Shopping for everything on the back-to-school list can be a real pain. Not only do those $0.75 highlighters add up (especially if you have several children), but it's easy to feel overwhelmed when you're adding that shopping on top of everything else you have to do to prepare for the coming season. (See also: Back-to-School: Saving on College Textbooks)
While there's usually not one place where you can consistently go to get the best deals, it is possible to make the whole back-to-school shopping process easier. Here are some ideas that should help you lift the overwhelm and even enjoy the chance to spend some time with your kids.
Shopping for everything on the back-to-school list can be a real pain. Not only do those $0.75 highlighters add up (especially if you have several children), but it's easy to feel overwhelmed when you're adding that shopping on top of everything else you have to do to prepare for the coming season. (See also: Back-to-School: Saving on College Textbooks)
While there's usually not one place where you can consistently go to get the best deals, it is possible to make the whole back-to-school shopping process easier. Here are some ideas that should help you lift the overwhelm and even enjoy the chance to spend some time with your kids.
The Business Insider says that the way millionaires view money is different from everyone else. Here are their thoughts and my comments on them:
1. The wealthy focus on earning.
I have to agree on this one. That's why I post so much about managing your career, growing your investments, and investing in real estate.
2. The wealthy use leverage.
Anyone who has ever owned a home entertainment system is aware of the plethora of remotes required to control each component and the chaos that can ensue if you were to lose one of them. This is where a universal remote can come in handy, as it gives you the ability to control all your favorite electronic devices on just one convenient remote.
There are a number of key factors to look for when searching for the ideal universal remote. We here at Wise Bread have done the homework for you, and we're happy to present our list of the five best universal remotes.
Anyone who has ever owned a home entertainment system is aware of the plethora of remotes required to control each component and the chaos that can ensue if you were to lose one of them. This is where a universal remote can come in handy, as it gives you the ability to control all your favorite electronic devices on just one convenient remote.
There are a number of key factors to look for when searching for the ideal universal remote. We here at Wise Bread have done the homework for you, and we're happy to present our list of the five best universal remotes.
These days, there’s a lot of attention being focused on the subject of bullying. This emphasis is well justified. The whole bullying experience tends to be destructive and wreak long-term consequences. As one who was, at times, both bullied and a bully as a kid, I can testify that while I have almost repressed the former experience, I’ll never be able to live down the latter. I join the chorus of those arguing the more we can reduce bullying, the better off society will be.
It’s fitting, too, that we are finally getting around to acknowledging there is such a thing as financial bullying, just a couple eons after the first spouse was castigated for shelling out too many beaver pelts for a bushel of corn.
Brain Hacking, also known as "mind hacking" has become increasingly popular over the last few years. According to Squidoo, mind hacking is "to perform some act that gains access to the fundamental mechanism behind your mind and other people's minds by here-to-fore unknown or apparently mystical means." (See also: 13 Easy Ways to Improve Your Brain)
Brain Hacking, also known as "mind hacking" has become increasingly popular over the last few years. According to Squidoo, mind hacking is "to perform some act that gains access to the fundamental mechanism behind your mind and other people's minds by here-to-fore unknown or apparently mystical means." (See also: 13 Easy Ways to Improve Your Brain)
Naked With Cash is an ongoing series at Consumerism Commentary in which readers share their households’ finances with other readers. These participants benefit from the accountability that comes from tracking their finances publicly and the feedback of the four expert Certified Financial Planners (CFPs).
Naked With Cash is an ongoing series at Consumerism Commentary in which readers share their households’ finances with other readers. These participants benefit from the accountability that comes from tracking their finances publicly and the feedback of the four expert Certified Financial Planners (CFPs).
Welcome to Wise Bread's Best Money Tips Roundup! Today we found some amazing articles on things you can do to find your calling, protecting your child's identity, and vices that can ruin your finances.
Top 5 Articles
12 Things You Can Do to Find Your Calling — Starting a blog or a YouTube channel can help you find your calling. [PopSugar Smart Living]
How to Protect Your Child's Identity — To protect your child's identity, be aware of whether or not your child is receiving pre approved credit accounts. [Rich Single Momma]
Welcome to Wise Bread's Best Money Tips Roundup! Today we found some amazing articles on things you can do to find your calling, protecting your child's identity, and vices that can ruin your finances.
