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Ameriprise Home Insurance Review


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Ameriprise

Enjoy multi-faceted coverage for all of your insurance needs through Ameriprise’s home insurance provider and Costco partner, American Family Insurance.

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Fixed-rate vs. adjustable-rate mortgages

(This article was originally published on June 28th, 2010, and has been updated.)

Recently I heard someone got a 30-year fixed-rate mortgage for 2.5%. That is incredibly, disgustingly low, and makes me jealous, haha.

Around two-thirds of Americans are homeowners, and many of them carry mortgages for much of their adult lives, if not all of it.

Two kinds of mortgages

A mortgage is a loan that has a house as collateral, and it's usually the biggest loan a family will take out.

In this post, I'll describe and compare two kinds of mortgages: fixed-rate mortgages and adjustable-rate mortgages.  Hopefully, this will help you decide as you compare mortgage options.

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PenFed Auto Loans Review

SimpleScore Card

Pentagon Federal Credit Union

Shop for your car where you shop for your car loan — PenFed offers a one-stop-shop for car buying.

New Car APR: 

Loan Amount: $500 – $100K

Terms: 36 – 72 months 

Our Two Cents: Membership is strict with PenFed loan products — if you aren’t part of its membership base, you can’t sit with them. 

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What Is a Citation vs. a Ticket?

A popular question you often hear from new drivers and also some seasoned road warriors is ‘what’s the difference between a citation vs. a ticket?’. Additionally, besides just wondering ‘what is a ticket?’ and ‘what is a citation?’, you may be wondering how these may affect your car insurance and your driving record. While the exact answers to some of these questions may vary slightly by where you live, the general concepts are the same across the board.

Is there a difference between a citation and a ticket?

The answer is that a citation and a ticket are the same thing. These are two terms that both refer to getting cited or ticketed for a driving infraction. So, if you get pulled over for speeding and a police officer documents your infraction, you could interchangeably say you received a ticket, or that you received a citation.

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Here’s How to Deal With Holiday Debt

Several years ago, when I was living a lifestyle that was at least partially funded by credit card debt, I absolutely hated the middle of January.

Every single December, I would overspend. I’d buy expensive gifts for everyone on my list. Sarah and I would buy a pile of gifts for each other. We’d eat a lot of expensive foods. We’d travel. We’d decorate. We’d have “shopping days” where we’d also stop at coffee shops, go out for lunch, and usually end with an expensive supper.

It felt fun at the time, but by early January, it had faded. Then, mid-January would hit and the bills would start rolling in and it felt awful.

The debt hole we were in was deeper than ever.

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The Best Cars to Buy for Teen Drivers

When a teenager gets their driver’s license, it can be exciting for the teen and nerve-wracking for their parents. Luckily, many of the fears and concerns parents face can be alleviated by choosing the right vehicle. While most parents would prefer their kids to drive around in an impenetrable tank and most teens would prefer a sports car, there is a happy middle ground.

What should a car for a new driver have?

Picking out good cars for teens can be a little tricky when trying to juggle affordability, safety and style. Thankfully, many car providers understand the struggle and have created some of the best cars for teenagers. These cars will have:

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11 Side Hustles That Can Make You Money

Passive income, for example, is a good way to make money while you sleep. The money you make from passive income isn’t tied to how many hours you work or how hard you try.

The post 11 Side Hustles That Can Make You Money appeared first on The Simple Dollar.

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