Money Tips Network
Naked With Cash: Betsey S, July 2014
Naked With Cash is an ongoing series at Consumerism Commentary in which readers share their households’ finances with other readers. These participants benefit from the accountability that comes from tracking their finances publicly and the feedback of the four expert Certified Financial Planners (CFPs).
Best Money Tips: The Best Sites for Renting and Buying Textbooks
Welcome to Wise Bread's Best Money Tips Roundup! Today we found some stellar articles on the best sites for renting and buying textbooks, steps to financial prosperity, and things you should know about the U.S. economy.
Top 5 Articles
The 11 Best Sites for Renting and Buying Textbooks Online — Half.com and Student2Student are a couple great textbook rental and buying sites. [The Real Deal]
6 Steps to Financial Prosperity — To be financially prosperous, choose a career and do it and marry your soulmate. [Learn Play Give]
15 Ways to Get People to Respond to Your Email
The average person spends about 13 hours every week sorting through email.
With the number of worldwide email accounts expected to hit nearly 4.1 billion by 2015, it seems that those hours are likely to keep on growing and growing. (See also: This Thing You Use Every Day Is Ruining Your Productivity)
Best Deals for Thursday 08/28
Link for teaser title:
http://www.wisebread.com/bestdeals/today
Victoria's Secret Clearance: Up to 75% off (from $3!), Up to 40% Off Select Rubbermaid Products, A-Fashion Women's Racerback Striped Maxi Dress for $9, and more!
Are You Eating the 10 Most Over-Priced Restaurant Menu Items?
Americans love to dine out. We spend an average of $1,000 annually just on going to lunch. In total, we each spend about $2700 annually in restaurants and on take-out.
And where I live (New York City), it's that much worse. So I decided to do a price comparison to discover the restaurant menu items that serve up the biggest cost difference from homemade versions. As a reference, I used the menus of my local, reasonably priced diners and mom-and-pop restaurants. If you eat out at more expensive restaurants, the price difference will be even more extreme. Here's what I found.
1. Pasta
Self-Reliance, Part Two
Three weeks ago, I shared with you the first third of my favorite essay of all time, Self-Reliance by Ralph Waldo Emerson. Self-Reliance has profoundly affected my life in countless ways, and I find myself re-reading it every month or two. Each time I read it, it reveals something new to me, giving me something to think about.
The original essay, published in 1841, outlines the value and need for each of us to follow our own path in life, one that relies mostly on our own efforts. It’s a call to do our own thing and to focus our energies in making our lives as independent as possible so that there are minimal consequences for doing our own thing.
You May Be Putting Your Retirement Money in the Wrong Place
For many investors, their primary — if not only — retirement investment account is their workplace 401(k) plan. But if you also have an IRA, perhaps because you rolled over the balance of a workplace plan from a former employer, it's important to make sure your account is at the best broker. Making that determination depends mostly on the size of your portfolio, the types of investments you prefer, and how much trading you do. (See also: Begin Your Investment Career Right With Some Mutual Fund Basics)
Let's take a look at some of the variables.
The high cost of infertility
When we asked you how to improve Get Rich Slowly, you told us you’d like an article on “The horrible, terrible, no good, very bad reality of paying for fertility treatments.” We can’t fit all of that into one post, but we did ask Joanna Lahey, who gave us a series on health insurance, to give a broad overview of the issue in this guest post.
Joanna Lahey is an associate economics professor at the George H. W. Bush School of Government and Public Service and a faculty research fellow at the National Bureau of Economic Research. The opinions expressed in this post do not necessarily reflect those of the aforementioned institutions.
10 Quick Ways to Become More Hygienic
Right now, at this very moment, there are germs running literally all over you, all over your home, and all over absolutely everything you own.
Please remain calm.
The 5 Best Hair Clippers
Investing in a solid set of hair clippers and cutting your own hair can save you a ton in the long-term on haircut costs. Higher-end hair clippers can be purchased that are practically identical to models that you'll find inside a barbershop or a salon. There are also myriad affordable hair clippers out there that are suitable for the occasional trim. Below is Wise Bread's list of top five hair clippers so that you can start getting your haircut on.