Top 5 Articles
12 Things You Can Do to Find Your Calling — Starting a blog or a YouTube channel can help you find your calling. [PopSugar Smart Living]
How to Protect Your Child's Identity — To protect your child's identity, be aware of whether or not your child is receiving pre approved credit accounts. [Rich Single Momma]
One of the fastest, cheapest meals I make on a regular basis is the stir-fry. As a vegetarian, it's a great way to get a big dose of vegetables and protein in one convenient pan. Meat eaters, too, can get their fill of healthy foods in just about 20 minutes. And the best part? There's little clean-up when you're done cooking. (See also: 10 Tricks To Keep Your Kitchen Clean While You Cook)
So check out these 10 fantastic stir-fries that will have you eating more and scrubbing less.
One of the fastest, cheapest meals I make on a regular basis is the stir-fry. As a vegetarian, it's a great way to get a big dose of vegetables and protein in one convenient pan. Meat eaters, too, can get their fill of healthy foods in just about 20 minutes. And the best part? There's little clean-up when you're done cooking. (See also: 10 Tricks To Keep Your Kitchen Clean While You Cook)
So check out these 10 fantastic stir-fries that will have you eating more and scrubbing less.
For many people, the regular work day is filled with stress, deadlines, and constant movement — whether physical or mental. Even those of us who love our jobs, or those who work in a more relaxed environment, need to find ways to relax and recharge after a long day.
How do you unwind after work? Do you prefer to socialize after work or spend a quiet night at home? Are there certain activities that always do after an especially stressful day?
Tell us how you unwind after work and we'll enter you in a drawing to win a $20 Amazon Gift Card!
Win 1 of 3 $20 Amazon Gift Cards
We're doing three giveaways — here's how you can win!
For many people, the regular work day is filled with stress, deadlines, and constant movement — whether physical or mental. Even those of us who love our jobs, or those who work in a more relaxed environment, need to find ways to relax and recharge after a long day.
How do you unwind after work? Do you prefer to socialize after work or spend a quiet night at home? Are there certain activities that always do after an especially stressful day?
Tell us how you unwind after work and we'll enter you in a drawing to win a $20 Amazon Gift Card!
Win 1 of 3 $20 Amazon Gift Cards
We're doing three giveaways — here's how you can win!
My primary financial goal is what I call financial independence. Though financial independence can have a number of meanings, I define it as being a state in which I no longer have to actively work for money and my savings and investments cover all of my needs and reasonable wants for the long-term future. In other words, I live off of part of my investment income, with the rest being channeled back into investments so that the system is sustainable even with inflation.
Naturally, one key part of achieving this is to reduce my expenses as much as possible. If you spend less, then you have more to invest. The more you have to invest, the quicker you reach a point where your investment income is covering your (lower) expenses.
So, how do we do that without making life miserable?
Whether it be in the classroom or via real life experience, high schoolers get the chance to learn and apply a lot of the basic tenets of personal finance and money management. Some of them apply and retain the information, while others ignore, forgets or simply misunderstand it. (See also: The 5 Most Important Financial Lessons People Learn in High School (Did You?))
Which way did you go?
Check below for the nine financial lessons most people learn in high school, and then ask yourself: are you (financially) smarter than a 12th grader?
This is a guest post from Kathleen O’Malley, who writes about finding joy in a simple, frugal life at Frugal Portland.
It happened fast. We barely talked about it, but all of a sudden, about a week after we got engaged — and before we were really ready — my fiancé and I had combined our finances.
I can pinpoint the impetus: Southwest Airlines was offering a promotion where if you got both the Plus and the Premier credit card and spent x dollars on one, y dollars on the other, you got a Companion Pass through the end of 2015. “We fly Southwest a lot anyway,” we reasoned. “And we’ll hit the minimums soon since this wedding we’re planning isn’t going to be cheap. We might as well get one of us a $5 ticket every time we fly somewhere together.”
What does it mean to get the most for your money when it comes to food? If you want to get the most calories for your dollar, you needn't look much further than the nearest fast food chain, which will gladly serve up a high-calorie burger, french fries, or a milkshake for less than $1.
And that cheap food sure feels like a bargain. You're full, only $1 dollar poorer, and you can be back at your desk within 20 minutes' time.
But whether that food is really the most cost-effective thing to eat depends on how you look at value. Sure, you'll probably get the most calories for your money from fast foods or junk food. The problem is that in the United States, what most people need isn't more calories, it's more nutrients.
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