Money Tips Network

Join Our Tweetchat on Thursday 8/28, 12pm Pacific for a Chance to Win Prizes

Join our Tweetchat this Thursday at 12:00 pm Pacific for lively conversation and a chance to win one of two $10 Amazon GCs! Use #WBChat to participate.

This week's topic: Frugal Fun With Friendsl! Learn about saving on a night out with friends, frugal activities you can do with friends, and how to stay on budget with "spendy" friends! Let us know what you did with your friends the last time you spent time with them and share with us your number one tip for having frugal fun with friends!

For an easy way to keep track of the conversation, try using our special Tweetchat Chatroom.

Best Money Tips: Steps to Make Sure You Buy the Right House

Welcome to Wise Bread's Best Money Tips Roundup! Today we found some amazing articles on making sure you are buying the right house, maximizing your dollar at Subway, and creating work/life balance when your kids return to school.

Top 5 Articles

7 Steps to Make Sure It's the Right House to Buy — Scoping out the neighborhood and making a pros and cons checklist is important when deciding whether or not to buy a home. [Save Outside The Box]

Naked With Cash: Laura and Leon, July 2014

Naked With Cash is an ongoing series at Consumerism Commentary in which readers share their households’ finances with other readers. These participants benefit from the accountability that comes from tracking their finances publicly and the feedback of the four expert Certified Financial Planners (CFPs).

For more information, read this introduction.

8 Hours? 9 Hours? This Is How Much Sleep You REALLY Need

Ask anyone how much sleep they should be getting and most people will tell you 8 to 9 hours. But new research suggests that you might actually need less sleep than that — possibly as little as 7 hours for full rest and maximum health benefits.

5 Things to Say to Your Boss to Get a Promotion or Raise

The squeaky wheel gets the grease, and that goes double when it comes to asking for a promotion or a raise.

A 2014 study performed by management consulting firm Accenture found that nearly 80% of employees who ask for a raise, and 70% of employees who ask for a promotion, get one. (See also: 12 Ways to finally Get That Promotion This Year)

The Spending That Makes You Happy

I love buying a new book. To me, a book represents many hours of getting lost in a story or learning about something new. It’s a portal to another place and having a number of books just waiting to be read when I have time for them makes me happy.

I also love opening, learning, and playing board games. I love reading the rules, punching out the tokens, and playing games with my friends. Our game nights are most fun when they feature a mix of old and new games.

Spending on those things – as well as on occasional things like a cup of coffee at the local coffee shop – bring me a lot of personal joy. I would be very upset if our budget tightened to the point where I couldn’t enjoy these things.

6 Warning Signs That You Need to Stop Using Your Credit Cards

In romantic relationships, career choices, even struggles with drugs and alcohol, professionals often ask us to look out for warning signs. Well the same should be done with credit cards. (See also: 12 Habits of Highly Responsible Credit Card Users)

6 Warning Signs That You Need to Stop Using Your Credit Cards

In romantic relationships, career choices, even struggles with drugs and alcohol, professionals often ask us to look out for warning signs. Well the same should be done with credit cards. (See also: 12 Habits of Highly Responsible Credit Card Users)

My unconventional plans to pay for my daughter’s college education

This article is by staff writer Holly Johnson.

I just sat down to write this post a moment ago and literally stared at the screen for twenty minutes. I’m still ready to bolt out the door at a second’s notice, if needed, and the tears won’t stop rolling down my face.

But thankfully, these are good tears.

My mother told me I might feel this way on my daughter’s first day of kindergarten. Like it or not, the little person I gave birth to five years ago is no longer a baby, but a little girl.

A fearless little girl.

I looked into her eyes this morning and told her how much I loved her.

“I’m so proud of you,” I said, with tears in my eyes and a knot in my stomach.

“Stop worrying, momma,” she said.

My unconventional plans to pay for my daughter’s college education

This article is by staff writer Holly Johnson.

I just sat down to write this post a moment ago and literally stared at the screen for twenty minutes. I’m still ready to bolt out the door at a second’s notice, if needed, and the tears won’t stop rolling down my face.

But thankfully, these are good tears.

My mother told me I might feel this way on my daughter’s first day of kindergarten. Like it or not, the little person I gave birth to five years ago is no longer a baby, but a little girl.

A fearless little girl.

I looked into her eyes this morning and told her how much I loved her.