Join Our Tweetchat on Thursday 8/28, 12pm Pacific for a Chance to Win Prizes
Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win one of two $10 Amazon GCs! Use #WBChat to participate.
This week's topic: Frugal Fun With Friendsl! Learn about saving on a night out with friends, frugal activities you can do with friends, and how to stay on budget with "spendy" friends! Let us know what you did with your friends the last time you spent time with them and share with us your number one tip for having frugal fun with friends!
For an easy way to keep track of the conversation, try using our special Tweetchat Chatroom.
Best Money Tips: Steps to Make Sure You Buy the Right House
Welcome to Wise Bread's Best Money Tips Roundup! Today we found some amazing articles on making sure you are buying the right house, maximizing your dollar at Subway, and creating work/life balance when your kids return to school.
Top 5 Articles
7 Steps to Make Sure It's the Right House to Buy — Scoping out the neighborhood and making a pros and cons checklist is important when deciding whether or not to buy a home. [Save Outside The Box]
Naked With Cash: Laura and Leon, July 2014
Naked With Cash is an ongoing series at Consumerism Commentary in which readers share their households’ finances with other readers. These participants benefit from the accountability that comes from tracking their finances publicly and the feedback of the four expert Certified Financial Planners (CFPs).
5 Things to Say to Your Boss to Get a Promotion or Raise
The squeaky wheel gets the grease, and that goes double when it comes to asking for a promotion or a raise.
A 2014 study performed by management consulting firm Accenture found that nearly 80% of employees who ask for a raise, and 70% of employees who ask for a promotion, get one. (See also: 12 Ways to finally Get That Promotion This Year)
The Spending That Makes You Happy
I love buying a new book. To me, a book represents many hours of getting lost in a story or learning about something new. It’s a portal to another place and having a number of books just waiting to be read when I have time for them makes me happy.
I also love opening, learning, and playing board games. I love reading the rules, punching out the tokens, and playing games with my friends. Our game nights are most fun when they feature a mix of old and new games.
Spending on those things – as well as on occasional things like a cup of coffee at the local coffee shop – bring me a lot of personal joy. I would be very upset if our budget tightened to the point where I couldn’t enjoy these things.
6 Warning Signs That You Need to Stop Using Your Credit Cards
In romantic relationships, career choices, even struggles with drugs and alcohol, professionals often ask us to look out for warning signs. Well the same should be done with credit cards. (See also: 12 Habits of Highly Responsible Credit Card Users)
6 Warning Signs That You Need to Stop Using Your Credit Cards
In romantic relationships, career choices, even struggles with drugs and alcohol, professionals often ask us to look out for warning signs. Well the same should be done with credit cards. (See also: 12 Habits of Highly Responsible Credit Card Users)
My unconventional plans to pay for my daughter’s college education
This article is by staff writer Holly Johnson.
I just sat down to write this post a moment ago and literally stared at the screen for twenty minutes. I’m still ready to bolt out the door at a second’s notice, if needed, and the tears won’t stop rolling down my face.
But thankfully, these are good tears.
My mother told me I might feel this way on my daughter’s first day of kindergarten. Like it or not, the little person I gave birth to five years ago is no longer a baby, but a little girl.
A fearless little girl.
I looked into her eyes this morning and told her how much I loved her.
“I’m so proud of you,” I said, with tears in my eyes and a knot in my stomach.
“Stop worrying, momma,” she said.
My unconventional plans to pay for my daughter’s college education
This article is by staff writer Holly Johnson.
I just sat down to write this post a moment ago and literally stared at the screen for twenty minutes. I’m still ready to bolt out the door at a second’s notice, if needed, and the tears won’t stop rolling down my face.
But thankfully, these are good tears.
My mother told me I might feel this way on my daughter’s first day of kindergarten. Like it or not, the little person I gave birth to five years ago is no longer a baby, but a little girl.
A fearless little girl.
I looked into her eyes this morning and told her how much I loved her.
“I’m so proud of you,” I said, with tears in my eyes and a knot in my stomach.
“Stop worrying, momma,” she said.
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