Money Tips Network

Best Money Tips: Things You Can Do To Find Your Calling

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some amazing articles on things you can do to find your calling, protecting your child's identity, and vices that can ruin your finances.

Top 5 Articles

12 Things You Can Do to Find Your Calling — Starting a blog or a YouTube channel can help you find your calling. [PopSugar Smart Living]

How to Protect Your Child's Identity — To protect your child's identity, be aware of whether or not your child is receiving pre approved credit accounts. [Rich Single Momma]

Best Money Tips: Things You Can Do To Find Your Calling

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some amazing articles on things you can do to find your calling, protecting your child's identity, and vices that can ruin your finances.

Top 5 Articles

12 Things You Can Do to Find Your Calling — Starting a blog or a YouTube channel can help you find your calling. [PopSugar Smart Living]

How to Protect Your Child's Identity — To protect your child's identity, be aware of whether or not your child is receiving pre approved credit accounts. [Rich Single Momma]

9 Satisfying Stir-Fries in 20 Minutes or Less

One of the fastest, cheapest meals I make on a regular basis is the stir-fry. As a vegetarian, it's a great way to get a big dose of vegetables and protein in one convenient pan. Meat eaters, too, can get their fill of healthy foods in just about 20 minutes. And the best part? There's little clean-up when you're done cooking. (See also: 10 Tricks To Keep Your Kitchen Clean While You Cook)

So check out these 10 fantastic stir-fries that will have you eating more and scrubbing less.

9 Satisfying Stir-Fries in 20 Minutes or Less

One of the fastest, cheapest meals I make on a regular basis is the stir-fry. As a vegetarian, it's a great way to get a big dose of vegetables and protein in one convenient pan. Meat eaters, too, can get their fill of healthy foods in just about 20 minutes. And the best part? There's little clean-up when you're done cooking. (See also: 10 Tricks To Keep Your Kitchen Clean While You Cook)

So check out these 10 fantastic stir-fries that will have you eating more and scrubbing less.

Ask the Readers: How Do You Unwind After Work?

For many people, the regular work day is filled with stress, deadlines, and constant movement — whether physical or mental. Even those of us who love our jobs, or those who work in a more relaxed environment, need to find ways to relax and recharge after a long day.

How do you unwind after work? Do you prefer to socialize after work or spend a quiet night at home? Are there certain activities that always do after an especially stressful day?

Tell us how you unwind after work and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Win 1 of 3 $20 Amazon Gift Cards

We're doing three giveaways — here's how you can win!

Ask the Readers: How Do You Unwind After Work?

For many people, the regular work day is filled with stress, deadlines, and constant movement — whether physical or mental. Even those of us who love our jobs, or those who work in a more relaxed environment, need to find ways to relax and recharge after a long day.

How do you unwind after work? Do you prefer to socialize after work or spend a quiet night at home? Are there certain activities that always do after an especially stressful day?

Tell us how you unwind after work and we'll enter you in a drawing to win a $20 Amazon Gift Card!

Win 1 of 3 $20 Amazon Gift Cards

We're doing three giveaways — here's how you can win!

Thirteen Strategies for Financial Independence Through Self-Sufficiency

My primary financial goal is what I call financial independence. Though financial independence can have a number of meanings, I define it as being a state in which I no longer have to actively work for money and my savings and investments cover all of my needs and reasonable wants for the long-term future. In other words, I live off of part of my investment income, with the rest being channeled back into investments so that the system is sustainable even with inflation.

Naturally, one key part of achieving this is to reduce my expenses as much as possible. If you spend less, then you have more to invest. The more you have to invest, the quicker you reach a point where your investment income is covering your (lower) expenses.

So, how do we do that without making life miserable?

9 Financial Lessons People Learn in High School — Did You?

Whether it be in the classroom or via real life experience, high schoolers get the chance to learn and apply a lot of the basic tenets of personal finance and money management. Some of them apply and retain the information, while others ignore, forgets or simply misunderstand it. (See also: The 5 Most Important Financial Lessons People Learn in High School (Did You?))

Which way did you go?

Check below for the nine financial lessons most people learn in high school, and then ask yourself: are you (financially) smarter than a 12th grader?

Hiccups on the way to combining finances

This is a guest post from Kathleen O’Malley, who writes about finding joy in a simple, frugal life at Frugal Portland.

It happened fast. We barely talked about it, but all of a sudden, about a week after we got engaged — and before we were really ready — my fiancé and I had combined our finances.

I can pinpoint the impetus: Southwest Airlines was offering a promotion where if you got both the Plus and the Premier credit card and spent x dollars on one, y dollars on the other, you got a Companion Pass through the end of 2015. “We fly Southwest a lot anyway,” we reasoned. “And we’ll hit the minimums soon since this wedding we’re planning isn’t going to be cheap. We might as well get one of us a $5 ticket every time we fly somewhere together.”

10 Foods With the Most Bang for Your Buck

What does it mean to get the most for your money when it comes to food? If you want to get the most calories for your dollar, you needn't look much further than the nearest fast food chain, which will gladly serve up a high-calorie burger, french fries, or a milkshake for less than $1.

