debt is easier with the free Debt Reduction Spreadsheet. Make a plan to be debt-free today.

The post Getting out of debt with the Debt Reduction Spreadsheet 2023 appeared first on Squawkfox.

What You Need to Know About Mortgages That Require No Down Payment

Thinking about a no down payment mortgage loan? You may qualify, but whether this type of loan is the best option for you will depend on a few different factors.

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