Money Tips Network

Best Deals for Tuesday 09/23

Link for teaser title: 

http://www.wisebread.com/bestdeals/today

Clothing & Shoes at Target: Buy one item and get 50% off 2nd, Disney Store: 25% off Halloween costumes, Best...

10 Delicious Freeze-Ahead Dinners for Busy Fall Weeknights

Fall is the busy season in my house. School is back in session, work is in full swing, and dinners are difficult to craft quickly each evening. The solution? Freezing!

Ask the Readers: What Is Your Favorite Productivity Tool?

So much to do, so little time! Even after we prioritize the important stuff, actually getting things done is a whole other mountain that we need to climb.

Triggering the Spark of Financial Independence and Frugality

Kayla writes in:

I’ve never really understood how you could suddenly make the switch from way overspending to actually living on just one of your two incomes and saving half of your income. How does that even happen?

As I thought about Kayla’s question, I started writing a list of things that I felt played a real role in this turnaround. It’s easy to point to one single thing – my “financial bottom” – but that actually only tells a little bit of the story. It wasn’t just that one painful day – it was a series of things that happened both before and after that moment. All of these things pointed my life in a different direction than before.

Let’s walk through them.

Sarah and I Had a Child

Our first child arrived in late 2005, about six months or so before our financial turnaround began in earnest. Unsurprisingly, it triggered a bunch of changes in many different aspects of our lives.

Why One-Third of Americans Haven't Saved for Retirement

More than a third of Americans haven't started saving for retirement, according to a recent report by Bankrate.com. Interestingly, it's not just young workers who aren't banking their bucks.

7 More Travel Destinations That Aren't Worth the Money

It seems I may have struck a chord (or a nerve in some cases) with my last post about popular vacation spots that aren't worth your time and money.

The most money I’ve ever lost

This article is by staff writer April Dykman.

Several years ago, my husband and I were planning to build a house. We bought the land and cleared the build site. We then started working with an architect, which is how we lost $12,500 in a matter of months.

Here’s how it went down.

Losing thousands

When I hired this architect, whom I now refer to as He-Who-Must-Not-Be-Named, I thought I’d done my due diligence. The guy was profiled as one of the top architects in green building. He specialized in the type of house we wanted to build. We met with him, we toured two homes he designed, and we met with one of his past clients.

15 Little Ways to Make Yourself a Better Person While Watching TV Tonight

In the middle of channel surfing, fighting over the remote, or rolling your eyes at the latest unreal reality show premise, is it possible to become a better person? Maybe so.

Well, making Rice Krispies treats is easy! And frugal, too!

My daughter’s “love languages” are gifts and quality time.  I think I do all right with the gifts, but I can do better on the quality time part.

I had planned to stop at Sheetz to pick up a large-ish Rice Krispies® treat for my daughter. Somewhere along the way, though, I decided instead to stop at Walmart and pick up the ingredients to make them. Surprising as it sounds, I had never done this before.

I remembered that I needed marshmallows. Oh, and Kellogg’s Rice Krispies, obviously. I forgot that I needed butter, but we had some at home.

So easy a beginner can do it

The recipe is really simple.  I got it right on the first try with my highly limited food-preparing skills.

My daughter and I got our hands gooey with buttery marshmallow cereal, and had a great time.  We even did a small little bit of math mixing it up.  (I snuck it in before she noticed hehe.)

Best Money Tips: The Investing Edition

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some of the best articles from around the web on investing.
Top 5 Articles

What Grocery Shopping Can Teach You About Investing — Did you know you can think of stocks, bonds, and cash as different investing groups?

Best Deals for Monday 09/22

Link for teaser title: 

http://www.wisebread.com/bestdeals/today

The North Face at Backcountry: Up to 65% off (deals from $6!), Athletic Shoes at eBay: Up to 60% off, 15 Rolls of...

10 Packed Lunch Ideas You'll Want to Steal From Your Kids

Now that school is back in session, you might find that evening lunch-prep has become quite laborious. Maybe that means you're packing the wrong lunches.

16 Ways You Are Causing Road Rage

Ever gotten into such a tizzy in the car that your head nearly exploded? You're not the only one.

Questions about Old Stamps, Yoga, Hospital Bills, Chess, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question.
1. Hospital bills and 529 plans
2. Planning with constant challenges
3. Using old baseball cards
4. Frugal yoga tip
5. Baking bread at home
6. Frugality and “ripping off” businesses
7. Buy it for life: underwear
8. Old stamps
9. Reliable car brands

The 7 Scariest Big Purchases People Make

Big ticket purchases are prone to freak us out. The stakes are higher.

Dinner ideas — cooking “flexipe” style to save money

This article is by staff writer Lisa Aberle.

I’ve been cooking for years. Although, if you ask my husband, I’ve been screwing up fried eggs for just as long. (His secret: Fry them on low to avoid cooking the egg too quickly.) So I am no genius in the kitchen, but I am getting better.

Flexible cooking

I used to follow recipes exactly, afraid to deviate at all. (Didn’t have all the ingredients? Find another recipe!) But then I discovered a recipe in a cookbook that had the same basic ingredients (meat, pasta, diced tomatoes), but the recipe authors gave suggestions on how to use different spices (chili powder or Italian seasoning) and cheeses (mozzarella vs. sharp cheddar) to totally change the taste of the dish.

A Supermarket Insider Reveals 5 Ways Your Grocer Is Trying to Upsell You

Your grocery store is not out to get you, explains Supermarket Guru Phil Lempert. "Their mission is to make you very loyal as a shopper.

The One Word You Need to Start Using Today to Have a Better Life

Do you want to make today better in an instant? How about making the rest of your life better?

Just start saying "Thanks." In fact, say it right now.

10 Negotiation Tips for Introverts

After our home, our next major purchase will be a car. I am an introvert and I hate conflicts, so naturally negotiation is stressful for me. But if I don’t speak up, I know I will get the short end of the stick and pay a lot more money for the car. Last time I bought a car, I handled the entire negotiation via email; I only went to the dealership to pick up the car. I am not sure if I can do the same thing this time. I am going to assume the haggling will be harder this time and be prepared. As a result, I compiled a list of tips to help me develop a strategy whenever I need to negotiate.