Money Tips Network
How to Look Rich Without Having Much Money
Before you hunt me down with your pitchforks and fiery torches (I honestly can't wait to read the comments on this one), let me tell you that I understand the inherent vanity involved in the pursuit of this goal.
Questions about Mislabeled Roasts, Skillets, Dollar Shave Club, and More!
What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question.
1. Buying cheap or for life
2. Best financial decision?
3. Grocery store ethics
4. Stuck in a tough spot
5. Taxes and early retirement
6. Being “rich”
7. Organizational credit card
8. Trusting the bank
9. Buy it for life: skillet
10 Signs You Ought to Get Another Credit Card
Another credit card… what, are you nuts?
Before you close this page, keep in mind that a properly managed credit card is a great way to build your credit history. For some, it may be the only way to build a credit history.
Networking strategies can help you overcome the fear of trying to advance your career
This post is by staff writer Honey Smith.
I’ve written about the power of personal networks before. Unfortunately, lots of people find networking intimidating for a variety of reasons. Certainly, I used to! For me, breaking networking down into a system that I can follow helps me overcome nervousness and network effectively. Here are the two main networking strategies that I use.
Networking via “keeping it warm”
What it is: Keeping it warm is a pretty straightforward strategy. It means that you don’t wait until you need something before getting in touch with your professional connections.
Do You Have Any of These 4 Most Irrational Fears?
Everyone's afraid of something — and rightfully so. Masked murderers, burning candles left unattended overnight, and rabid animals are all perfectly healthy things to fear, since they've been known to cause harm or death.
The 8 Weirdest Cases of Credit Card Theft
When someone robs your home, they're invading not just your property, but your privacy as well. No fun. But when someone steals and uses your credit cards, you at least get to spy on the perpetrator by reading on your credit card statement what he or she tried to buy with your good name.
Student Loan Reality Check
With college students back in classes for the fall semester, their parents can only hope that they are making the best use of their time and money. There is a lot at stake — the amount of student loans outstanding is approaching $1.3 trillion, having mushroomed by over 50 percent in less than three years.
We all know the standard line about education being an investment in the future. It certainly can be; but with the amount of student debt increasing so rapidly, there is good reason to suspect some of this is being done out of desperation rather than as a logical path to an opportunity.
For one thing, the job market has been so hard on young people that many are returning to school out of frustration with not being able to find a job. However, unless you are acquiring in-demand skills in the process, doing this simply delays the inevitable struggle to find work and racks up debt in the process.
How to get the most mileage out of baby gear
If you’ve ever shopped for baby stuff, you know that it’s very easy to see your paycheck disappear in a flash. So. Much. Stuff! Do babies really need all of these things, you might wonder? Probably not, but you ultimately buy everything anyway because you want your little ones to have every new high-tech bouncy [...]
How to get the most mileage out of baby gear from personal finance blog Bargaineering.com.
This blog was posted by Dawn Papandrea
How We Are Paying Off Our Mortgage
We have a 15-year fixed-rate home mortgage – and we are working hard to pay it off in less than 10 years.
We purchased our home in February of 2010. The original mortgage term of our our loan was 180 months, with the loan due to be paid off in March of 2025. So far, we have whittled away 7 months from that date.
Here’s what we do –
Each month we make our monthly mortgage payment. We do so via an auto-draft from our online banking account.
Then, we make an extra, principal-only payment. We write (type) the words “apply to principal” in the memo section of the check. Our mortgage company knows to apply this payment towards our principal – and to not treat it as a prepayment for the next month.
Being frugal with attention
Frugality, by definition, deals with the economical uses of resources. This includes not only money, but also time, and anything else that can be consumed or used.
Closely related to being careful with how we use our time, we also need to be careful with how we use our attention. We have evermore bright-and-shinys competing for our eyeballs and our process cycles, and we’re expected by society to keep on top of things. One task, one project, one relationship blurs into another, and we get to make sense out of the blur.
Close calls because of divided attention
Nine Strategies for Stretching Out a Tiny Food Budget
We’ve all faced it at some point in our life.