“I’m so proud of you,” I said, with tears in my eyes and a knot in my stomach.

“Stop worrying, momma,” she said.

12 Back-to-School Shopping Tips for the Busy Parent

Shopping for everything on the back-to-school list can be a real pain. Not only do those $0.75 highlighters add up (especially if you have several children), but it's easy to feel overwhelmed when you're adding that shopping on top of everything else you have to do to prepare for the coming season. (See also: Back-to-School: Saving on College Textbooks)

While there's usually not one place where you can consistently go to get the best deals, it is possible to make the whole back-to-school shopping process easier. Here are some ideas that should help you lift the overwhelm and even enjoy the chance to spend some time with your kids.

12 Back-to-School Shopping Tips for the Busy Parent

Shopping for everything on the back-to-school list can be a real pain. Not only do those $0.75 highlighters add up (especially if you have several children), but it's easy to feel overwhelmed when you're adding that shopping on top of everything else you have to do to prepare for the coming season. (See also: Back-to-School: Saving on College Textbooks)

While there's usually not one place where you can consistently go to get the best deals, it is possible to make the whole back-to-school shopping process easier. Here are some ideas that should help you lift the overwhelm and even enjoy the chance to spend some time with your kids.

The Wealthy Look at Money Differently

The Business Insider says that the way millionaires view money is different from everyone else. Here are their thoughts and my comments on them:

1. The wealthy focus on earning.

I have to agree on this one. That's why I post so much about managing your career, growing your investments, and investing in real estate.

2. The wealthy use leverage.

The 5 Best Universal Remotes

Anyone who has ever owned a home entertainment system is aware of the plethora of remotes required to control each component and the chaos that can ensue if you were to lose one of them. This is where a universal remote can come in handy, as it gives you the ability to control all your favorite electronic devices on just one convenient remote.

There are a number of key factors to look for when searching for the ideal universal remote. We here at Wise Bread have done the homework for you, and we're happy to present our list of the five best universal remotes.

The 5 Best Universal Remotes

Anyone who has ever owned a home entertainment system is aware of the plethora of remotes required to control each component and the chaos that can ensue if you were to lose one of them. This is where a universal remote can come in handy, as it gives you the ability to control all your favorite electronic devices on just one convenient remote.

There are a number of key factors to look for when searching for the ideal universal remote. We here at Wise Bread have done the homework for you, and we're happy to present our list of the five best universal remotes.

I Was the Victim of a Financial Bully

These days, there’s a lot of attention being focused on the subject of bullying. This emphasis is well justified. The whole bullying experience tends to be destructive and wreak long-term consequences. As one who was, at times, both bullied and a bully as a kid, I can testify that while I have almost repressed the former experience, I’ll never be able to live down the latter. I join the chorus of those arguing the more we can reduce bullying, the better off society will be.

It’s fitting, too, that we are finally getting around to acknowledging there is such a thing as financial bullying, just a couple eons after the first spouse was castigated for shelling out too many beaver pelts for a bushel of corn.

8 Powerful Brain Hacks You Can Do in Under 2 Minutes

Brain Hacking, also known as "mind hacking" has become increasingly popular over the last few years. According to Squidoo, mind hacking is "to perform some act that gains access to the fundamental mechanism behind your mind and other people's minds by here-to-fore unknown or apparently mystical means." (See also: 13 Easy Ways to Improve Your Brain)

8 Powerful Brain Hacks You Can Do in Under 2 Minutes

Brain Hacking, also known as "mind hacking" has become increasingly popular over the last few years. According to Squidoo, mind hacking is "to perform some act that gains access to the fundamental mechanism behind your mind and other people's minds by here-to-fore unknown or apparently mystical means." (See also: 13 Easy Ways to Improve Your Brain)

Naked With Cash: Jake and Allie, July 2014

Naked With Cash is an ongoing series at Consumerism Commentary in which readers share their households’ finances with other readers. These participants benefit from the accountability that comes from tracking their finances publicly and the feedback of the four expert Certified Financial Planners (CFPs).

For more information, read this introduction.

Naked With Cash: Jake and Allie, July 2014

Naked With Cash is an ongoing series at Consumerism Commentary in which readers share their households’ finances with other readers. These participants benefit from the accountability that comes from tracking their finances publicly and the feedback of the four expert Certified Financial Planners (CFPs).

For more information, read this introduction.