And that cheap food sure feels like a bargain. You're full, only $1 dollar poorer, and you can be back at your desk within 20 minutes' time.

But whether that food is really the most cost-effective thing to eat depends on how you look at value. Sure, you'll probably get the most calories for your money from fast foods or junk food. The problem is that in the United States, what most people need isn't more calories, it's more nutrients.

The 5 Best Teeth Whiteners

You might think the only way to get your teeth sparkling again is by taking a very expensive, very time consuming trip to your dentist. Teeth whiteners provide the results of a cumbersome dental visit with more manageable prices and incredible convenience with minimal difficulty. However, there are many important factors to consider when deciding just which brand is right for you. We here at Wise Bread have compiled a list of the top five teeth whiteners to help you find just the one.

Five ways to save $5 in five minutes

The pillar of responsible personal finance is to spend less than you earn.  If you’ve heard that once, you’ve heard it thousands of times.

There are three ways to work towards spending less than you earn:

  1. Earn more.
  2. Spend less.
  3. Both 1. and 2.

One area that discourages people with finding ways to spend less is that “spending less” often translates to “doing it yourself,” and that takes time.  Indeed it can.

There are ways to spend less that don’t involve spending a ton of time.  I’ll describe five ways that you’ll be able to easily save $5 (or more!) in five minutes (or less!)  Five bucks in five minutes is $60/hour.  This is mid-level executive wage!

Best Money Tips: Strategies for Fixing Common Budget Problems

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some fantastic articles on strategies for fixing budget problems, simple DIY frugal tips, and smart money moves for college students.

Top 5 Articles

Nine Strategies for Fixing Common Budget Problems — If your budget categories estimates are off, start your budget from scratch. [The Simple Dollar]

7 Dead Simple DIY Frugal Tips — Cooking your own meals and growing a garden can help you save money. [Bargaineering]

Best Deals for Monday 08/25

Link for teaser title: 

http://www.wisebread.com/bestdeals/today

Up to 60% off GUESS Factory Sale, Up to 30% off major appliances at Best Buy, Oral-B Pulsonic Sonic Electric Toothbrush for $35, and more!

4 Ways Your Mind Can Make You Rich

When I was in my early 20s, I had a lovely photograph of a solitary woman hanging in my bedroom. My mother suggested that I switch it out for a picture of a couple. According to a theory of Feng Shui that she had read, the way you decorate your home reflects your intentions — so if you have artwork depicting loneliness in your bedroom, then you're more likely to be unlucky in love.

Naked With Cash: Brian, July 2014

Naked With Cash is an ongoing series at Consumerism Commentary in which readers share their households’ finances with other readers. These participants benefit from the accountability that comes from tracking their finances publicly and the feedback of the four expert Certified Financial Planners (CFPs).

For more information, read this introduction.

18 Pantry Foods That Keep Longer Than You Think

There's a big difference between the "use-by" and "sell-by" dates on a bottle of ketchup.

Americans in particular are notorious for throwing out perfectly good eats, a habit that has recently given life to a grocery store of expired foods, that are still safe to eat. And while it's pretty easy to detect fresh milk from sour milk, it can be tricky to discern the difference when it comes to condiments and other dry goods. (See also: You're Wasting One-Third of the Food You Buy)

Questions about Silver Certificates, Microwaves, Outlet Stores, TVs, and More!

What’s inside? Here are the questions answered in today’s reader mailbag, boiled down to five word summaries. Click on the number to jump straight down to the question.
1. Figuring out financial goals
2. Credit card sign up bonus
3. Child not worth cost?
4. Saving in a Roth IRA
5. Water is cheap but…
6. Outlet stores and quality
7. Musicians and money
8. Confused about buying a TV
9. Old currency

How to Ensure You Get the Home Loan You Want

My husband and I recently bought our second home. Surprisingly, the process was far more involved than it was the first time around, just six short years ago. Not only did we have to sell the house we were living in, but the application for our new home loan also seemed much more complex and involved. (See also: Top 7 Mortgage Myths Debunked)

If I could go back in time, I'd be sure to keep the following points in mind before applying for our home loan. In the end, it all worked out for our family. We were approved, we found an awesome place, we moved, and we're now happily settling in. However, the more prepared you are from the start, the easier the whole thing will be — trust me!

Preventing failure before it is an option

This article is by staff writer Lisa Aberle.

When I wrote an article about poverty, I wasn’t sure where Brandon and Leah, the two people I shared about, would be in the next few months. I needn’t have wondered. Turns out, nothing has changed. Despite receiving money from various people for rent, access to free babysitting, and bags of groceries, the last few months have been peppered with evictions, arrests, jail, and now prison. Unfortunately, I am not surprised, and you probably aren’t either.

It is really easy for me to identify their stupid financial (and life!) decisions and ignore the impact that their life history has had on their future. But people don’t have to have drug addicts for parents or live in poverty to struggle financially or to struggle to fulfill life’s potential.