Money Tips Network

"Being busy does not always mean real work," said Thomas Edison.

Seeming to do a lot but not accomplishing anything is a complete waste of time. For example, only 2% of people can multitask successfully.

In 2003, I purchased a 1997 Ford F-150 pickup. Given the financial disaster that my life was at the tiem, I “paid” for it entirely with a loan, which saddled me with car payments for the next three-plus years.

In 2010, the Ford F-150 needed to be replaced, so we bought a 2004 Honda Pilot. This time around, we paid cash for the whole thing. No loans were involved – we just paid cash.

This was a pretty major transformation. I went from an approximately $10,000 car loan to paying $10,000 in cash for a car. The difference, of course, was a lack of car payments, but it also saved us thousands of dollars. Literally.

Let’s walk through this change and how you can make it happen in your life.

This article is by staff writer Holly Johnson.

I have two second cousins who serve in the military — both brave young men I am proud to call my family. We don’t always talk much, though. The age gap can be a roadblock and those boys are always traveling around, serving overseas and living on bases in order to fulfill their military duties and finish school.

Still, social media makes it easier than it used to be, and emails are a quick and painless way to stay in touch. So I wasn’t surprised to receive an email from my cousin, Michael, asking for advice on his future financial goals.

So, what’s the deal? As part of his military compensation, Michael will soon start receiving $2,124 per month for housing and wanted ideas on how to parlay that money into long-term wealth.

While we've written about wireless mice in the past, a Bluetooth-capable mouse works slightly differently. Most wireless mice operate by having a small receiver constantly plugged into a USB port.

Time is one thing that we seem to have less of as life wears on. (See also: 15 Ways to Save Time in the Morning)

The days fly by and we're stressed to come up with any extra minutes. But what if we could free up our schedule and finish our to-do lists?

Link for teaser title: 

http://www.wisebread.com/bestdeals/today

Clothing & Shoes at Target: Buy one item and get 50% off 2nd, Disney Store: 25% off Halloween costumes, Best...

So much to do, so little time! Even after we prioritize the important stuff, actually getting things done is a whole other mountain that we need to climb.

More than a third of Americans haven't started saving for retirement, according to a recent report by Bankrate.com. Interestingly, it's not just young workers who aren't banking their bucks.

This article is by staff writer April Dykman.

Several years ago, my husband and I were planning to build a house. We bought the land and cleared the build site. We then started working with an architect, which is how we lost $12,500 in a matter of months.

Here’s how it went down.

Losing thousands

When I hired this architect, whom I now refer to as He-Who-Must-Not-Be-Named, I thought I’d done my due diligence. The guy was profiled as one of the top architects in green building. He specialized in the type of house we wanted to build. We met with him, we toured two homes he designed, and we met with one of his past clients.