Your next paycheck isn’t due to arrive for a week or so. You don’t have much in your checking account and there’s not too much in the cupboards, either. You need to put food on the table for the next week but you have only a tiny amount of money.
What do you do?
In this situation, many of the usual strategies don’t work. Grow a garden? Useless; you don’t have three months to wait for food to grow. Buy in bulk? How exactly are you going to do that with an extremely limited budget?
I’ve been in this situation a few times, particularly during my college years, but even a couple of times later on. It’s hard, especially when you have family members relying on you, particularly children.
Nine Strategies for Stretching Out a Tiny Food Budget
We’ve all faced it at some point in our life.
Your next paycheck isn’t due to arrive for a week or so. You don’t have much in your checking account and there’s not too much in the cupboards, either. You need to put food on the table for the next week but you have only a tiny amount of money.
What do you do?
In this situation, many of the usual strategies don’t work. Grow a garden? Useless; you don’t have three months to wait for food to grow. Buy in bulk? How exactly are you going to do that with an extremely limited budget?
I’ve been in this situation a few times, particularly during my college years, but even a couple of times later on. It’s hard, especially when you have family members relying on you, particularly children.
Wise Bread Reloaded: Is Eating More Produce the Secret to Happiness and Wellbeing?
An apple a day keeps the psychiatrist away?
That's what medical researchers in the UK have learned.
In a recent survey of 14,000 individuals, 33.5% of participants with "good mental wellbeing" consumed five or more servings of fruits and vegetables per day.
Ridiculously cheap bus travel from select locations
This past weekend at FinCon14 was a loooong-overdue reunion with the money media community. Great times, great talks, great eats … and great music!
One of the very first people who greeted me at FinCon14 this past weekend was Crystal from Budgeting In The Fun Stuff. She was sporting some spunky blue highlights and was every bit as friendly and gregarious as I remember her from three years ago.
After a small bit of chat she told me about her travel from Texas with Megabus.
Looks great for relatively nearby travel
At the time I was talking with her, I failed to remember that Louisiana actually borders Texas, so her six-hour bus ride was from a neighboring state.
23 Airport Hacks to Remember Before Your Next Flight
Traveling is always a fun and exciting experience, but getting through the airport can be a struggle. If it happens to be an unlucky day, you'll get stuck with long lines, rude airport security officials, or delayed flights.
Best Money Tips: Save Money on Beer
Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on saving money on beer, inexpensive date ideas, and saving more on dental care.
Top 5 Articles
13 Ways to Save Money on Beer — To save money on beer, go to happy hours and buy store brand beer.
Best Deals for Friday 09/26
Link for teaser title:
http://www.wisebread.com/bestdeals/today
Macy's printable coupon: $10 off $25, Tommy Hilfiger Men's Classic Dress Shirt for $18, Target Furniture...
People Who Love Their Bodies Never Do These 17 Things — Do You?
Do you love your body? Do you want to?
When you love your body, you'll treat it in certain ways. You will lavish love on it, revel in it, and enjoy all of the things it allows you to do.
This means that you also will not do certain things to it.
10 Serious Health Benefits of Laughter
They say that laughter is the best medicine. While it certainly isn't going to cure any major ailments, laughter can, in fact, improve your chances of keeping them at bay and alleviate them quicker if you've fallen ill. (See also: 25 Healthy Changes You Can Make Today)
Laughing at that?
Unhappy With Being “Locked In”? Here’s a Strategy for Building a New Career Path
Recently, one of my family members gave me a copy of the wonderful book The Nighttime Novelist. It was a little more than an obvious hint – this family member really believes that I have some interesting novels inside of me and she wants to read them.
While the book has a lot of good writing tactics, the part that really made it stand out for me was the overall sense of career encouragement. After all, many of the people who would read a book like this one are people who dream of becoming writers but find it difficult to make room for it in their busy life. The Nighttime Novelist focuses quite a bit on that problem – I mean, the title itself is a big hint – but the advice goes way beyond merely being a novelist.
Let’s start by looking at the core problem and then move on to solving it.
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